Cabot/Mortimer claimform - Park motor/Blue Motor/Bluestone/five rivers old car HP 'debt'

[Mr Worried]

thank you dx

 

I want all the docs re charges ppi etc, gonna send cca too.

 

Cheers

[Conniff]

Do you have your copy of the original agreement ?

[Mr Worried]

Do you have your copy of the original agreement ?

 

Hi conn, no I dont have any original paperwork.

[Conniff]

That's a shame. Any chance it could be up in the loft or such?

 

 

I say this because we had a thread on here where the OP did a CCA request and it came but they then found the original and when compared they were completely different.

[Mr Worried]

I have a vehicle financed by these,

however I no longer use it as it needed repairs,

 

my mate wants to pay for the repairs and use vehicle, pay tax and insurance etc,

 

obviously I cant sell it as there is finance still on it.

 

can I allow him to use it ?

and how do I do the paperwork to alleviate me from any accidents etc from him????

 

TIA

[Ell-enn]

Can't you just add him as another driver on your car insurance ?

 

How much is left on the finance and how much is the car worth ?

[Mr Worried]

Hi. About 2k on finance and worth few hundred.But awaiting dsar.

[Mr Worried]

I have vehicle finance with Blue Motor and Cabot wrote to me asking for a completed I&E.

 

Who do I request the DSAR from ?

 

TIA

[dx100uk]

always the OC

 

but why send an SAR?

 

what are you hoping to find out?

 

tell us about the loan

 

dx

[dx100uk]

three threads merged for the history

please keep to one thread per debt

 

 

dx

[Mr Worried]

Thank you DX

[lookinforinfo]

It's a shame they didn't take the car.

 

By doing so they have breached s91 0f the Consumer Credit Act 1974.

 

By taking the car without a Court Order after 30% or more has been paid, the contract is terminated;

 

you have no further liability to pay them any money and they have to refund all the money you have paid.

[Mr Worried]

Really 30%. Perhaps that's why they don't want the Vehicle returned, I have been in touch with OC, Just awaiting a reply.

[theoldrouge]

looks like this ones been round the block:wink:

 

get a s79 request sent to Cabot Mr W

 

theyll have their work cut out

[Mr Worried]

The Bomb Has Dropped

 

Northampton Bulk Centre Claim Form (Issued Feb 1st)

 

Claimant..Cabot

 

Documents and Payments to Mortimer Clarke Solicitors.

 

What are my next steps ?

 

Thank you

Edited February 2, 2017 by Mr Worried
update

[dx100uk]

moved to legals

please fill this out:

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

[Mr Worried]

Name of the Claimant ? CABOT

Date of issue – . Jan 31st

 

What is the claim for –

 

 

1. The Claim is for the balance of installments due and unpaid under an agreement dated 6/09/2007 under which Blue Motor Finance Ltd re Bluestone agreed to provide credit in relation to the purchase of goods payable by Installments (The Agreement) The agreement was assigned to the claimant

PARTICULARS, 1 Amount due and unpaid £xxxxx.

The Claimant, therefore claims the amount due and unpaid £xxxxx

 

What is the value of the claim? £4700

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? hp for vehicle purchase

 

When did you enter into the original agreement before or after 2007? 06/09/2007

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Cabot

Were you aware the account had been assigned – did you receive a Notice of Assignment? Cant remember

Did you receive a Default Notice from the original creditor? Cant Remember

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Not that I remember

Why did you cease payments? unsure poss 4 year ago.

What was the date of your last payment? not sure

Was there a dispute with the original creditor that remains unresolved? NO

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Not a dmp but I did ask oc for reduced payments

Please note that My Partner signed for this hp and all comms are addressed to her,

but I am sorting this out, tbh she dont know about the court claim.

 

 

Thank you

 

Mr W

[theoldrouge]

Register on mcol

 

Acknowledge service

 

Tick defend all

 

Leave jurisdiction blank

 

s79 request to Cabot

 

CPR31.14 to sols

for docs mentioned in poc

[dx100uk]

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

[dx100uk]

opps crossed with TOR

 

 

who are the sols Mr W

[theoldrouge]

Mortimer Clarke dx

 

On reading this thread this has been right

round the block

 

You said on sept 2011 you sent a dsar

to Blue Motor

 

Do you still have the paperwork

[Mr Worried]

Hi DX

 

Mortimer Clarke Solicitors.

 

No I got nothing in return and just forgot about it as it was all quite sort of 'sleeping dogs' scenario

 

So this is the CPR 31/14. Do I just adjust to my case particulars,

 

 

[template removed please read the top of the CPR 31:14 letter link - dx]