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Cabot re Old HBOS debt - been paying cabot for 12yrs...


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what are you doing ever ringing a powerless DCA?

 

await the reply IF from cabot to your new CCA request..until them ignore!

 

but they've already said they don't have it so stuff and all they can do to you 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Received a long list of statements but only a few years, just printed.

No notice of assignment.

No terms or conditions and no address of Bank or credit limit.

Also no default notice.

They have attached the credit agreement.

 

Does include my signature as it is an application form dated 2004.

No response yet from CCA request.

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typically an application form is not a compliant CCA.

scan it up if you wish.

 

pdf only read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 7 months later...

Ongoing for along time.They have sent me this(attached) .Does this satisfy the CCA com.google.android.apps.photos.Image (1).pdf they now apply for a ccj?

Seems to be alot missing.

 

com.google.android.apps.photos.Image (1) (1) (1).pdfcom.google.android.apps.photos.Image (1) (1) (1).pdfcom.google.android.apps.photos.Image (1) (1) (1).pdf

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You've left a lot of reference numbers and contact phone numbers on there.

 

But IMHO no that doesn't satisfy a CCA.

  • Haha 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Never mind...for some reason it hasn't included my signature and date signed 2004 on the pdf.

Special needs when it comes to technology.

 

They also sent something that looked like Apr rates, with unreadable information.

No bank information or credit limit.

 

Could have got that from the bin myself🙂

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  • dx100uk changed the title to Cabot re Old HBOS debt - been paying cabot for 12yrs...
On 06/05/2021 at 11:07, dx100uk said:

typically an application form is not a compliant CCA.

scan it up if you wish.

 

pdf only read upload

 

old and new threads merged

 

i hope you stopped paying them when advised almost a year ago.

 

that CCA is NOT a compliant one.

 

thats an application form.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Stopped paying along time ago. Sorry I'm not the best with technology.

 

They're threatening a ccj.

Could you enlighten me or give me an example of a proper CCA credit agreement.

Ie exactly what it should contain.

So if needed I tell them what is missing.

Its very old from 2004.

Thankyou

Edited by dx100uk
unnecessary previous post quote removed
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threaten all they like.

 

they'd have to issue a letter of claim first.

 

yours is not the next move!!

 

sit on your hands stop panicking about nothing.

 

and you most certainly don't ever inform powerless fleecers after free money from cash cow mugs why their paperwork in unenforceable.

 

1 hour ago, dx100uk said:

that CCA is NOT a compliant one.

 

thats an application form.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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