Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Pandemic will just accelerate the change that was already happening.   High Street Retailers will go bust, as they cannot compete with online warehouse operators. Government will have to reduce the business rates significantly and landlords who own the shop buildings will need to reduce the rents they charge.   Retailers will need to make changes to the layout of their shops to make them more attractive, as a leisure experience. If they are offering just racks or shelfs of goods, consumers may think they are not getting anything extra than if they bought online.   As more people work from home, they will be available for home deliveries, so online retailers will gain the sales. The high streets where these homeworkers  use to work close to will lose sales.   Travel sector including airlines will see many go bust, more so, if there is a second wave of the virus.  Holidays based in peoples home countries or in neighbouring countries will be more popular. Caravans, motorhome sales are going to see massive increases, as people want their own clean spaces. And caravan parks will see more demand as a consequence, but will have to update facilities.   Pretty much every sector of the economy is going to see the biggest changes they have ever gone through and in a very short space of time.
    • This article in the Indy has some interesting views on how Brexit has affected the Uk's response to Covid.   https://www.independent.co.uk/voices/coronavirus-lockdown-government-death-toll-boris-johnson-a9551516.html
    • Small attachment to an iPhone that cost £288.00.   I know anything that relates to Apple can be very expensive, but what was the attachment ?   Did you return the attachment product in its original packaging ?   How often do you buy products from Amazon ?   How often do you return products to Amazon ?   Could Amazon believe you are buying products to simply try out for a period, with no intention of keeping the products ?
    • So I make a post and ask you some questions and you then go in and make a response which deals with something completely different and which ignores the questions which I have asked completely. I don't see how we can move forward on that basis
    • Thank you. First of all, this is not chronology so we don't have any sense of the timeline. It's still rather complicated – but maybe when you produce a chronology it will come more into focus. However, there are a few things that we can start to tease out. You say that you accepted £250 in an offer which was intended to reflect distress. Although you say that you accepted this offer mistakenly, it may well be that you have no further rights on this issue because of course it would have been up to you to understand the situation properly before accepting any kind of financial offer. However, it would be useful to understand the reach of this offer and so please could you post up the offer letter by uploading it in PDF format. You say that "high-volume messaging" is not explicitly covered in the terms and conditions – but there may be references to "fair use policy" and it may be an interpretive problem rather than looking for words which specifically match your situation. So it will be helpful to know what words Vodafone were relying upon and also what was the extent of your high-volume messaging. Did they give you any warnings. You say that they referred to terms and conditions which you did not sign. However, it isn't necessary to sign terms and conditions. We would have to understand more about the context – but generally speaking if there is an agreement which refers to terms and conditions from the outset and you then embark upon the agreement and use the services, then all the signs would be that you've accepted the conditions of use. Signed written terms and conditions are generally speaking only required in contracts for property or copyright or shares. You say that the contract was put in your sole name despite the fact that the company name was on the agreement. We don't have a chronology so we don't see how long this went on for and you don't explain why you didn't raise any objections to this – or maybe you did? You say that you have sent Vodafone and Lowell an SAR but "so far" you are waiting for a response. This suggests that you sent the SAR some time ago – but you haven't told us anything about when this might have happened. You are referring to obligations under the Consumer Rights Act but I'm afraid that these obligations refer to contracts between a trader and a consumer – and you are not trading as a consumer so these probably wouldn't apply to you. Finally, you are worried about expressing a claim in legal language. If you begin a small claim then you certainly don't need any legal language – and in fact that kind of approach simply gets in the way. Also, it seems to me that you are gearing up to bring a court claim – which is fine, in my book – but you haven't identified your cause or causes of action and you don't have a plan. I think we need to slow down and have a more careful and methodical look at the situation. Otherwise you're simply going to find yourself in trouble
  • Our picks

phinic1411

Harlands demands for Xercise4Less gym

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1283 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi.

 

My daughter aged 16 has had letters from her bank saying a DD had bounced for Harlands. She has been down and the bank cancelled it as she is 16 she does not incur charges. She has now had letters from Harlands saying that she owes them £59.99. This includes £25 admin fees.

 

I googled who they were and took no notice. However i am personally now getting texts from x4l who i have just googled and it came up with xercise4less. Looked at their website and no way to contact them. Googled the number that was in the text and came up with Harlands.

 

Now she hasnt even signed up for a gym membership but is being threatened with action to recover the costs. Any advice on what to do on this would be grateful. I have seen previous posts that contacting them is a waste of time. TIA

Share this post


Link to post
Share on other sites
Hi.

 

My daughter aged 16 has had letters from her bank saying a DD had bounced for Harlands. She has been down and the bank cancelled it as she is 16 she does not incur charges. She has now had letters from Harlands saying that she owes them £59.99. This includes £25 admin fees.

 

I googled who they were and took no notice. However i am personally now getting texts from x4l who i have just googled and it came up with xercise4less. Looked at their website and no way to contact them. Googled the number that was in the text and came up with Harlands.

 

Now she hasnt even signed up for a gym membership but is being threatened with action to recover the costs. Any advice on what to do on this would be grateful. I have seen previous posts that contacting them is a waste of time. TIA

 

 

you need to start a new thread

of your own

please


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Hi Phinic and welcome to CAG

 

You can use this thread from now on.

 

Please confirm, are you saying YD has never been to this gym and has no knowledge of any m/ship.

 

Or perhaps she joined but without actually signing anything.

 

Or maybe she joined with a friend without you knowing and now regrets it.

 

If she joined as a minor, she cannot be bound by any contract or agreement with the gym because she's a minor.

 

Just ignore any contact from Harlands and/or the gym. We'll help you deal with this when we have the info you need.

 

Any admin fees they add are NOT enforceable so don't worry about that aspect.

 

:-)

Edited by slick132

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites
Hi Phinic and welcome to CAG

 

You can use this thread from now on.

 

Please confirm, are you saying YD has never been to this gym and has no knowledge of any m/ship.

 

Or perhaps she joined but without actually signing anything.

 

Or maybe she joined with a friend without you knowing and now regrets it.

 

If she joined as a minor, she cannot be bound by any contract or agreement with the gym because she's a minor.

 

Just ignore any contact from Harlands and/or the gym. We'll help you deal with this when we have the info you need.

 

Any admin fees they add are NOT enforceable so don't worry about that aspect.

 

:-)

Hi Slick and thank you.

 

She has never attended this gym only the local leisure centre where she does have membership. Never knew about a company with this name never mind where they are.

 

All correspondence has been ignored as i thought that best but bow texts im getting are daily. She has her own phone so im not sure why im getting texts unless its a hoax somewhere. Just a presumption.

Share this post


Link to post
Share on other sites

Hi Phinic,

 

Harlands run the admin and DD collection for many large and small gyms. Also, they run the admin for leisure centres.

 

Is it possible this is actually about the m/ship YD has with the leisure centre, only you didn't know it was Harlands that handle the admin. YD needs to check her bank statements to see if the leisure centre m/ship has not been paid for some reason.

 

If you ask the leisure centre, they'll be able to tell you if Harlands run their admin.

 

If you're sure it's noting to do with the leisure centre, can you tell us any more about the bank and the DD. Harlands can only take money from an a/c if they have a signed DD mandate that is lodged at YD's bank. Was there a DD mandate that YD cancelled when she visited.

 

Ignore all demands from Harlands or CRS for now and don't worry about them demanding increasing amounts. They're full of hot air !!

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

Hi Slick

 

There was a dd mandate when she went into the bank. The bank said that her account would not facilitate an overdraft due to her age therefore they never let payment go through from her account. The dd was cancelled and the bank told her to ignore any further contact if she did not sign the mandate.

 

Her current membership comes out of my account as i pay for this from my own account and i have contacted the leisure centre through curiosity and they do not have a third party that deals with their admin it is all done in house.

 

These companies annoy me threatening ppl.

Share this post


Link to post
Share on other sites

Hi Phinic,

 

Ok, so this has nothing to do with the leisure centre.

 

I assume the DD mandate was in YD's name, showed her bank sort code and account number, and her signature. Let us know.

 

Maybe this was done as a prank by someone.

 

Have you checked that no payments were made to Harlands earlier, perhaps when YD had sufficient funds for the DD to be taken without going into o/draft.

 

Unless there's any other explanation, I would consider a formal written complaint to the bank, so they have a chance to check if it was fraud or a simple error..

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

Hi Slick

 

I have done a formal complaint letter to the bank and will see what comes back.

 

In the meantime i will make sure all is ignored from Harlands.

 

Appreciate your help in this matter.

 

:-)

Share this post


Link to post
Share on other sites

Hi Phinic,

 

Let us know how the bank replies. They may well try to phone to discuss and close the matter quickly. Tell them you require a written reply and you (or YD) will not discuss this by phone.

 

Depending on how long this takes to sort, you may hear from Harlands/CRS, Zinc Group or Spratt Endicott (Harlands current pet solicitor). They're all full of hot air and will not carry out the threats they make so it's safe to ignore them.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...