Jump to content


Lowell claim form - old Halifax credit card 'debt'


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2715 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

had a Halifax credit card around 2002 for £3200,

I was making payments for a few yrs

then when the wife had to give up work I struggled to pay.

 

I was told by the cab to ask Halifax for my signed credit agreement and was told if it wasn't signed I wouldn't have to pay.

 

Eventually I stopped hearing from Halifax then

 

now and again other companies would buy the debt but I never once replied.

 

The last 5 yrs I've had numerous letters from lowell but

 

a month ago they decided to take me to court.

I have replied to the court that it should be S/B and

 

have today received a letter saying they are carrying on with the case.

 

. my credit file says it was defaulted in 2011 so it's within the last 6 yrs

 

would really appreciate some advice.

 

Many thanks

(I should add even though my credit file says it defaulted in 2011

I really think it was around 2006)

Edited by Cheshirelad2016
Link to post
Share on other sites

Hi Cheshirelad2016 and Welcome to CAG

 

You mention Court Case?...thread moved to the appropriate forum,

 

If you could read the following link and then copy and paste/ post the qs and your responses back here for further advice.

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

I have read the thread.

 

I have gone through the process and sent a letter to the court saying I think the debt should be S/B.

 

I have received a Notice of proposed allocation to the small claims track.

 

I have not spoken or replied to any letters since the Halifax owned the debt around 2006.

 

How can lowell default the debt in 2011 and with them intending to continue the claim..

.is this scare tactics

I'm at my wits end

Link to post
Share on other sites

I have read the thread. I have gone through the process and sent a letter to the court saying I think the debt should be S/B. I have received a Notice of proposed allocation to the small claims track. I have not spoke or replied to any letters since the Halifax owned the debt around 2006. How can lowell default the debt in 2011 and with them intending to continue the claim...is this scare tactics I'm at my wits end

 

Well please complete it then we have all the relevant information to advise and please state what stage you are at with the court claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Get that link done please

Post the q&a back here please

 

And copy up the defence you filed too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...