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Barclays and Barclaycard


GrumpyCYF
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Since i have my current account with Barclays and also a credit card with Barclaycard would i be able to claim both together or would they need seperate claims?

 

Also, would it be a good idea to finish paying off my credit card befor i start to claim against them? Owe less than £200 so it's not a problem.

 

Cheers.

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Probably best to treat them as two different companies otherwise it might get a bit confusing if you proceed to commencing court action (which is very likely with Barclays).

 

I wouldn't worry about paying it off - as far as I know they haven't been closing people's accounts for taking action against them yet.

_________________________________________

Alliance & Leicester MBNA Credit Card

Data Protection Act letter sent 3 July 2006.

Incomplete list of charges received 12 August 2006

Requested repayment of charges 10 November 2006

LBA sent 24 November 2006

Estimated £4650 in fines and interest.

Barclaycard

Data Protection Act letter sent 3 July 2006.

Incomplete statements sent 9 July 2006

Requested repayment of charges 14 August 2006

LBA sent 30 August 2006

Estimated £468 in fines and interest.

Initiated claim at MCOL 20 September 2006

Claiming £615.47 including fines & interest, s69 interest and costs

Claim acknowledged 10 October 2006

Defence filed 20 October 2006

Settled in full £640 total. 14 December 2006

Vodafone

Requested Default Notice removed 10 July 2006

Received letter agreeing to request 10 August 2006

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I believe barclays and barclaycard are separate companies so you'd have to do them separately

 

skb

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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I believe barclays and barclaycard are separate companies so you'd have to do them separately

 

skb

 

Not so, a quote from the defence I received from Barclays regarding my claim against them, shame they didn't actually read my claim as I claimed against 'Barclays Bank PLC trading as Barclaycard'

 

Barclaycard is a trading division of Barclays Bank PLC and not a legal entity in its own right

So you could do the whole lot in one go if you wanted to.

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I stand corrected

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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