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    • you could ahve got 5 hours of LiP research as part of an unreasonable behaviours costs claim. slapping in a vrbal request for 10 hours was bound to fail I'm afraid. Note to all others rweading this post, you take a letter with you with all of your costs laid out in it and submit it  to court when you beat off the claim. the judge has discretion on whetehr to award a bean or a million quid but if you dotn have anything on paper you get you bus fare at best
    • I would have sent it to the eviction team as they are the ones threatening you.................  guess you'll just have to wait and see if complaints pass it on.   You could always email a copy to the eviction team if you have their email add.
    • Hey all done a lot of forum searching etc and im trying to get all my documents in order to send off the n244 set aside ccj form,.  So far.....i have done the below but feel like im not doing it right?   In the County Court at Stockport Claim No:    LOWELL SOLICITORS Claimant And   MR  Defendant   Witness statement 1.    I understand that the Claimant obtained a Default Judgement against me as the Defendant in JUNE 2019. However, this claim form has not been served at my current address and I thus was not aware of the Default Judgement until September 2019 when I was doing a routine check on my credit file. I understand that this Claim was served at an old address 15 Armadale Close. However, I moved to a new address in September 2011 and I moved from 15 Armadale close in 2008. In support of this I can provide confirmation from Stockport County Council showing my updated details for the purposes of paying Council tax. 2.    I requested a sar from Lowell solicitors which shows them contacting me at my current address and not needing to contact an address where I never took credit or moved form 11 years ago. 3.     It is denied that the Defendant owes the Claimant £3154.09 as stated in their particulars of on the 15/05/2019 4.    I have never received agreement & default notice from Lowell solicitors ltd. 5.     On the 12/11/2019 I sent a formal request for a copy of the original agreement to Lowell Suitors pursuant to section 77 of the Consumer Credit Act 1974 along with the statutory £1 fee. 6.    I request the court orders the Claimants to provide the necessary documentation for me to fully plead my case else the Claim should stand struck out. 7.    In the event that the relevant documents are received from the Claimants I will then be in a position to amend my defence and would ask that the Claimants bear the costs of the amendment. Statement of Truth The contents of my statement are true to the best of my knowledge and belief Signed:  Dated: 12/11/2019     also     IN THE STOCKPORT COUNTY COURT Claim No. F1HK1E62 BETWEEN: LOWELL SOLICITORS Claimant – and – Defendant   _________________________________ DRAFT ORDER _________________________________   Upon reading the defendant’s application dated 15th May 2019 It is ordered that: 1. The judgment dated 18/06/2019 be set aside. 2. The Defendant has filed a witness statement enclosed with application 3. The Claimant do pay the Defendant’s costs of this application to the sum of £255 4. The Claimant has permission to file and serve a reply if so required.          
    • Have a look at FOS on trustpillooot someone has just made a nice post about 4 hours ago:)
    • I believe they said they have ceased trading but the company itself is still active. I contacted companies House and also the insolvency register. I believe they have lied to get us off their tracks. Emc were previously Surrey First Cars. I have been doing a lot of investigating lately. I also know as of 9th October a new company has been registered for car sales at the EMC premises. However, as I mentioned chobham motors is still trading which is owned by Crown motor.    Edit- just found my agreement with wmsgroup for third party insurance. The dealer name on it actually says EMC CAR SALES/COBHAM CENTRAL GARAGE   
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Guy1002

backdoor CCJ by MMF/Optima - old QuickQuid Loan

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Evening all

 

Further to raving about this site to a friend and explaining how much help you have been he has looked into a CCJ he has on his file from 2013.

 

From what I understand he didn't know it was there until a little while ago,

he rang the court and they gave him the name of the creditor who filed the claim.

 

He has contacted the creditor and they have advised that they have record of two paid up and settled accounts but no record of a CCJ.

 

His file doesn't say who filed the claim (is this normal?)

he wants to know the best way of obtaining the necessary proof of who submitted the claim. Any help would be appreciated

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If you have the ccj reference you can call northampton bulk court center and ask for the paperwork to be sent out.


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Hi Martin ! Thanks for the reply.

 

He has contacted Northampton and they informed him that the case is with Bristol Court. Is it just a case of contacting them then? And they will send out all paperwork?

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Yes.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Correct guy, just ask them to send details of the claim/ccj under the reference number you have


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Update: The court have provided him the information by phone, and are following it up by sending the relevant paperwork by post.

 

CCJ was filed by Optima Legal Services on behalf of Motormile Finance in regards to QQ payday loan. Optima said they no longer represent MMF, unsurprisingly.

 

Motormile have already confirmed to him that they have two settled accounts with him but no record of CCJ so can't help.............

 

He is waiting for the paperwork to come through so he can now send over to MMF.

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thread title updated

moved to legal forum


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Letter received from Optima stating that the debt has been cleared and that a certificate of satisfaction can be obtained from the court (originally sent October 2014). Nothing showing the intent to file a CCJ or any claim paperwork as requested.

 

 

If the court have said that the CCJ was ordered by Optima Legal, but they are saying they were being instructed on behalf of Motormile Finance, who have no record of a CCJ, where does one go now to get this resolved?

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have you a copy of the CCJ yet?

who is named as the CLAIMANT.


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No he doesn't. That is what he requested from Optima.

 

 

Court (went in person to obtain paperwork but wasn't given any but left with name of supposed claimant. Told him he should have pushed for the paperwork!) have advised it was Optima. Optima have advised that they were instructed on behalf of MMF. MMF have no record of CCJ on file.

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optima don't get CCJ's they are solicitors

 

 

sorry but you need the NAME OF THE CLAIMANT from the actual claimform or the judgement CCJ

 

 

quite honestly i'd go ring northants bulk again.

and ask the name of the claimant

doesn't matter the case was sent to Bristol Court

which I cant see why ??

as it wasn't contested so would of been a rubberstamp without human intervention by northants.

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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