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    • No u Unfortunatley I do not know who they were or how I might find out. the only details of the debt I have find just  mention debt managers.
    • Don't worry, Simple Simon of VCS/Excel is very well known to the forum, as indeed are his defeats, of which he notched up another brace only last week.   There is time to 5 February and as dx says, the defence need only be very short.  Get CPR off today and upload the correspondence in PDF when you can.  Just follow our upload guide.   A few questions.   1.  Briefly, what went on, how did your wife get three tickets?   2.  Is the person they are suing also the same person who was driving on the day?   3.  Did she receive a Letter Before Claim/Letter Before Action?   4.  Is this car park local to you?  If so it would be very useful to see pix of the signage.  You heavily hint that Simple Simon has mixed up Excel with VCS, and this has been fatal to him in court many times.
    • A quick Q; in the CPR 31.14 request which I’m amending to fit the particulars of their claim,  is it worth wording the request in point 1;   1. The contract between VEHICLE CONTROL SERVICES and the landowner that assigns the right to enter into contracts with the public and make claims in their own name. OR land registry details confirming VEHICLE CONTROL SERVICES as private land owner.    Asking this because their claim is worded ‘.The PCN(s) was issued on private land owned or managed by C.’
    • Is the monthly repayment agreement that you have accompanied by interest? Or have they decided to freeze the interest on it?
    • Hi all, good to see a well used forum on all subjects...I don't think this will be too common.   So basically I got a £10 credit for Casimba Casino and turned it into £1045, I have used the same debit card for the past 12 months, I came to withdraw and sent it to that card when I used the withdraw procedure.   After 9 days it wasn't in my bank so their support finally tell me they sent it to a credit card I haven't used in over years, one I had defaulted on when I lost my job! I am paying it off in a monthly agreement.   But this Casino sent them the £1045, I got in touch today and said that shouldn't have been sent, its Vanquis and they said they will ring tomorrow on a decision whether they will send it back, I don't think they will but any ideas how I can persuade them otherwise, this money will be a great help as I struggle to find a job in these times.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
      I opted for mediation, and it played out very similarly to other people's experiences.
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
      Many thanks, stay safe and have a good Christmas!
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

ESA missed WCA.

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This is a bit complicated so bear with me.


I have been getting ESA Contribution based Support Group since 2012. I suffer with autoimmune thyroid issues one of which is I am seriously obese, another is I have tendon and muscle issues making my mobility very painful - I can't weight bear on my left foot a great deal of the time. The pain makes me feel sick and faint it is that bad. However, sometimes it is easier making moving around over short distances possible. The nature of it is, though, that I have no idea if I can weight bear from one day to the next thus making appointments difficult to keep.


With regards the WCA, I have been to one in 2012 but it was a terrible struggle. The assessment centre is miles away, on a first floor, no close parking without a 10-15 minute walk which is too much for me and the first floor assessment is accessed by a lift and you have to confirm you can come down 49 stairs if there was a fire.


In 2014, with a letter from my Dr, they did a paper reassessment of my claim. In May this year they sent me the claim for which I filled out comprehensively and heard nothing til they asked me for an assessment.


My doctor had left the surgery and a doctor who doesn't know me filled out the initial reply to Maximus to say I could attend an assessment. I had to get a letter from a Dr who I saw once, about my inability to get to an assessment.


She made a right cock up of the letter asking if I could have a home assessment because of my mobility, (which is ok), but then proceeded to ask ifor they could take my mobility into account when they book an assessment and maybe find an assessment centre closer and more suitable.


Several assessment appointments were cancelled and some weeks later I got a letter turning me down for a home assessment, and suggesting they sent me a taxi. I phoned up and explained they could send as many taxis as they like but if I can't weight bear I can't go anywhere.


So they suggested more evidence from the Dr. After a huge kerfuffle with the Dr surgery - weeks of asking, I finally got a letter sent over saying I can't attend a medical and a referral letter for physio on my foot and on my back because I have sciatica.


I speak to a lady in the "back office" about all this at the assessment centre who tells me this will be reassessed and I should hear an outcome in 3-4 weeks. She was cancelling my appointment and I just needed to wait for the outcome.


2 days layer a new appointment was sent through and I genuinely thought this was an error as the lady never mentioned any further appointments being sent, so I ignored it and waited for the decision letter she mentioned.


Yesterday, I get a letter saying I missed an appointment and if I don't give a valid reason for not attending, I may lose my benefit.


I am so fed up with this. It seems crazy I am sending in supporting evidence as to why I can't attend a medical and they are threatening removal of benefit because I didn't attend.


I got through to the benefit office dealing with my claim who said the claim is still live. Was advised to phone the assessment centre who tell me my case is closed and I risk losing benefit. Also from what I have been told the last lost of supporting Dr evidence was not noted on my claim. They could not tell me why other than I can't of sent it.


I am at my wits end.


Can anyone with some understanding of all this please explain how I stop losing my benefit please? This has been a stressful mess since May. Thank you.

Egg/CapQuest 2 - CCA sent 12/04/07 ****RESULT****

Barclays Bank/Lowell 1 - CCA sent 12/04/07 ****RESULT****


Halifax/CapQuest 1 - CCA sent 12/04/07 SD issued ****WON with COSTS****


Barclaycard/Cabot - CCA Sent 12/04/07 Unenforcable Application Form

Smile/Lowell 2 - CCA sent 12/04/07 Unenforcable Application Form

NatWest/Fredrickson International - CCA sent 12/04/07 No Reply


Halifax/1st Credit - CCA sent 17/04/07 No CA but Threats from 1st Credit & Connaught! - Still Nothing but still chasing!


Student Loans Company/CapQuest 3 - CCA sent 11/06/08 - No Reply.

Lowell 3 - Ignored them went over their heads to Capital One


Halifax - S.A.R - sent 17/04/07 Completely incomplete!

Halifax 2 - S.A.R - sent 11/06/08 - Scant Info

Capital One - S.A.R - sent 11/06/08 - Scant Info

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