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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Weather Feelings and Thoughts-This Winter is Shaping up if you are a coldie.Perhaps.


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Well i have never seen anything like it.

I have been watching the weather models like a hawk.For a week or so.

Not one of them is sure what is going to happen.

I watched one weather presenter very experienced guy,even say so on the BBC.

 

However one thing seems to becoming clearer,it is not going to be like last year.All the Atlantic storms rolling in one after another.

This could be a winter to remember.

I enjoy the storms as being a beachcomber this is when i collect many things from the shoreline.

But understand it is hell for others.

 

Latest is that we could have a winter like we have not had for quite a while.

But this is just beginning to surface far away from our shores.

Amazing what can affect our tiny island.

The weather models at the moment are very good entertainment.

 

So what else is there to say.

Well i have bought a sleigh and a snow shovel.And put a small bet on snow for Christmas.

Also have my barbecue and leopard skin bikini nearby just in case.

 

What do you think is going to happen this winter.

This is where i hang out in winter just in case you want to check things out.

If you are a weather lover read a few pages back,perhaps a week if you have time,strap yourself in and enjoy the banter.

And the weather models.A right old battle taking place.

Check out how disappointed some get when the cold suggestions evaporate but then get excited as things change again.:madgrin:

https://www.netweather.tv/forum/topic/86580-model-output-discussions-06z-041116/?page=176

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Am loving the leopard skin bikini. My preference is a furry lined bikini...

 

As I'm hibernating indoors & will rarely venture out through winter unless it's urgent or extremely important!

 

Stocking up on Christmas supplies has begun. So bring on winter, I have nowt to fear!! Lol

I don't suffer from insanity, I enjoy every single minute of it!!

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Make the most of it

Earth warming to climate tipping point, warns study

 

 

http://www.bbc.co.uk/news/science-environment-38146248

 

Some of us, and almost certainly our children may end up trying to live on a world fast becoming a new Venus.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Well latest i can find on things.

This week a little cold tomorrow when some wake up.

Then barbeque weather by Wednesday Thursday before possibilities of cooling down again.

I suppose many may realise what i am looking for.

This may happen or may not ,but i am watching the weather models like a hawk.

 

A few things weatherwise,this place in Russia had a light dusting of snow this week.

Hardly worth talking about really.

2vw8aj8.jpg

 

Malaga is flooded out and a good few Tornadoes and waterspouts this week over there.

Here is one of the Tornados.Someone i feel has lost their crops.

 

As for myself i am a coldie of that there is no doubt.Model thread i linked to earlier is a sad place to be when cold possibilities vanish,but things can change fast and if they do i will post every few days.With names like Frosty they all try as hard as they can to find the cold from somewhere.We seem to be looking 10 days in front now and remain upbeat.

 

So what else for now is there to say.I am dreaming as i have since a kid.You cannot beat a White Christmas.

Let us have a tune.

And yes i will be watching Home Alone as if i had never seen it before and roaring with laughter once again.

 

And just thinking of a tune

Will be back shortly.

Bye for now.

Tawnyowl

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I have not had time yet to check the weather models out,i am heading there soon to chill.

I feel many of us enjoy talking and watching the weather with the twists and turns.

So thought i would put a video of a small hail storm on.

I believe bit could be wrong,that massive hailstones are caused when small hailstones cannot break through the warm air lower down so keep being forced back up into the colder air and gaining another layer of ice till they are that heavy they can break through the warmer air.

 

Oh go on then,last one then i am off.

10 of the Strangest Weather Occurrences Ever

 

Back with more if you can take the punishment.But really up to date events taking place all over the world.

In a couple of days or so.

Bye for now.

Tawnyowl.

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Hi Determindator.

Yes it is quite mild now.Just checked St Albans 10 deg at 7-30am,not bad at all.

Such a historic area.Romans,Celts,Tribes.The Cathedral.

And of course St Alban himself.A very interesting area.

Who need to travel abroad when such interesting places to visit are right here in the UK.

 

Weather models at the moment are as usual having a time trying to work out things.

Of course some of us perhaps are looking to far ahead,which leaves many coldies scratching their heads.

One day possibilities another day spirits sink quicker than a New Years eve party.

 

One thing today is for sure,some of us will have barbecue weather.

But who can remember what 1947 started off like.Never mind 1963

 

A change for a moment.Last night,Siberia,Russia a meteorite.

https://www.youtube.com/watch?v=tFSZn9VoBBE

 

Back for a moment to a snowshower.

A light covering overnight.

 

 

 

Early days yet if you are a cold lover.

I am gone,bye for now.

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Just updating for those that are following the Model Thread on Netweather.

Things have moved on as winter started.

This link is the latest where you can learn about weather models and meet people with names like Frosty,Glacier point ,Steve Muir ,Tamara and weathermen who post as well.

Very interesting place for weather lovers.And to learn a little or a lot about what affect us here in the UK.

Or just the latest thoughts.

And if cold weather is forecast check out how the members get a touch excited,myself included.

The forum explodes.With happiness,but if mild weather is forecast,oh dear.

 

Model output discussion - 5th December 2016 - Into Winter we go

https://www.netweather.tv/forum/topic/86783-model-output-discussion-5th-december-2016-into-winter-we-go/

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Well as usual i have been carefully watching the weather models.

It seems for many of us over the next few days,everything is possibly going to be thrown at us including the kitchen sink.

At one time I thought the stormy weather was going to drift up towards Greenland and miss us and leave us calm.

But things change so rapidly sometimes from one day to the next.

So rather than drone on to much better leave you with the possibilities.

I do like using the word possibilities.

 

Video: Increasingly Windy, Stormy For Christmas?

http://www.netweather.tv/index.cgi?action=news;storyid=7848;sess=

 

And

Frequent spells of severe weather on the way.

The words wet & windy are going to be in frequent use during the run-in to Christmas and for at least a while beyond it too, with the first of those spells just showing it's hand into the northwest of Scotland and west of Ireland this morning.

http://www.netweather.tv/index.cgi?action=news;storyid=7849;sess=

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Did you notice the Weather Man mention possible Thundersnow.:madgrin:

Further north, and particularly the north and west of Scotland it's all about those showers tomorrow, they're going to become increasingly frequent, heavy, squally and even thundery, organising themselves into bands at times. They'll also be falling as sleet and snow over the high ground, so thundersnow a possibility for some, and treacherous travel conditions on higher routes especially as the snow accumulates.

 

The Coldies amongst us would celebrate such a thing happening with a tune.:-D

 

What is Thundersnow.

What is thundersnow?

Where can thundersnow occur?

What conditions cause thundersnow?

 

http://wonderopolis.org/wonder/what-is-thundersnow

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I would love to just shut the door and hibernate ! Unfortunately, the dogs, whatever the weather want - no demand - their daily constitutional.

 

 

I understand Storm Barbara is heading our way with, as TO says.. everything and the kitchen sink ! :lol:

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2010 and this was Toby's first experience of snow - he loves it !

 

 

 

 

2012 he became a lot braver and went out with his sister, without a jacket on !

Ooh, what is it.jpg

I like it.jpg

DSC02169.jpg

DSC02163.jpg

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Hi citizenB.

Lovely pictures of your dogs enjoying the snow.

As you mentioned Storm Barbara,i thought I had better put a link on.Quite a powerful storm.

And as it has been so calm it will be quite a shock for us.

 

A video which is followed by other videos all about Barbara
which has travelled across the Atlantic so quickly.

Storm Barbara heading our way.

https://www.youtube.com/watch?v=jK90qZE86e8

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Doesn't look very friendly, does it ?

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Well, i am finding the weather patterns very interesting.

Storms, so many temperature variations.

There are rumours that on Christmas day as a front slides south and before the cooler air comes in, we could for a short while have record breaking temperatures somewhere in the country, perhaps in Scotland somewhere, on Christmas Day, can you believe it.

This would have to be above 15.6 C getting on for 60 Degrees Fahrenheit.

 

There were other thoughts at one time of a storm called Conor following fast on the heels of Barbara but i have lost track of that and would have thought i would have seen that possible development.

 

Looking back on this thread and really do not really like to think politically when talking about the weather.

But tobyjuggs2 posting about the warming up.Quote below.

 

Make the most of it

Earth warming to climate tipping point, warns study

http://www.bbc.co.uk/news/science-environment-38146248

 

Some of us, and almost certainly our children may end up trying to live on a world fast becoming a new Venus.

 

Just been reading this, and makes you wonder if the Artic should be left alone.

And renewables and things such as Gas from Grass are far better ideas.If the will is there.

https://www.ecotricity.co.uk/our-green-energy/our-green-gas/what-is-green-gas

 

Arctic's year of crazy extremes as warming hits overdrive Twice as fast as the rest of the globe

 

A few parts of the article pasted that makes you think about things.

The news about the record warm Arctic comes as president-elect Trump has named Rex Tillerson, the chief executive of ExxonMobil, as his secretary of state. As head of the world’s largest private oil company, Tillerson and Exxon “had begun a drilling program in the Arctic’s Kara Sea, where Exxon made a find, and had agreed to explore shale oil areas of West Siberia and deep waters of the Black Sea,” note Steven Mufson and two Washington Post colleagues today. But this was halted by sanctions on Russia.

 

The irony is that if Arctic drilling goes forward, the resulting fossil fuels will surely make global warming even worse — but global warming, by reducing the amount sea ice, will also have also made drilling easier to pull off.

http://www.toledoblade.com/World/2016/12/13/Arctic-s-year-of-crazy-extremes-as-warming-hits-overdrive.html

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Doesn't look very friendly, does it ?

 

Not very friendly at all CitizenB

But i must admit these storms with the huge waves and movement of articles in the sea have me licking my lips.

This is when i trawl the Shoreline picking up the treasures that have been left or churned up by the power of the storms.:madgrin:

I must make a video of one of these adventures,showing you the treasures.

Ambergris,coconuts,full size snooker table once,seaglass,ships sometimes.

Last ship only left biscuits,miles of digestive biscuits.:lol: Pottery from long lost villages so many treasures.

It is amazing what can turn up,great chains,huge pieces of wood weighing tons.But i do not carry a chainsaw with me unfortunately.:lol:

And the weight of the wood,well that is another tale.

 

I am getting carried away,better return to weather thoughts.

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Not very friendly at all CitizenB

But i must admit these storms with the huge waves and movement of articles in the sea have me licking my lips.

This is when i trawl the Shoreline picking up the treasures that have been left or churned up by the power of the storms.:madgrin:

I must make a video of one of these adventures,showing you the treasures.

Ambergris,coconuts,full size snooker table once,seaglass,ships sometimes.

Last ship only left biscuits,miles of digestive biscuits.:lol: Pottery from long lost villages so many treasures.

It is amazing what can turn up,great chains,huge pieces of wood weighing tons.But i do not carry a chainsaw with me unfortunately.:lol:

And the weight of the wood,well that is another tale.

 

I am getting carried away,better return to weather thoughts.

 

 

They are indeed quite spectacular and I imagine you find some really interesting things on the beach after storms.

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I'm dreaming of a sunburned Christmas,

On a wind swept beach at the north pole

Where penguins sizzle

and ne'er a drizzle

of snow

to help the heat to go

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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I'm dreaming of a sunburned Christmas,

On a wind swept beach at the north pole

Where penguins sizzle

and ne'er a drizzle

of snow

to help the heat to go

 

 

http://www.telegraph.co.uk/news/2016/12/24/sweaty-santa-north-pole-temperatures-forecast-20-degrees-warmer/

 

 

Santa Claus may have to shed some layers of clothing as he sets off around the world this Christmas.

 

The North Pole is expected to see a record-breaking heatwave, with temperatures at the North Pole forecast to reach 20 degrees higher than average on Christmas Eve.

 

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BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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and, a 'killer' supervolcano is stirring again..apparently :)

https://www.extremetech.com/extreme/241548-supervolcano-may-killed-off-europes-neanderthals-stirring

 

oops, shldnt be posting :tape2:. but it is christmas :party:

 

It's ok Ford, like you say it's Christmas :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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thumb.gif

 

'..While there’s no evidence yet that the volcano is definitively preparing a Mt. Tambora-equivalent blast, a new volcanic winter could imperil millions of lives across the globe...'

 

the end is nigh...:faint2:

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the end is nigh...:faint2:

 

Give's a shout if you find a hiding place, I'll go with you :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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