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    • Do they have evidence of you living outside the UK ?   It might be worth just sending Wescot a letter stating that you are resident in X country and have not resided in the UK since xx/xx/xxxx.  If you have a copy of any document stating you are living at a foreign address, you could enclose a copy.   They cannot really do much ( as too expensive to pursue), but if these debt companies get a sneaky CCJ in your absence because they did not have any proof you were resident outside of the UK, then they might use the CCJ to ramp up pressure on you.  For example Commonwealth countries are covered by legislation allowing foreign Court judgements to be enforced in each others courts.     When did you last make a payment towards the overdraft debt ?   How did you sign up to the Natwest current account and in what year ?  
    • Brexit: Northern Ireland assembly passes motion calling for transition period extension   https://www.independent.co.uk/news/uk/politics/brexit-northern-ireland-assembly-extension-leave-eu-uk-transition-period-a9545606.html     I have no doubts whatsoever that Johnson wants no-deal (err we've agreed no deal - thats a great deal)    and that a full blown 'Tory (the real ones) rebellion is needed     I think its utterly shocking the rampant lies and abuses that are going on - beggars belief really. Politics has always been a dirty game, but the current situation is astounding   PM unlawfully prorogues parliament and gets away with it   Jenrick unlawfully steps in and gives his mate and Tory doner an unlawful go-ahead to save him 10's of millions - and is getting away with it   Cummings and Jenrick ignore lockdown rules and its not just accepted, they are praised for it (by Johnson and handcock)   Stats on the Coronavirus are known to be total crap breaching all required standards - and nothing done about it  
    • You think it's better not to do anything at all? Rather than point out they haven't provided any proof of liability?
    • I cant see supermarkets doing the 'app status required' off their own back, I think it would need to be mandated by the overlords. Temperature checks are more likely but there would need to be an alternate method for the person to get food to avoid very damaging press.   BUT, I can well see an app with status requirement being placed on transport hubs. 'If the plebs can't use public transport, let their chauffeur drive them ...     Interesting that Jenrick is avoiding bad press despite trouncing lockdown rules with 3 homes and abusing his position for the benefit of his rich ex media pals but then again - he is one of the prime faces of lies and seems very happy to be such along with handcock   https://www.mirror.co.uk/news/politics/cabinet-minister-robert-jenrick-breaks-21844275   https://www.youtube.com/watch?v=JLrMfhSCZio   https://www.thetimes.co.uk/article/questions-over-robert-jenricks-approval-of-tory-donor-richard-desmonds-housing-plan-xvrhr0m3j   https://www.nottinghampost.com/news/local-news/nottinghamshire-mp-robert-jenrick-acted-4169285       but lets not forget, these are kippers and populists running the show, NOT Tories.   So if johnson and Cummings gets away with unlawful/bending the rules so far out of shape only Lewis Carroll could define - why shouldn't he
    • Haha! Thx u! 1st this happen to me! So I just asked many questions because I want to be sure everything will be ok 
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Payday Lending Link To Increase In Mental Illness

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So it turns out PDLs are not just bad for your Bank Account & Wallet - They are also bad for your brain too!!


Source - Herald Scotland

PAYDAY lending is putting people’s health at risk by increasing debt and anxiety among those who are already vulnerable, experts have warned.


A new report, written in Scotland, raises grave concerns about the impact of the industry, which is branded “absolutely corrosive to mental health”, but also suggests rules designed to protect borrowers from exorbitant interest rates could leave people struggling to afford basics with nowhere to turn.


I highlight the below because this is still massively worrying...


It has been estimated that 1.7 million people took out payday loans across the UK in 2013, and that Glasgow residents borrow more than £57m through payday lenders, home credit deals, pawnbrokers and rent-to-own schemes in a year.



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