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QQ Irresponsible Lending - Can anyone help please?


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OK so firstly, I didn't know I could even make this sort of claim until I heard an advertisement on the radio the other day about claiming back Payday loan interest.

 

Payday Loans have been the bane of my existence for the past few years so I should certainly be able to claim something from someone.

 

So I'll start with Quickquid. Unfortunately when I log into my QQ account there is no longer any loan history available so I printed my bank statements and attached here.

 

During the period of Dec 2012- Nov 2014 I can see 13 deposits from Quick Quid and 4 from PoundsToPocket (Same company).Many of these will have been rolled over and there is a period where I had active loans from both.

 

Can anyone advise if I have a case?

My total deposits from these 2 is £3350 and my total outgoings to them is a staggering £5391.83...that's just over £2000 in interest and fees in less than 2 years. Wow, what was I thinking...

QQ.jpg

Edited by BurnCK
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Right so, ive unapproved your attachment for now because I cant make heads or tales of it.

So can i make a suggestion on this one.

 

Your first stance is to contact each company and grab a statement from each. Use the normal Customer Service Channels.

Once gotten, come back here and upload in PDF form - This is how they should send it to you. Ill then beable to advise your next steps.

 

Please stay well away from the advert you heard on the radio. I suspect i know the firm as they have been advertising elsewhere inclusive of Facebook...

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Firstly, thanks.

As for the attachment, it's just a bank statement showing QQ and PTP credits/debits for the past 2 years.Between Dec 2012 and Nov 2014 there are:17 deposits in total (13 from QQ and 4 from PTP)Total deposits from them is £3350Total outgoings to them is £5391

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Right so, ive unapproved your attachment for now because I cant make heads or tales of it.

So can i make a suggestion on this one.

 

Your first stance is to contact each company and grab a statement from each. Use the normal Customer Service Channels.

Once gotten, come back here and upload in PDF form - This is how they should send it to you. Ill then beable to advise your next steps.

 

Please stay well away from the advert you heard on the radio. I suspect i know the firm as they have been advertising elsewhere inclusive of Facebook...

 

Thanks. Yeah I'd never use one of those companies, it's just hearing their advert alerted me to the possibility of claiming.

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Thats a lot of dinero... Right so now go to them and get the statements :)

Once gotten let me know,

 

OK they sent me some statements, just waiting on others.Can I attach them as jpg? I can't edit/remove my personal info from the PDFs....

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Get them all so I can see in full exactly whats gone on.

 

OK spoken to them. They said it's 15 loans but only 6 statements as if you rollover/top-up a loan it shows on the statement for the original loan rather than being a separate one. I've attached 5 to this post. Will attach the 6th below as can only do 5 attachments per post.

Can you delete my previous posts in order to make this topic a bit clearer please?

QQ21122012.pdf

QQ29042013.pdf

QQ09112013.pdf

QQ31122013.pdf

QQ16062013.pdf

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