Marston - old water CCJ - late payment and arrangement terminated

[LW1974]

Morning all, long time lurker first time poster...

 

I have been repaying my water company debts through Marston,

until last week was regularly repaying £85 on the 21st of each month.

Then I switched jobs to work for the NHS as a bank support worker.

 

 

The pay is much better than my previous employment,

but the NHS isn't run like a private company,

 

 

I recieved my first paycheque this morning, two weeks late because my line manager had been too busy to complete my registration.

 

I wrote to Marston to tell them this and said I would be able to pay today (the 1st)

and even offered an additional £50 for the inconvenience and to get proof of the delay from my employer.

 

They replied and said my letter had been passed on to their client,

but in the mean time told me that as I had not held up my end,

the agreement had been terminated and they would proceed with enforcement for the full balance of around £3200.

 

 

I made my late payment anyway and offered to increase my repayment to £100 due to my new job,

 

 

now terrified they are going to ignore this and show up, take my (£1000) car and try and get into my house for my goods.

 

I have been on antidepressants for over ten years and while I am currently dealing with my mental health problems, this sort of issue is exaclty the type that would make me stop going to work and ignore everything once more, which will only make situations like this much worse.

 

Any advice on what to do next would be gratefully received.

[unclebulgaria67]

Contact the Water company the CCJ is owed to, as it is their decision, as to what happens in regard to debt enforcement. I should imagine that armed with the information they would be happy to continue with the payment arrangement and advise Marstons of this.

[LW1974]

I'm just about to leave for work, so for you to reply so swiftly sets my mind at ease. Thank you so much.

[maroondevo52]

Hello and Welcome LW1974,

 

I have moved this thread to the Bailiff Forum.

 

Regards,

 

Scott.

[ploddertom]

It is not quite as simple as it sounds to sort this out. Marstons are obviously attending as High Court Enforcement Officers and if the Water Co accept anything from you they are supposed to pass it on to Marstons as they can be held responsible for the fees. I assume the arrangement you had with them was just a mutual one. It would be far better going back to Court and applying for a Variation Order & also a Stay of Execution against the Writ they are enforcing.

 

You will find that if you ask you will have paid very little off the original debt as Marstons will have kept maybe as mush as 60% for their fees etc. If your applications to Court are successful then that removes Marstons from the equation as long as you keep to the payment plan ordered. If need be we can help you with the applications.

[dx100uk]

well said PT

something fishy going on here

 

 

and a £3200+ CCJ that's one hell of a water bill

did you not defend the CCJ in the first place

and as for passing it on to HCEO ...urm...

 

 

when did they get the CCJ

did you know about it

or was your 1st knowledge the bailiff at your door

and you've been paying them ever since?

[brassnecked]

What water company is this, and what was the original debt?

[ploddertom]

I see elsewhere you have been offered a Para-Legal. On the face of it a good idea but you should ask:

a - are they Licenced

b - what qualifications they have

 

Read more @ http://www.nationalparalegals.co.uk/

[wonkeydonkey]

I see elsewhere you have been offered a Para-Legal. On the face of it a good idea but you should ask:

a - are they Licenced

b - what qualifications they have

 

Read more @ http://www.nationalparalegals.co.uk/

 

Yes please do be very careful, it is known you will quite likely be expected to initially pay for a 'telephone consultation' (£35) before the 'paralegal' can become involved.

[dx100uk]

God don't go with that lot

Load of ole twaddle that'll cost you dear and give you bad advice

 

Dx

[LW1974]

Thanks all. I contacted Welsh Water and have prepared the application to the court pending their reply.

[dx100uk]

application to court for what?

 

 

dx