Pastdue credit solutions for Hutchinson 3 mobile

[andrewman]

I have received a letter today giving me until 8 December 2016 to pay £66.79.

Past due are working for Hutchinson 3 mobile.

 

 

In September 2015 I contacted 3 mobile because I could not access website to check my mobile phone account,

I hot e-mail saying my account was closed,

I left it at that,

 

 

by February 2017 no attempt to collect monthly payments was made via direct debit.

 

 

I clised the direct debit and thought nothing more.

 

 

Then today I get a Letter from Past due credit solutions telling me they are working on behalf of 3 mobile,

I owe £66.79 and must pay this by 8th December 2016 or they will instruct 3 mobile to start court action to recover outstanding debt plus costs.

 

 

Past due is based in Glasgow.

Any help in trying to deal with this problem would be appreciated. Thank You

[unclebulgaria67]

Nothing will happen, if you did not respond.

 

It is up to 3 mobile whether they wanted to take any actions, but i doubt it is worth it for this amount. It will just get passed around debt collectors for ages and up to you whether you mind the hassle.

 

But you do need to check your credit record, as that might hurt you more.

 

You might want to complain to 3 mobile directly and get them to prove this debt. If you are then happpy you do owe this debt, then you can settle it.

[dx100uk]

past a clue can safely be totally ignored

they are a DCA

and DCA's ARE NOT BAILIFFS

they no legal powers whatsoever

 

 

IF you owe anything at all

take that up with 3 themselves.

 

 

dx

[andrewman]

Thank you for reply.

 

 

There is mention of this so called debt on my credit file, but it has not had any impact on getting credit because I pay all my monthly payments on time,

 

 

I contacted Equifax about putting mention on my file that debt is contested, that lasted a month before being removed.

 

 

I will ignore all letters that I get unless they come via registered post.

I still can't believe it's taken a year.

Thank you for advice it is appreciated.

[fkofilee]

£66? - PDCS don t do court at all... They dont own a debt haha...

 

Id check with 3 nonetheless

[JOHNINYORK]

With regard to Andrewman.

Have you checked with your bank regarding the final Direct Debit.

 

 

Several years ago, I cancelled a Three account.

 

 

Some weeks later I received a letter from a DCA saying that I owed Three x amount.

I went to the local Three shop, who explained that it was an admin error and forget about it.

 

 

Some weeks later, another letter from the DCA,saying that I still owed money.

I now went to my bank to see what had happened to the Direct Debit.

The bank told me that Three had cancelled the Direct Debit before they had taken the final payment, then tried to reinstate it for the final payment.

The bank had refused Three permission to reinstate the Direct Debit.

 

Regards,John.