Jump to content


  • Tweets

  • Posts

    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Hoist/cohen claimform - Barclaycard debt


APNA
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2696 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I'm new to this and not experienced with dealing with the courts and the big lawyers, in fact it is quite scary..

 

Below is an outline of what has happened to date but now

I really need some help to guide me best way through this mess.

 

Background:

I had a credit card debt with barclays of £9k and this has gone up to £11k with court fees, Legal and with interest charged from 04/2014 making a total of £11k (All figures have been rounded up.)

 

I missed payment in 2014 which shows up in 2014 on my credit file as a default and not made any payments since, I had the card for 35 years during which it was faultless.

 

In May 2016 ,i got a claim form from County Court Business centre and sent in a acknowledgment of service:

 

Claimants are: Hoist Portfilio Holdings 2 Ltd and Howard Cohen are their acting Solicitors.

 

Next:24 June 2106

 

I emailed the following to hmcts.gsi as a defence statement:

Stating the following:

 

This claim is for the sum of £9000 in respect of monies owing under an Agreement with the Account No. XXXXXXXX pursuant to the The Consumer Credit ACT 1974 (CCA).

 

The debt was legally assigned by MKDP LLP (Ex Barclaycard) to the claimant and notice has been served. The Defendant has failed to make contractual payments under the terms of the Agreement. A default notice has been served upon the Defendant pursuant to s.87(1) CCA.

 

The Claimant claims

The sum of 9000

Interest pursuant to s69 of the Count Court Act 1984 at a rate of 8.00 percent from 01/04/14 to the date hereof xxx is the sum £1500

Future interest accruing at the daily rate of 1.96

 

4. Costs

 

Defence:

 

With reference to the defence i would like to mention the following points and request the information to assist in my defence:

 

Information of the original debt with Barclaycard of £9000 and any copies of a default notice served by Barclaycard.

 

It is my understanding that through Lovell Portfolio Ltd in 28/01/2014 that a default notice was served on my account without my consent or my authority or signature to them as a third party.

 

Claimants to supply a copy of the executed deed of assignment from Barclaycard to Lovell Porffolio, MKDPP LLP and to Claimant Hoist Portfolio Holdings Ltd a for the above referenced agreement

 

An issue of confusion has been created in this case and seek clarification in having this matter properly resolved.

 

As this has been done without my knowledge, consent or my authority and that the claimant as a third party may have wrongly taken this matter to County Court Business Centre.

 

I would like to put this matter into mediation to have it resolved and establish how best this cane satisfied without going to court.

 

In my defence it should be noted that i have with assistance cleared a majority of my debts and have had stated Barclaycard for 35 years, during which the account has traded without any problems and without any defaults being issued.

 

it was in fact a surprise to me that a default notice has been served by Lowell Portfolio Ltd who had not informed me of this and not had any correspondence from Barclaycard on this matter.

 

In terms of the cost please note this is refuted and will be discussed or best resolved through Mediation, any documentation regarding this and supporting documentation from claimants on this case should be sent to me for the my attention.

 

To Note:

 

I have had problems going through the website in filing this defence and proof copy is attached of that information, I subsequently rang the County Court Business Centre to seek how I could best file this defence claim.

 

After speaking to XXXX who was very helpful i was informed that it was satisfactory to file it via email and the deadline was Saturday 25th June 2016 and gave me the email address to which it can be sent.

 

Before this I have also sought advice from CAB and XXXXX from Legal firm XXXXXX who are based in XXXXX who kindly assisted me on the phone.

 

It is with regret that this matter has been taken to Court and would urge a resolution that is satisfactory to all parties.

 

Thank you for your attention to the above and request confirmation of this defence as i am experiencing difficulty with the internet whilst away.

 

Please confirm that this has been received and will wait response

 

 

Yours Faithfully

 

 

XXXXXXXX

 

 

..

Next: 31st August 2106

 

I received a Letter from Howard Cohen And Co on 31st August with details of Draft Directions.

 

1) Pursuant to CPR 26.7(2) Claim to be allocated to Small Claims Court

 

2) A stay or proceedings for 1 month to allow both parties to negotiate settlement of claim by way of Small Claims Mediation

 

3) Both parties to inform the court by 30th September 2106 if a settlement has been agreed or if an extension of stay is required.

 

4) If a settlement has not been agreed, then the claim be transferred to the Defendants local Court to be allocated to the Small Claims Track and listed for a hearing on a date to be fixed by the court with a time estimated of 1 hour

 

5) Claimant pay the hearing fee on a date to be fixed by the Court

 

6) No experts evidence being necessary, no party has permission to call or reply on experts evidence

 

7) Each party shall deliver to every party and to the Court Office, copies of all documents on which they intend to rely upon no later that 14 days before the hearing along with signed statements of truth

 

 

 

...

Next: 01/09/16 to the Courts.

 

I submitted a Directions Questionnaire (Fast Track and Multi Track)

 

Stating that I wished to settle the claim and I wanted a month stay, required assist of mediation, acknowledged request for local court, NO witness and it would be less than a day in court.

 

...

 

Next:10 September 2106

 

I received a Order of Stay which now runs out on 24th October and not received any communication or information from the Claimants to try and resolve this matter out of court.

 

I have heard nothing from the claimants to try and get this matter resolved.

 

I need HELP now to try and sort this out the best way, I am getting mixed messages that I should try and speak to their Solicitors 'Howard Cohen And Co' find out whats going on but I am scared of that and also try speak to MKDDP or Barclays ???

 

Sorry for the late action but it was becoming quite embarrassing to handle this..

 

Hope someone can help.

 

I can try ask for some money from family and friends but not anywhere near the amount requested I also need to know if it will help resolve all this first and how much, before approaching outsiders to help.. as I have little left over after the bills and food. I am in full time work but do not have that kinda money to settle.

 

Please Help if you can.

Link to post
Share on other sites

opps where did you get that defence from

sounds like a freeman of the land site one.

 

you could have and still might be able to kill this dead

 

I bet you've not sent hoist a CCA request nor a CPR 31:14 to Cohens.

CCA request is a must

they'll never get an enforceable CCA for a card of that age.

bye bye debt and claim!

 

 

as for the default etc etc

the OC [barclaycard] would have done that not lowells

probably defaulted years ago and doesn't now show on your credit file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks

 

You are right I have not sent a CCA request or a CPR31.14

 

is there still a chance to challenge all this or you feel not?

 

The defence was a mixed up mess from various sites and information overload kinda, I was on holiday at the time and the net was extremely bad with deadlines approaching.

 

The default still show up on the credit file and all payments missed since ..

 

Thanks for reading all the info and wait advise

Link to post
Share on other sites

yep, seems not a good defence. you said a legal firm assisted you with it?

its now nearing the end of the stay, which if no settlement joy then needs to be said so to the court (see cpr rules re)

 

in the mean, can you fill this out (i know its a bit late, but may provide some useful info for the guys going forward)

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**

Link to post
Share on other sites

Thanks I will get all the info and complete to view.

 

The legal firm said to settle as the debt was owed, even though I queried it to whom

 

when you say it will provide useful info for the guys going forward to whom are you referring to? is the advisors on CAG?

 

I will post the info later tonight

 

thanks again ..

Link to post
Share on other sites

we are all advisors

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

AS requested the following information:-*

 

Name of the Claimant ? HOIST PORTFOLIO HOLDING 2 LTD

Date of issue – *23 MAY 2016

Date to acknowledge) = 10/06/16

 

 

date to submit defence = = 24/06/16

 

What is the claim for – the reason they have issued the claim?*

 

FROM CLAIM FORM:

 

POC:

 

1.This Claim is for the sum of £9000 in respect of monies owing under an Agreement with the account no XXXXXXXXXXXXXX pursuant to The Consumer Credit Act 1994 (CCA)

The debt was legally assigned by MKDP LLP (Ex Barclaycard) to the Claimant and notice has been served.

2.The Defendant has failed to make contractual payments under the terms of the Agreement.

A default notice has been served upon the Defendant pursuant to s.87(1) CCA.

 

3.The Claimant claims

1. The sum of £9000

2. Interest pursuant to s69 of the County Court Act 1984 at a rate of 8.00percent from 16/04/14 tot he date hereof 763 is the sum of £1500

3. Future interest accruing at the daily rate of £ 1.96

4. Cost

 

What is the value of the claim? £11000

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account?* Credit Card -

 

When did you enter into the original agreement before or after 2007? 34 plus years ago

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. HPH2

NO Not issue by original creditor and that it is the debt purchaser Hoist Portfolio Holding 2 Ltd who has issued the claim-

ALSO Note from credit file - Debt Account assigned by MKDP LLP (Ex Barclaycard) to CAIS Member on 01/02/2015 to CAIS Member) I can only presume that is them?

 

Were you aware the account had been assigned – did you receive a Notice of Assignment?* No not aware that it had been assigned

 

Did you receive a Default Notice from the original creditor?* Not sure about that

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ?* I don’t think so

Why did you cease payments? Partner was out of Job and could not afford payments, charges and the interest.

What was the date of your last payment? 15/03/2014 but not sure.

Was there a dispute with the original creditor that remains unresolved?* No

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a*debt management*plan?* No

I can send a*CCA Request*to the claimant for a copy of your agreement tomorrow.

 

I am not sure about this?

 

Send a CPR31.14 request to the solicitor named on the claim form for copies of documents mentioned/implied within the claim form. There are two different versions - one for Loans/Credit cards the other for Current accounts

 

Request 1 - Loans/Credit Cards

 

Not sure about this too? Sorry

 

You may use a CPR*part 18*request for any other information (not request documents) that you might require in order to defend yourself.

Please not that CPR 18 is specifically for Fast Track claims and although technically the claim has yet to be allocated to a track the claimant may refuse to comply for this reason.

 

HELP: If you require CPR Part 18 - this will need to be drafted specifically.*

 

Hope the above helps...

Link to post
Share on other sites

get a CCA running tomorrow recorded.

 

 

don't think you can send CPR at this late stage.?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I personally wouldnt do anything and let the claimant lift the stay ...if they dare.

 

In the claimants directions they have requested.....

 

1) Pursuant to CPR 26.7(2) Claim to be allocated to small claims Court

 

Not going to happen ...this is Fast Track (11K) and therefore very expensive to proceed

 

The claimants requested an Order to stay the matter...therefore the claim has yet to be allocated to track...why ? why not proceed...why they waiting...oh yes the very expensive Fast Track hearing fee.:wink:

 

Wait until they lift the stay...make no offers...send a CCA request for the agreement ...also send a CPR 31.14 request.

 

Post back if and when you get a Notice of Allocation to Fast Track.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Sorry what is meant by "I personally wouldnt do anything and let the claimant lift the stay ...if they dare."

 

Do I just send the CCA request to just HPH2 who based in Jersey and do I also send similar to their Solicitors as they have requested all doc and payments to be sent to them in the CLAIM FORM?

Link to post
Share on other sites

Sorry what is meant by "I personally wouldnt do anything and let the claimant lift the stay ...if they dare."

 

As the amount being claimed is over 10k it should be allocated to Fast Track, upon which the fees become very expensive for them to continue with the claim.

 

Send the CCA request to HPH2 Ltd and the CPR 31:14 to the solicitors, do it today!!

 

Just click on both of them for info and edit the bracketed parts. As this is a credit card you only need to quote s78 and not s77-79, they refer to different products.

 

Note that they can only enforce an agreement, IF they have a true copy of the original signed agreement, this is hopefully where they will come unstuck.

Edited by martin2006

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Click Here To Make A Donation

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

Link to post
Share on other sites

When did you enter into the original agreement before or after 2007? 34 plus years ago:madgrin:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Should I do anything to ensure that the case is fast tacked as opposed to being placed in the small courts?

 

the initial credit card debt was just less than £9k but with the interest and the legal cost it has taken it to £11k

Link to post
Share on other sites

1999 he took the card out..

not a chance in hell of a Barclaycard CCA from that era appearing!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

What did you agree to in your DQ (track) APNA ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

What did you agree to in your DQ (track) APNA ?

In my DQ:

 

Section A

 

I wished to settle claim before hearing was ticked

 

I requested a month stay

 

Under reason in section 3.

 

I Worte: We request mediation/ discussion to have this matter resolved without going to court to save time and cost to all parties.

 

Section B

 

I requested local court

 

Section C.

 

I wrote: N/A

 

Section D:

 

I ticked 'NO' to having made any applications in this claim

 

D3.

1. ticked 'No'

2. left blank but placed a ?

3. I wrote' Can be dealt with at pre hearing or before Court Hearing at Mediation'

 

D4. Ticked 'NO' to both boxes

 

Section E:

Ticked 'NO' to using expert evidence at trial

 

Section F:

I wrote: 'No Witness - Copy of Evidence and Authority required of transfer of debt'

 

Section G:

Less than 1 day ticked and a ? in how many hours

 

Section H:

I left blank

 

Section I:

I left boxes unticked.

I wrote ' Subject to mediation and if matter can be resolved. in the 'If Yes, what for?' Box

 

Section J:

Signed as defendant and posted 01/09/2016

 

Hope the above helps:

 

Thanks

Link to post
Share on other sites

Okay so you didn't complete D2 requesting change of Track and agreed it was and should be Fast Track ? (N181)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Yes by leaving it blank you agree.....

 

You have to laugh at these clowns they buy a debt for 10p in the £..make a claim ...add section 69 interest on to boost their profit which takes it over the threshold into FT and then request it to be in SCT:roll:

 

Just sit tight and do nothing...its the claimants responsibility to advise the court if they wish to proceed.You will know if they do when you receive a Notice of Allocation stipulating the time fram and directions on how the claim will proceed.

Dont be considering any offers until such time.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Should I put this in or leave it out of the CPR 31.14

 

 

I had also returned a Defence Questionnaire requesting for the production of the evidence and copies of authority for the transfer of the debt that had been legally assigned by MKDP LLP (Ex Barclaycard) to Hoist Portfolio Holdings 2 Ltd as mentioned in the Claim Form and on which you rely. That request was ignored as was seeking mediation during the period of 'Stay' as offered by the Courts.

 

Happy to leave it out if it will not make any difference ?

Link to post
Share on other sites

Leave it out.....save that for your witness statement ...should it proceed that far

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • 3 weeks later...

Update

Not sure how to reply to this??

 

I received reply letter from Robinson Way Debt Collectors regarding my request for the HPH2 Ltd and the request for section 77-79 of the CCA.

 

They write:

 

We acknowledge receipt of your request under sections 77-79 of the consumer credit act.

 

Your account is now with our client's solicitor Howard Cohen & Co and that they have issued a County Court Claim against you.

 

As you have filed your defence in the matter, all documents will be requested by our client's solicitor Howard Cohen & Co as part of this precess, therefore please find enclosed your £1.00 fee.

 

If you have any questions please contact our office on 0345 266 8876.

 

Yours faithfully

 

Customer Contact Manager.

 

Note: Enclosed was the postal order for the £1.

 

End...

 

Please advise if I should do anything ??

 

Thanks

Link to post
Share on other sites

nothing to do

that's good.

frustrating your attempts to clarify the debt

judge wont like that

let is run,

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...