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Just discovered this site today, and what an invaluable resource it is!


I knew it was possible to reclaim bank charges but didnt realise that it would still be possible no matter what sort of a financial mess you are in! I'll be blunt and say I am in up to my neck, although most of my debts will be paid off with the sale of my house (my wife and I have split), so thinking back to how much I have been charged by the bank over the past 5/6 years...I could be in for a nice little windfall!


Even just last month I was charged over £300! the bank know how much of a mess I am currently in yet continue to charge me!


So i will be starting the process over the next few days to have my statements sent to me, once I have read over the site a little more! I'm still not sure whether to claim against the BOS (HBOS) in England or Scotland!


So I look forward to some help...and hopefully to helping some other people once I get a grip on things! :)

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Welcome to the site.

Despite your problems you join almost 100k others some of whome have been where you are too.

Yes you can claim Bos in England......theres many completed claims already and you can use the Halifax detailed contacts to launch the claim.

Secret is to be fully prepared read the faqs and some threads in your bank group.

For help and advice with debts we have a good section ;baliff and debt in the consumer section.

We do not advocate debt evasion but clearly you show that you want to address them.Good luck with that.

You should find help at hand should you need it along the way.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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