Jump to content


  • Tweets

  • Posts

    • Try CPR 31.15 Possibly but a party is not compelled to disclose any documents pre allocation
    • Hi, I shown my key worker a letter that was sent to me saying that I owe £1200, she setup a standing order around 2021, this was to pay back money I owed, with my mental health status I have had complex issues to deal with and I just simply forgot about this standing order so it has been running for about 3.5 years acording to my key worker, anyway I'm not worried about the money that was sent that I call a overpayment, it went towards supporting my child's household so I am just happy with that, I am a little sad that I am being told I still owe this £1200, I have sent bank statements over 3 years worth but they have not taken away this £1200 bill and still say I owe it   Thank you
    • She did try contacting EON in the early days of the debt but they refused to speak to her because she could not pass the security checks. She didn't know the answers on an account she hadn't opened?   I also saw this article recently which could be what has happended here: Debt collection agencies in the UK are using fair means or foul to link people to an address where an unpaid debt has been run up, sometimes years after they have moved out The Guardian Anna Tims Mon 22 Apr 2024 The letter from the debt collection agency arrived out of the blue, and it was intimidating. It informed Joshua Simpson* that he owed £2,212 to Octopus Energy, and accused him of ignoring previous requests to settle the bill. If he did not stump up within 14 days, he was told, further action would be taken to recover the money. Simpson checked his Octopus account – it was in credit. Then he noticed the address where the debt had been accrued between 2022 and 2023. It was his childhood home – which his family had sold 18 years previously. "Since I was only 16 when we left the property, I was astonished that they'd linked my name [to it]," he says. "The debt collection agency insisted I provide a tenancy agreement to prove how long I've lived at my current address. I couldn't, since we bought our home. "They are now actively pursuing me for this debt, causing me a huge amount of stress. We are about to remortgage, and if this debt prevents us switching to a better deal, we will face real financial hardship." Simpson had been sucked into the shadowy world of "identity tracing", whereby investigators recruited by creditors seek to locate individuals who have moved home without paying their bills. It is an unregulated sector where anyone can set up as an agent in a back room without a licence, or scrutiny, and use fair means or foul to identify debtors. Reputable companies join a trade association that operates a code of practice, but membership is not mandatory, and mistakes are common. Last year, a teenage boy was chased for a debt of more than £900 by debt collectors acting for the energy company Ovo. A "trace agent" had somehow linked him to the debt because his parents had previously rented the property in question. An investigation by the Observer established that the debt had been run up by a subsequent tenant. The consequences of mistaken identity can be catastrophic. Individuals who are erroneously linked to a debt face, at worst, court action, bailiffs and a ruined credit rating. At best, they can endure weeks of stress and paperwork in order to prove they are not the debtor. It is estimated that 20m identity traces are made in the UK every year, many on behalf of companies that are owed money. Personal data is often obtained from credit reference agencies, which record applications for credit, and details are supposed to be verified with several different sources before being used for debt enforcement. In practice, however, this does not always happen. Simpson's details had been passed along a chain of intermediaries before the demand was issued. Octopus had given the unpaid account to a debt collection agent, which had contracted a tracing service, GBG, to find the debtor................ Full Article: https://www.theguardian.com/money/2023/oct/04/a-cry-for-help-energy-providers-play-the-villain-in-dramas-to-chill-the-blood ..............The Financial Ombudsman Service, which investigates complaints about financial firms, states that debt collection agents have to produce convincing evidence to link an individual to a debt, rather than rely on names, addresses and birth dates. According to the trade association, the Institute of Professional Investigators, an unknown number of investigators and trace agents are operating below the radar. Many more are merely inept, as data protection compliance training is not mandatory. "We have been campaigning for many, many years to try to get all private investigators regulated," says secretary general Glyn Evans.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Gemini Parking Solutions > Queen Elizabeth Olympic Park**Uncontested at POPLA**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2618 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

I hope you can help.

 

I received a Parking Charge Notice from Gemini Parking Solutions on Sunday, 30th October 2016, whilst parked near the Olympic Stadium.

 

I have been parking here on Sunday mornings for the past two months as there are no road markings, etc and normally leave within an hour two at the most. I have also seen a number of other people parking their vehicles in the same location without incident.

 

I do not believe that I parked illegally as there are no ‘road markings’ and there is no indication as to define which area parking is/is not permitted in. The area is a ‘ghost town’ on most days, unless West Ham are playing at home, which is when I avoid the Stratford area altogether.

 

Whenever I have received a Penalty Charge Notice (PCN) from the local Council, I always appeal it via email within 14 days to preserve the PCNs discounted rate, whereas I have noticed on this forum that people are being advised not to appeal the Parking Charge Notice and instead wait for the Notice To Owner (NTK) to be sent before appealing.

 

Your advice in this matter would be greatly appreciated as I am sure a lot of other Drivers have been caught out by Gemini.

 

Many thanks in advance.

WP_20161030_016.jpg

WP_20161030_015.jpg

WP_20161030_014.jpg

Link to post
Share on other sites

Hi and welcome to CAG. I have hidden your images as the firt picture shows the reference number and your car reg. These need removing before reposting.

 

This 'ticket 'is not an official council ticket but a private invoice. As it stands the ticket is for a breach of contract however you cannot breach something you are not allowed to do in the first place.

 

The most you could be guilty of is trespass and as such, only the landowner can take action and as you did no damage, any compensation would be minimal, certainly not the £100/60 being demanded.

 

If you appealed now, you would be giving them the name of the driver. By waiting for the notice to keeper, you don't have to name the driver at all. So, wait for the NTK and then decide if an appeal is worthwhile or not.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

as it is supposedly on private land then a ticket on the car is a notice to the driver- in effect an unaddressed begging letter. Wait for the NTK which must be received by the keeper of the vehicle between 29 and 56 days after the date of the event. when you get that come back here for further advice but in the meanwhile do not contact them at all. This is becasue the law they must work to is very prescriptive to form a keeper liability and most parking co's get that wrong and therefore lose any right to claim a bean from anyone as they dont know who the driver was at the time..

Link to post
Share on other sites

Many thanks for the advice silverfox1961 and ericsbrother.

 

I will await the NTK and then come back to this thread.

 

We are all so fed up of these parking companies in London.

Link to post
Share on other sites

  • 4 weeks later...

Good Afternoon

Just received the Notice To Keeper (NTK) from Gemini Parking Solutions, which i have attached for reference.

 

What should be my next step?

 

Many thanks

 

Zubair

 

WP_20161030_014.jpg

Gemini Parking Solutions - Notice To Keeper.jpg

WP_20161030_015.jpg

WP_20161030_012.jpg

WP_20161030_013.jpg

Link to post
Share on other sites

OK 2 things, 1)the NTK is not POFA compliant as it misses out certain crucial bits that they have to include and 2), the signage is prohibitive so ne breach of contract as the parking co and driver cant form one.

Your next step is to appeal the charge on these grounds. When you write to them say "the keeper os the vehicle reg no xx**yyy is appealing this charge on the follwing grounds and then add the 2 points above. Do not say I or anyones name, keep it in the third person.

They will undoubtedly disallow your appeal but then you can go to POPLA for a more formal determination. That will cost the parking co money regardless of the outcome.

Link to post
Share on other sites

  • 4 weeks later...

Hi

 

Just received the Appeal Rejection letter from Gemini, please find a copy attached for reference.

 

They have also supplied me with a POPLA Verification code via email.

 

Is there a limited time to appeal to POPLA?

 

Please advise.

 

Many thanks.

Gemini Parking Solutions - Appeal Rejected (web).pdf

Link to post
Share on other sites

Usual automated response that says nothing about what you were appealing about.

 

 

you have 28 days to appeal to POLPA

 

Use the POPLA appeals procedure and say that the NTK was not POFA compliant so you require strict proof of who was driving at the time as Gemini have not answered this point in their letter rejecting your submission.

 

 

Further to that there has been no breach of contract as the sigange is prohibitive

so it is not possible to enter into a contract as there was nothing to consider and accept.

 

 

Further to this the land in question ajoins a public highway and thelayby surface appears to have been laid at the same time as the road Include image of signage.

 

 

unless Gemini can show otherwise the cost of maintaining this land seems to have been borne by the local authority so it is considered to be a public place as per the decision of Camden v Dawood 2009 and s.192 of the 1988 road traffic act

Link to post
Share on other sites

Nice how the rejection letter states that vehicles must be within the marked bays. What marked bays? Just goes to show what care they take when doing rejections.

 

Gemini Parking Solutions fully complies...cough..erm..cough... with the BPA code of practice. Wrong!

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

not their response, the NTK.

 

It doesnt use the correct wording as specifically required and doesnt say who the creditor is.

 

 

Both of these points are covered in paras 7 and 9 of the POFA

 

 

so read them and you will see what they were supposed to write.

 

 

By getting this wrong they have failed to create a keeper lliability and you can tell POPLA that.

 

 

Also as the signage is prohibitive in nature it cannot be said there was a contract offered to consider.

 

 

That, with a copy of the signage will suffice,

 

 

there is more but that should do and POPLA dont look into everything anyway so more info supplied if POPLA reject your appeal.

Link to post
Share on other sites

  • 3 weeks later...

Good Afternoon

I have prepared the following POPLA Appeal based on the advice on this thread and the POFA.

 

Please let me know if this is correct or sufficient.

 

Many thanks.

 

 

Dear Sir/Madam

 

The requirements of the Protection of Freedoms Act (POFA) were not satisfied by Gemini Parking Solutions’ Notice to Keeper dated 1st December 2016 in relation to Parking Charge [redacted] issued 30th October 2016, because they have failed to specify who the Creditor is and to create a Keeper liability as per the POFA, which specifies the following:

 

Section 7.(2).(e) identify the creditor and specify how and to whom payment may be made;

 

Section 7.(5).(b) any arrangements under which disputes or complaints (however described) may be referred by the driver to independent adjudication or arbitration.

 

Section 9.(2).(e) state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper—

 

Therefore I require strict proof of who was driving at the time as Gemini Parking Solutions have not answered this point in their letter rejecting the initial appeal dated December 2016.

 

Also, there has been no breach of contract as the signage is prohibitive in nature, therefore it cannot be said that there was a contract offered to consider and accept.

 

The land in question adjoins a public highway and the layby was laid at the same time as the road by the Local Authority, which is therefore considered to be a public place as per the decision of Camden V Dawood 2009 and Section 192 of the 1988 Road Traffic Act.

 

The registered Keeper cannot therefore be held liable to the parking charge as the operator has neither named the Driver(s) or provided any evidence who the Driver(s) was, hence the charge is not enforceable.

Edited by Mr.P
Remove identifying detail
Link to post
Share on other sites

  • 3 weeks later...

That's what we like to see. A PPC stuffed before any decision is made. They knew they were on a loser as soon as you appealed to POPLA. I will amend your thread title to reflect the 'win'

 

If you can, perhaps a small donation to help keep CAG running.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Well done. they will ahve been charged £27 and they have given up because otherwise they may have to admit in a court in another galaxy far away that they have been found to have no authority and all of their other demands were thus plain old fraud. better for them to fold on this challenged case than to lose all of their potential income for ever, even though they know they dont deserve a penny.

Spread the word.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...