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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Ch 5 Cant pay we will take it away , fact check


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Just about to go out to find a uniform, black stab type vest and reflective labels that look like Police. Also buy a van and apply reflective strips that make it look like a Police vehicle.

 

The people appearing on these programmes are close to impersonating Police Officers and they are carrying out their jobs in a way that is often close to breaking the law. The should release that they only have protection of not being prosecuted while carrying courts writ work, if they carry out their work in full compliance with the law that applies.

 

And it should never be allowed for any HCEO to be based in Florida and to delegate their authority to employees in the UK.

Yes they are very close to the wind with the uniform, as to the offshore HCEO, the egregious Sandbrook should have her certifications removed, she cannot exercise due diligence and supervise her minions effectively.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Note to burglars- wear a white shirt and black jacket, call the police to the address you want to break into and and then tell them you have a warrent to seize all of the goods there without showing any authority to even be on the doorstep. The police will then most likey stand by why you go about your thievery.

 

The problem is the police are not trained in any aspect of civil procedure ( they get court training for being a witness in a crown court) so dont know what is waht bur are instructed to take control of any situation they fond themselves in so will always do smomething, even if that something is the wrong thing. Also, why was it a breach of the peace? The Breach of the peace Act is to prevent people reacting to a situation and then committing another offence so why werent teh bailiffs arrested for that as they caused the disorder.

 

Look at govt documents about what they would do in the case of a complete breakdown of civil order after an evernt like a nuclear attack. anyone in uniform- traffic wardens, St Johns ambulance brigade, boy scouts etc would be given summary powers just because they have a uniform. Would you lie in your bed feeling safer knowing that after a nuclear attack these people were armed and put in charge of road blocks?

A civil war may not be that far away unless some drastic changes are implemented but regime change is needed for any progress to be made, away from the corrupted politics of the LIB/LAB/CON alliance which has not worked well gor several decades, and now all may as well be one party
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too laid back in this country = politics is a tool used to keep populous down with debt and survival worries hence they allow companies to operate with money distribution and charge massive/evil % rates, who looses the poor, they thrive on greed in that building Fawkes hashed on doing a job centuries ago!

:mad2::-x:jaw::sad:
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many laws in this country are designed to protect the wealthy's money. look at the limits fro Employment tribunals compared to using common law civil procedure. The top echelons who get scked for being rubbish at their jobs (it does happen sometimes) sue using the High Court as the monies involved are pretty huge by most people's standards. It is basically corporate wars using lawyers instead of mercenaries as they did in medieval times. The powers that be are never going to challenge the system that put them in place.

So, if the peopel whose flat was raided made a complaint against the police it would go nowhere, the officers may be reprimanded and that would be unfair because it is a lack of training that has caused the problem and the doorsteppers will not lose their jobs because a judge will decide that although the occupants were treated badly and the law was broken it would be unfair to deprive some blokes dressed as kevlar cowboys of their living because then chaos would ensue as every lowlife would avoid their debts (no determination of what a lowlife is nor whether the debt is genuine in the first place)

Those who are the problem know all of the dodges so avoid paying up anyway. It is mostly those who really cant pay who get the full TV treatment. i am waiting for the day that one of the bailiffs say to a punter "no, dont ask your grandad to pay it for you, it isnt his debt and we will just leave as you have no money"

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Have to love the comment at 36.28 where the lady says she will call the police and the response is

"well call the police then, their here to assist us"

Sadly the above comment is becoming truer by the day.

 

Regards to all

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can see the dictatorship being brought to book in this country as has been done for decades in other so called democratic countries, the fall of party politics, look what we have now - no proper leadership just minions, something drastic will happen to these people before common sence prevails - history proves that is how the establishment works - ooppssss must remember have been told before shut up as what I have said has proved to happen in the past, todays rant finished!

:mad2::-x:jaw::sad:
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Is it me or is everybody getting a bit Citizen Smith no here lately :)

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Is it me or is everybody getting a bit Citizen Smith no here lately :)

Corbyn is.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Have to love the comment at 36.28 where the lady says she will call the police and the response is

"well call the police then, their here to assist us"

Sadly the above comment is becoming truer by the day.

 

Regards to all

 

That's been true for many years already.

Section 99, Schedule 7, paragraph 5 of the Courts Act 2003:

 

5. It is the duty of every constable, at the request of -

 

a) an enforcement agent or

 

b) a person acting under the enforcement agent's authority,

 

to assist the enforcement agent or that person in the execution of a writ.

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Doesnt that only apply to land and writs not using the schedule 12 procedure Grumpy ?

 

House and land repossessions etc.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Yes.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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No, that's always applied to the enforcement of all high court writs, not just writs of possession etc.

 

I dont agree . Enforcement under the schedule is not governed by the high court enforcement act, the procedure comes under the TCE. There is no mention of police involvement.

 

In fact as far as i know the only time the police can be used is under section 15/21 TCE when the forced entry application is made(under warrant of the court).

 

The TCE amends the schedule at section 6

 

(9)In subsection (6), after “In this section” insert “— “the enforcement officer”, in relation to a warrant to deliver possession of land under this section, means the officer or officers identified for that purpose in paragraph 3A of Schedule 7 to the Courts Act 2003, and”.

(10)Schedule 22 makes consequential amendments.

 

Perhaps HCEO will comment.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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  • 5 weeks later...

I Had a county court judgment against me for closing a small shop when the business was up for sale. total dept 6k plus 3k fees.

 

I was two days into a weeks away on holiday 300 miles away when 'high court bailiffs and C5 turned up at my home,

 

 

while I was away my 70 year old parents were doing a bit of decorating and my mother was knelt down behind the front door when the two thugs pushed their way in even after being asked to leave.

 

 

they said they were going to take my wifes car and all electrical goods from the house and proceeded to stack items at the front door.

 

My father called me and I told him to ask them to leave and/or call police as i was not there

police said nothing they could do and never attended the property.

 

 

I tried to call 999 from scottish highlands but could not get through to english police station so that failed.

 

 

the bailiffs told my father i had twenty minutes to pay 2.5k or they were loading the van so my wife paid it via credit card although it was not her debt.

 

I have since gone bankrupt (I had no other choice as I could not work for medical reasons)

My wife is now trying to retrieve the money that she paid 'under duress' but that was eight weeks ago and nothing happened yet.

 

We left the holiday and went home to sort things out and lost the remaining five days that was all paid for eight months earlier.

 

 

is there anything I can do about the way thing were done.

Can bailiffs video on private property without permission,

I thought the law said they had to be filming from public place.

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business to business debt

sadly they have all the cards.

and yes ofcourse they can video [body worn stuff]

as for the film crew

you can ask them to leave

 

 

why don't you do a section 75 as a credit card was used under duress?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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May not be that straight forward being a payment to a Bailiff ...I have heard of claims being rejected DX.

We could do with some help from you.

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  • 3 weeks later...

I've just noticed this show has now been added to Netflix.

 

It's located under the (and I'm not joking) "Sci-Fi & Fantasy" section :razz:

Might be a little mistake, or a bit of a commentary on the show by someone at Netflix.

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Lol

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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  • 2 months later...
business to business debt

sadly they have all the cards.

and yes ofcourse they can video [body worn stuff]

as for the film crew

you can ask them to leave

 

 

why don't you do a section 75 as a credit card was used under duress?

 

Out of interest, which part of the law allows the filming, even by BWV on private property without the permission of the property owner/tenant or the people on site?

And of course, which part of the law allows commercial film crews to attend enforcements with Enforcement Officers?

I don't see the bits that allow an EA to have "assistance" would cover it - any sane mind reading that regulation would read it as assistance to enforce - the presence of a commercial film crew, making a tv show for profit is not in any way assisting the EA.

 

It would just be nice if it turns out that film crews are indeed breaking the law, though I suppose they would try and hide behind the Administration of Justice Act. Though it occurs to me, that the argument Police use to be acompanied by commercial film crews whilst they deal with suspects, does not necessarily apply, nor was intended to apply to civil debt issues.

[sIGPIC][/sIGPIC]

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