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Cabot/Restons Claim Stayed - HSBC OD 'debt'


asudah
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Hello CAG

 

I hope you can help me.

 

Due to unemployment I fell behind my overdraft payments and HSBC closed the current account in 2013 and sold to Cabot.

 

In October 2015 Restons made a county court claim for a HSBC overdraft debt for £1900 including court fees for an overdraft on behalf of Cabot.

 

 

I defended this claim based on the lack of documentation from Restons/Cabot and to date no documents have been supplied by Restons.

 

The claim has been stayed just over a year now and I was wondering if I should leave it stayed or get the court to strike it out?

Edited by honeybee13
Paras.
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Personally i would leave it and let sleeping dogs lie, unlikely they will apply to lift the stay. Also if you were to apply to strike out and if it were granted, it could still be resurrected in theory via appeal, however both are quite unlikely.

 

Get on with your life and forget about it now, in the unlikely event that it rears its head in the future, cag will be here to help.

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might help to gather all the info you can just incase

an sar to HSBC will get you everything.

unlawful charges , PPI etc etc ??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
might help to gather all the info you can just incase

an sar to HSBC will get you everything.

unlawful charges , PPI etc etc ??

 

I did a SAR last year and have already reclaimed the bank charges. I was hoping to get this struck out before move abroad for a year just in case of further correspondence in my absence.

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can you not write to the court and inform them you will out of the country between date date

here is my fwding address

that would cover you....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

My concern is that if the court did write to me abroad I still risk missing the court deadlines. Sorry to sound daft but is it normal for cases to remain stayed for several years? When would an application for strike out be a good idea?

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if they court are aware you are out the country they cant do anything.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and no you cant get it struck out

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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