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    • The points are that you believe that a person or court hearing a Statutory Declaration has the option of rejecting it if he or they believe it is untrue. You must presumably believe that the person or court has a duty to question (perhaps more properly, cross-examine) the person making the declaration. You started by saying this about the declaration as a whole then went on to concentrate on the 21 day rule. I asked you to let us know how you have arrived at that conclusion. In particular I asked why you had provided specific advice to the OP in the original thread (a) that she was likely to be questioned about whether she really did not know of the proceedings at all and (b) if she did not know at all, that she was likely to be questioned about whether she really found out less that 21 days before she makes her SD. I suggested it was unwise to warn the OP of something which would not happen. As far as I can recall you suggested that S14 of the MCA provides for SDs to be rejected if they are not satisfied as to its truth and I asked you to show me where the legislation is that provides for this (because it's certainly not in S14).   The position is that a Statutory Declaration must be heard if made within 21 days of the defendant finding out about the conviction and it will be accepted unchallenged. If it is made outside 21 days the defendant states why as part of the declaration. If the court agrees that the reason it was late (as stated by the defendant and without challenge) is acceptable it will hear the Declaration and once it is heard it will be accepted without question. For the final time, the making of a Statutory Declaration is not a court hearing and apart from being satisfied, in the case of a late declaration being made, that the reason (as stated by the defendant) is acceptable, those hearing it have no discretion but to hear it and sign it to say they have done so. No orders are made; no decisions are made; no discretion is available (apart from the 21 day matter I mentioned).   To emphasise the difficulty your misleading information has caused, the latest post from the OP on the original thread says this (when considering her court appearance on Wednesday):   I am hopeful that they will accept that I knew nothing of the earlier proceedings...   She should not have no worry about that because the court has no option but to accept her declaration that she knew nothing of the proceedings. However, because of your advice she has. I am, once again, about to allay her fears on that score and it would be useful if you didn't tell her otherwise.    
    • So ignore any calls/letters off DCAs and try and work with PayPal directly to pay small amounts that I can afford?  Like ive said, I’ve opened a new bank account and transferred my regular in’s and out’s to that account. I’ve removed my old debit card from PayPal but left on there my old bank account info, reason being I’m hoping that makes it easier to send payments to PayPal. Does this seem a good idea? 
    • Ahh, discussion thread. Thank whoever. Forgotten what the points were  now, I will read and get back later.
    • I have completed answers as noted above.   Name of the Claimant ?  IDEM Capital Securities Limited Date of issue – 12 Nov 2019   What is the claim for – the reason they have issued the claim? a)      A credit card agreement made between MBNA Europe Bank Limited and the cardholder b)     Claimant purchased the balance on the account on xx/2016 c)      Cardholder accrued balance £5500 d)     Cardholder defaulted on payments e)      Claimant issued formal demand requesting payment on xx/2019 f)       Amount now due £ 5500 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ?  Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address? n/a What is the total value of the claim? £6000 (now including fees) Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?  Credit Card Do you recall how you entered into the agreement...On line /In branch/By post ? By post When did you enter into the original agreement before or after April 2007 ? July 1995 Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  Debt Purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment?  Yes Did you receive a Default Notice from the original creditor?  Yes -though I am unable to find a copy Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ?  Unsure Why did you cease payments? Advised to as there was no enforceable CCA What was the date of your last payment? Feb 2019 Was there a dispute with the original creditor that remains unresolved?  Unsure Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?  Originally informed MBNA that we were in difficulty and arranged a payment plan with them, they later sold the debt to Britannia Sarl (?) and we continued with the same payments, this was then sold to Moorcroft and we again continued the same payments. At some point later we contacted Moorcroft to advise our circumstances had changed and we offered a lower payment.  We were asked for income and expenses which we didn’t provide as we had contacted a debt help organisation who helped us work out what we could afford, however we did receive a letter on another debt at the same time accepting a lower payment (the circumstances were exactly the same – MBNA debt, sold to Britannia, sold onto Moorcroft) We continued with the lower payments.  In the last year we discovered that all our other debts were no longer showing on our credit files but this one was showing as continual defaults month on month. We contacted IDEM to ask why and they said the previous DCA hadn’t agreed to the lower payment and therefore we were continuing to default. At this point I sought advice from CAG and they advised me to ask for the CCA. I received a photocopy of the original application form and a page of Terms and Conditions that I was advised by CAG were not a CCA and I should stop paying.   I further received a pre-action protocol which I completed and returned and in response I received a notice of assignment, account statement and default notice  as I had requested, but they ignored the fact that I said they had provided an unenforceable CCA.
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Geocyper

Northwest Mini Centre Glossop -Chris Hanford committed to prison - Where is he?

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Hi, I need information.

 

My mini has been at Northwst Mini Glossop for over two years now.

It was meant to be completed 18 months ago, still not done.

 

They have moved, I need to send court papers, need new address for Mr. Chris Handford, all help appreciated.

 

Geocyper

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It doesn't look good. Their website is not working. I can't imagine why on earth you have waited for so long before addressing this issue. Also, there are a few complaints about him and his outfit on the Internet.

 

Presumably he's taking your car with you? If he has, then I would say that you should be informing the police that the car may have been stolen – and also DVLA.

 

I think your best bet is to start doing the rounds of the many specialist forums because somebody there will have some information. If you can find that he's got a working Twitter account or something like that, you may well think about spoofing him by saying that you need some work done and you've heard good things and where can you find him et cetera.


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Sorry to find another one of his victims, this company is a disgrace.

 

I have just removed my car from them,

they quoted me 2/3 weeks to do a job and it got to 7 months

I took the car off them,

 

they told me it was ready and would be delivered after I paid the rest of my bill after about 3 months.

 

I did so the car never turned up

I drove over there to find my car had been sat outside uncovered for months,

covered in grit with flat tyres,

went inside to find my engine in a pile of bits

barely started despite being told it was ready,

 

I had nothing but lies from them

the owner Chris Handford seems to be a compulsive liar,

constant lies to buy himself more time.

 

I have had many messages from people unhappy with their work and that have had cars in there for years.

 

His new address is,

unit 1 options house Sk13 6LQ

- the same door as a company called Branded signs,

which I think he is also something to do with.

 

I will be hand delivering his court papers over the next week as he is refusing any kind of refund even though I've paid him in full for a job he couldn't do (close to £3000 and I'm now having to spend hundreds of pounds, many more to get my car sorted by someone else

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Hi Thanks for your reply,

I know it went on for a long time,

I was a fool to give him the benefit of the doubt,

but I have also be very ill over the last 18 months

. Again thanks for your input.

 

Thanks so much for your reply, I hand delivered the letter before action.

I sent it to the web site address but the refused it,

I drove across asked around and got directions.

 

I saw him at burger van.

I jumped out gave him the letter,

his face dropped,

my friend video the whole thing.

 

My car has been in same place,

outside two years,

it's ruined now.

 

 

submitting court papers next week.

Is it possible for me to keep in contact with you if I supply my email address?

 

Thanks again for taking the time to reply

 

Wmwallace.

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Please don't put your email on the forum, you need to keep this anonymous. You can keep in touch with MMM on this thread.

 

HB


Illegitimi non carborundum

 

 

 

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Ok thanks, thought that might be the situation, thanks.

 

Wmwallace.

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I am currently mid case against Chris at NWMC.

- if you are also trying to claim I would suggest sending everything by recorded post or hand delivering,

 

keep copies of everything and make sure to take photos etc of your vehicle.

 

I had judgement by default and sent bailiffs,

thought the ordeal was over,

 

but he has applied for the judgement to be overturned

and so I have a court hearing in a few weeks.

 

Luckily I kept everything.

My vehicle was sent to him in 2012.

.. it's been a long wait for this.

 

Good luck to you both and please feel free to PM me.

Edited by dx100uk

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Hi thanks for this information. I sent LBA to his place, it came back as not at this address. That is why I came on here to find new address.MMM gave me the heads up.

 

I went to his new place caught him at burger van, delivered it to him.

 

The fourteen days are up, he has not replied as I asked. I got letter this morning, with all sort of excuses in it why car has not been done, promised to have it done by Christmas, promised me in Jan 2016 to have it done buy May 2016. I don't believe him. I don't know how to PM you, but willing to let you have copy off letter if it will help your case.

 

Thanks so much for your input.

 

Wmwallace.

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It is looking bad overall. I would be getting the vehicle back from there before he does a runner and you lose everything.

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Is it that bad, I've given him 14 days to start work on mine.

Where did you get info from?

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why would you give them 14 days to cause damage to your vehicle?

Just get the thing removedasap and without notice.

 

 

If they have started work on it they are entitled to keep it until you pay them,

dont give them any opportunity

 

 

You must reralise that they arent goping to do a good job anyway

 

 

.

Is it that bad, I've given him 14 days to start work on mine.

Where did you get info from?

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Skinnyminny user-online.png I have sent you an email. If you don't see it please check your spam folder

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I'd be very grateful if the people on this thread who have had dealings with Northwest Mini Centre Glosso, could contact me either on the open forum or by email at our admin email address please, to update me as to the progress of their complaint.

Thank you


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Hi,

 

I am another victim of Chris at the NWMC..

. He is building a 1275GT for my son's 17th birthday (2nd March 2016).

 

 

.. Despite promises he missed that date as well as a couple of others following...

It came to Xmas and even on Xmas eve morning he told me i'd get it that day and well you can guess what happened..

 

 

. well it's now 4th March and he let me down again after promising it would be ready for my son's 18th birthday,

 

 

1 year past the original handover date...

 

 

I have told him i want the car, in it's current state but he's refused to deliver it to me,

he's also refusing to hand it over until the full balance is paid even though it's not finished!!!

 

 

I'm stuck and so angry and frustrated,

any advice you could share or if i could join you fighting him please let me know...

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Good luck with getting your cars done.

This guy is a full on con man.

 

Comes across as your pal,

takes your money and spends it on other things.

 

Maybe sometimes keeping the business afloat or on debts I don't know.

What I do know is I don't have a Porsche or motorbike....just a mini in bits.

 

The guy has rhino skin..

. I'm pretty sure all of his customers have been less then cordial with him about getting work done that they have paid for.

 

Tails of woe are probably valid

however that's life we all have toes of woe,

you took the money and personal life shouldn't affect it.

 

It's a shame because when he first turned up in the area I really wanted him to succeed

but it became very clear after a couple of years what he was about.

 

My guess is going forward he will keep taking the out of you all and probably wind the company up when the heat gets too much and reopen doing the same thing all over again.

 

My suggestion would be to get your card back cut your losses and just try and warn people what's really going on. And

 

I have regularly gone down there

tried being kind,

tried the shouty route,

tried incentives with sharing profit on the car and nothing.

 

From what I gather I'm not the only one doing this.

Probably why no work gets done because they are dealing with angry customers all day.

 

I feel sorry for his staff.

They used to look like happy lads

now they just look worn out!

 

I'd put my mortgage on it that he feeds them the same and doesn't pay them properly.

 

In summary if you're reading this and thinking of having work done by him....DONT.

 

Don't be lulled by his quote,

don't be lulled about promised turn around time,

don't be convinced that

He isg oing to do the work when deadlines pass and he says 'I will sort it' because he won't.

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Northwest Mini Centre (NWMC Ltd):

 

Director:

Christopher Handford

 

Company:

NWMC Ltd

Unit 1

Options House

Brookfield Industrial Estate

Glossop

Derbyshire

England

SK13 6LQ

 

Company Number: 09951507

 

Companies House link: https://beta.companieshouse.gov.uk/company/09951507

 

Endole link: https://www.endole.co.uk/company/09951507/nwmc-ltd

 

The Gazette link: https://www.thegazette.co.uk/company/09951507

 

To check if they have had any CCJs against them you could use 'Trustonline'. (please be aware there is a small fee for using there service). Trustonline link: https://www.trustonline.org.uk/


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Good day,

 

I need this mans address urgently to serve him legal papers, anyone point me in his direction, some one said Cornwall ?

 

Thanks,

 

Geocyper

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wont matter pointless

he has done a runner and closed the firm

a CCJ wont harm him at all.


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Good day,

 

I need this mans address urgently to serve him legal papers, anyone point me in his direction, some one said Cornwall ?

 

Thanks,

 

Geocyper

 

yes, you and the rest of the world together.

 

If you find out then let us know and also tell the police.


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Its a order to attend Court and suspended Committal order for prison, it has to be served on him, done all the county Court route, this is because he failed to show.

 

Geo Cyper

 

Existing thread for reference.....

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?470835-Need-Chris-Hanford-Address.-Northwest-Mini-Centre.&highlight=Northwest+Mini+Centre

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Blimey, – please will you tell us more.

 

Also, I suggest that you don't post any more on this thread – but please start a new thread which will then be automatically tweeted to a few thousand people. Additionally, having a thread title all of its own will attract Google far more.

 

Can I suggest that your thread title is – Chris Hanford – North West mini – committal order for prison

 

I think that this will attract a lot of interest and it will be retweeted.

 

Maybe you could also scan up the order in pdf format


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Will do, I’m out at present, I will try this evening.

 

Geocyper

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Thanks. Please post up the committal order. Even if people don't get their money back or their cars back, at least seeing the order may give them some sense of satisfaction.

 

It also might concentrate people's minds if there is a chance that they might know where he is.


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