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CCA Requests no response ?


Everett
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its now coming up to nearly four months since I sent out CCA requests to my creditors, all but one have replied and two sent legit agreements.

 

However one of my larger debts is managed by Arrow Global ( ex Egg Loan ) last week they sent their so called CCA.

 

It was

1: A signed application form /

2: A signed Direct Debit Mandate /

3: A statement of payments to date.

 

But NO terms and condition relating to the agreement.

 

They say this fulfils their obligation under the Consumer Credit Act and now look forward to my proposal for payments.

 

Is this null & void and should I send a reply ?

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I would say they had complied and you should have enough information now ...I wouldn't be poking them for T&Cs...not really of any assistance to your intentions.

 

Andy

We could do with some help from you.

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Might be better to start a new thread on this one

And scan up what you've been sent

This thread is betting might confusing with all the debts on one thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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