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    • Hi,   it’s entirely up to the boss if they use furlough or not; but there’s no harm volunteering, and if you are ok with 80% and no top up, that’s good to say also. They can choose who stays and who is furloughed, yes.   Anonymous phone call to HSE is usually how I’d handle a safety risk where the employer is a bit tricky; risk assessment if they’re decent. But I imagine HSE are a bit busy right now.
    • Hello and welcome to CAG.   Here's a link to ACAS that should answer your contract questions. If you look around their site, you should find information about some of your other questions.   https://www.acas.org.uk/employment-contracts   I expect people will be along later with more answers.   Best, HB
    • I have added their poc in your above post for clarity.   you need to address para 3.    bump point 3 forward down 1 number and add in:   3. Paragraph 3 is denied as I am unaware of any legal assignment or Notice of Assignment allegedly served in yyyy by either the claimant or the original creditor .    if mcol is still flaky ….   MCOL is only one way of responding to a claim.  . If you are having problems logging in, or would prefer not to use MCOL,  you can fax, email or post your response to the Court instead.  If you send your response by e mail  please send it to ccbcaq@hmcts.gsi.gov.uk and ensure you quote “Claim defence response” and quote the claim number in the subject field.  . neither by email nor MCOL do you need to inc I confirm that the above facts and statements are true to the best of my knowledge and recollection.
    • you should have done the pictures weeks ago not leave it till 1 min before you need to file a defence. you've been here +6yrs and have numerous court threads and numerous private parking ticket threads  but somehow always seem to screw up one way or anther..   if you look on google earth street view you can see the cameras and the entrance/exit layout which matches the photos from that link I gave you and your upload which I've now redacted properly now .   POC   1.Claim for monies outstanding from the Defendant in relation to a parking charge (reference 00000000) issued on 10/10/2019.   2.The signage clearly displayed throughout KFC (Walkden Manchester) states that this is private land, managed by ParkingEye Ltd, and that it is subject to terms and conditions, including a max stay period, by which those who park agree to be bound (the contract).    3.ParkingEye’s ANPR system captured vehicle 000000 entering and leaving the site on 07/10/2019, and overstaying the max stay period.   4.Pursuant to Sch 4 of the Protection of Freedom Act 2012, notice has been given to the Parking Charge payable upon breach.   5.As no response was received, an alternative service address was obtained and further correspondence issued (CPR 6.9(3)).   defence:   1. i am the registered keeper of the car Reg No. xxxxxx mentioned in the claimants claim.   2. the defendant denies that any monies are due to the claimant because there was no breach of contract to create a cause for action.   3. The claimants Accredited Trade Association, the BPA has a MINIMUM grace period of 10 minutes to allow the necessary consideration of the offer of conditions to park and other actions before any contractual condition can be applied.   4.The defendant denies exceeding any free parking time in addition to said grace period as neither the land owner who may have employed the claimant to manage parking with a current paid for contract covering the date of the overstay nor the claimant have any legal authority to vary any free parking period granted by the relevant council upon issuing the original planning consent for the entire walkden retail park.    needs firming up people...   you can file by email if MCOL is playing up still though from research today 99'9% of all PPC claimforms are being postponed for many months by all courts now,      
    • OK, excellent, please take pix both of KFC signs and also the signs in the surrounding car park, as I reckon that KFC has unilaterally tied to change the permitted parking time in their bit of the whole car park.   Also park in the main car park, not KFC, as I've read reports of invoices being issued for motorists who have parked in the KPC bit even if it's closed at the moment!!!   Could you reply to what I asked in post 57 please?  If you don't reply, it's difficult to give appropriate advice.        
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Insurance tax increase again

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In the latest statement, Philip Hammond announced increase in Insurance premium tax to 12.5% from June 2017. Given that Insurers also like to include other premium increases, people are likely to see average increases on Insurances of 20% or more.


With average Car Insurance premiums now £700, i could see this rising by at least another £100. Then add on increases to other Insurances bought by households and you could see an extra £300 to £400 in annual budget taken by Insurances.


Because VAT is 20% currently. Philip Hammond used this as a reason to justify increasing Insurance Premium Tax, suggesting that people were already getting a discounted tax rate. I am not sure people will see it in the same way.


Is buying Insurance the same as buying any other consumer product ? Given that Car Insurance is a legal requirement and not optional, i would argue that tax should not be paid on the compulsory third party liability element of the policy.

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The Chancellor's decision to increase Insurance Premium Tax marks a spiteful attack on prudence .

This will hurt the J.A.M.S,I had never heard that till this week.

Those Just About Managing,it stands for.

Something like that.


How much more can the people take from the powers that be.

Cuts,increases,what next.

Are we sure they are in politics to try to help people.

Do we enjoy being battered year on year by our masters.

Thought we elected them to act on our behalf.Yes carry on,more cuts please and keep feeding the powerful ones.

I have a little skin left,not quite down to the bone yet.

Democratic decisions voted on by local people and councils then overturned by the powerful ones.

You what you cannot write this stuff,it is hard to believe.

We do not mind.

Or deep down do we enjoy this punishment from the powerful ones who smile as they dish out the punishment.

I blame the Bankers,the Russians and everyone else in the square mile of corruption.

Drain The Swamp not fill it.

Better go as i am sure as usual this post makes no sense.:ballchain::puke::peep:


Just wait till next year.I was just going to tell you what is going to happen when my Crystal Ball rolled off the table and smashed on the floor.Oh Dear


Read more: http://www.thisismoney.co.uk/money/comment/article-3973880/JEFF-PRESTRIDGE-Chancellor-s-decision-increase-Insurance-Premium-Tax-marks-spiteful-attack-prudence.html#ixzz4RDSLJBET

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Well this will seem to raise over 600 million for the government,a nice little earner.

But as someone just said.

What's the point of me being prudent when for every pound of debt I pay off the government is taking on three in my name. What I want is a chancellor who can keep his (or her) grubby little hands out of my pocket.

Yes keep your thieving hands out of peoples pockets.

Ask the bankers or those high living tax avoiders for it.


Mr Tax Avoider where did all your money come from.You clearly are making much more than you are declaring.

Tax avoider,i won it in one hell of a game of Poker.As simple as that to avoid.

Oh dear,job done.

IPT = Stealth Tax.

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Is buying Insurance the same as buying any other consumer product ? Given that Car Insurance is a legal requirement and not optional, i would argue that tax should not be paid on the compulsory third party liability element of the policy.


Indeed, motorcycle helmets are a legal requirement when riding on a public road and are zero rated. Compulsory insurance should also attract the same status.


For more information: https://www.gov.uk/government/publications/vat-notice-70123-protective-equipment/vat-notice-70123-protective-equipment





No... you can't eat my brain just yet. I need it a little while longer.

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I seem to have got carried away slightly on my last post i do apologise.

Hard to take these increases that are given with a smile on their faces as they hit the consumer over and over.

Got slightly roused to put it mildly.

Just been looking for more info on who this affects and how.


Huw Evans, director general of the Association of British Insurers (ABI), said: "Yet another increase in insurance premium tax is a hammer blow for the hard-pressed.

"It will hit consumers and businesses alike, hurting those who buy business, motor, property, pet and health insurance. It marks a doubling of insurance premium tax since last year, and to claim a consultation on whiplash reforms which hasn't even gone before Parliament yet will offset this just won't cut it."

The link where i read this.

Fresh increase for insurance premium tax 'outrageous'


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