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Unknown lowell CCJ claim on old mobile debt prob statute barred


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Hi all, hoping to get some advice/help.

 

I received a letter today from Lowell Solicitors who seem to have bought a debt, they say the original account was with Three Mobile.

 

I had a Three mobile 10+ years ago.

 

They want £443.

 

They claim to have written to me already about this, that they have a CCJ against me and that I am in arrears and can take further action against me.

 

I definitely haven't made a payment for this debt in over 6 years and believe that if any debt existed then it should certainly have been statute barred. This is the first time I've heard about any CCJ and the first time I've heard from Lowell.

 

What should I do in this situation? I've seen other advice for prior to receiving a CCJ but don't know how to proceed if they already have one.

 

Thank you!

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Go check you credit file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Once you have the the CCJ number

Ring northants bulk court and ask for a copy

 

The debt might be years old but as long as they got the CCJ within 6yrs its legit

I'll guess you've moved since you took these out

So they filed to an old address then suddenly found your real one straight after

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hmm.

 

Thanks for the credit report suggestion.

Looks like there is one against me on file, that's irritating, the report is very good otherwise.

 

The date was 25 August 2016, so this was obviously very recent.

 

 

It has been a very long time since I ever last heard about any payments with Three, let alone acknowledged or paid anything.

 

 

I actually don't recall missing any and moved on to many other phone contracts with other networks since then.

 

Should I be contacting or avoiding contact with Lowell at this stage?

 

 

There was an automated voicemail on my phone the other day trying to get me to urgently call back a number that I'm now thinking was probably them trying to discreetly make contact without me avoiding it.

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have you moved since you took the contact out?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so as my post before then.

 

 

wont hurt you to ring 3 up and def confirm no payments or useage in the last 6yrs

then should be an easy set aside if its statute barred

 

 

they did it on purpose as they know nothing is checked if the defendant doesn't replyto the claimform.

 

 

sadly happens 750,000 times a year

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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