dubious service offered by Experian

[ericsbrother]

There was a story in the financial section of today's Daily Mail about a chap who lived in south London and always had done being chased by Robbers Way for a debt that beloned to someone in Essex.

 

it transpired that Experian does a people matching service and came up with the poor fellow's name and DoB being similar to the defaulter so they sold Robbers his details and they then put a default on his credit files and changed the original address to match the new erroneous data.

 

Now I know that this crookedness and deception was down to Robbers Way but they wouldnt have ever had the opportunity to do so if Experian wasnt touting this service and then blaming others when they then hold false records on their system.

 

RW even needed a big kick up the backside to remove the default as they werent going to do it willingly even after they were caught out by the DM. Vindictive sods.

[brassnecked]

Is this the link EB?

 

http://www.dailymail.co.uk/money/experts/article-3918308/ASK-TONY-Debt-collectors-chasing-Santander-loan-ve-never-had.html

 

The CRA's are as bad as DCA as in law unto themselves then so it would seem EB, wonder if ICO holds any opinion on this sort of mess up and wrongful processing of data?

[ericsbrother]

note that the reporter says the person was a victim of identity fraud when this wasnt actually the case, it was Experian and robbers Way abusing their access to people's data. The original debtor didnt use his details to commit a fraud, he just did a runner and the only fraud was using a false instrument to obtain a pecuniary advantge by Robber!.