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Claim company says bank cancelled PPI after 30 days - anyone found otherwise?

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Hi all.

I have a good friend who just happened to mention in conversation two weeks ago that he is using a claim firm (that he heard advertised on the local radio) to make a claim on a loan he had years ago. My wife says that my face was a picture at that very moment. :mad2::shock: Needless to say, I spent about 15 minutes going over the reasons why he should do it himself:wink:

He added that they had told him that there was PPI on a loan back in 1994.

 

However, yesterday my friend said that the firm had been in contact and said that the bank had said that the PPI had been taken off after 30 days of the loan starting.

 

I am now going to help my friend send a SAR, along with the £10. My question is - has it ever been know for banks to claim something like this but then when challenged for the proof, show otherwise?

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Perhaps PPI was taken off after 30 days. It might make sense that it was removed for whatever reason, before the next direct debit was due.

 

I am not sure about the SAR, as for £10 they might just get back a load of data that does not make any sense.

 

If it were me, i would just write to the Bank asking for proof that the PPI was removed after 30 days and that it did not continue. They might come back with info and it saves £10.


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Either way, it is good news!

 

If there was no PPI to reclaim, your friend is no worse off.

If there is PPI to reclaim, at least your friend is shot of the parasitic claims company!

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