Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Hi Sorry but why am I getting email after email about this post sent to me ?   
    • if your loan is an unsecured loan, but you own a home were they to make you bankrupt, could you lose the home....... .............   i will assume you are talking about your wife's debts? as you've said YOU don't own a home ?  
    • Shops at the retail park beside me were mobbed today, last week the motorway between Glasgow and Edinburgh was as busy as it ever has been.
    • I have a loan with Commsave dx, the deductions come straight from my wages. When you join you tell them how much you want to save either weekly or monthly and you authorise them take deductions from your wages towards your savings account with them, same thing apply's when you have a loan with them.
    • I went from Virgin Media to Sky Q earlier this year as I wasn't a great fan of Tivo and was keen to try Sky Q.   When it was installed, I was offered the chance to replace my aging (ten year old) dish which I accepted.   In the last few days, I've come to the conclusion that Sky Q isn't for me and that I'd ideally like to downgrade it at the end of my contract to go back to using my old Sky+ HD box, which I still have.   Much to my surprise, I subsequently found out that the LNB on my dish would not be compatible as Q uses a special "wide band" LNB and the older boxes do not.   I contacted Sky to confirm this, which they did.   They also told me that there would be nothing they could do and that if I wanted to continue using my dish with my older box then I would have to pay to get it re-fitted myself which, after some investigation, would cost me at least £150 pounds.   The issue of future compatibility wasn't mentioned anywhere in the literature or the official Sky Q contract, but the Sky employee I was talking to agreed that it could present a problem and said that he would pass it "up the ladder" to see if the wording could be changed to better explain it to prevent any future problems - all the while telling me there was nothing they could do for me specifically.   I understand that I'm getting the service I paid for, which I have no issue with.   I understand that I'm only loaning the equipment and that it has to be returned at the end of the contract.   That I also have no problem with.   The contract also states that the dish becomes mine at the point of installation as well, which is also fine.   Basically, Sky have provided the service stated in the contract.   My problem with this is that Sky must clearly know that many people use, and still use, older boxes.   They still sell viewing cards for these older boxes, so that in itself should be enough to prove that they are aware of the compatibility issues between the two pieces of hardware.   Should there not have been even a small advisory akin to "Customers please note: Sky Q dishes are not compatible with older hardware" ?   By choosing to omit this information,  it not only prevented me from making an informed decision at installation, as I could have apparently asked for what's called a "Hybrid LNB" which would be compatible with older hardware, but it will also leave me significantly out of pocket at the end of the contract.   Is there anything in this ?.  Can I challenge this in any capacity ?.   Ideally, I'd like them to let me out of the Sky Q contract so I can downgrade to the Sky+ HD box I own, but I accept this will likely not be possible.   I'd be interested in your thoughts.   Thankyou.
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
Gigi123

I live in UK. Part own a house in France. Need info on going bankrupt in France

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1351 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello. I own half a house in France which my ex husband (who owns the other half) refuses to sell or pay me my share. Meanwhile he lives there. We are both Scottish.

 

I live in Scotland and have run up debts of around £14,500 over the last 7 years as my ex has avoided paying any child support for our 4 kids. I don't want to go bankrupt in Scotland as it will badly affect my credit rating.

 

Does anyone know how I can go bankrupt in France? I am hoping the French Official Receiver will force my ex to either give me my 50% of the house (so I can pay off my creditors), or force him to sell it and I will get 50% of the proceeds, less what the Receiver takes.

 

 

Grateful for any information on this. Many thanks.

Share this post


Link to post
Share on other sites

You're probably best off trying one of the sites specifically for ex-pats in France.


RMW

"If you want my parking space, please take my disability" Common car park sign in France.

Share this post


Link to post
Share on other sites
Hello. I own half a house in France which my ex husband (who owns the other half) refuses to sell or pay me my share. Meanwhile he lives there. We are both Scottish.

 

I live in Scotland and have run up debts of around £14,500 over the last 7 years as my ex has avoided paying any child support for our 4 kids. I don't want to go bankrupt in Scotland as it will badly affect my credit rating.

 

Does anyone know how I can go bankrupt in France? I am hoping the French Official Receiver will force my ex to either give me my 50% of the house (so I can pay off my creditors), or force him to sell it and I will get 50% of the proceeds, less what the Receiver takes.

 

 

Grateful for any information on this. Many thanks.

 

I don't think you can go bankrupt in France without it affecting you in Scotland. Within the EU, i think if you go bankrupt in one EU country, you have to go through your full finances in every country. Because you are resident in Scotland and appear to have not been a resident of France for more than 3 years, i think the only place you can declare bankruptcy is Scotland.

 

You need to seek advice from a Solicitor who knows law applying in Scotland and France. There might be other ways to get at the equity of the house in France, other than bankrupty. Perhaps going after the child support and getting a court order in Scotland, which you then transfer to a French court. If he then does not pay, there might be ways of forcing the sale of the house, but i have my doubts. The other possibility is the divorce financial settlement, to see what can be done.

 

Any option is going to take along time. It could take years, before any order was made for him to sell the house.

 

You best option might be to ask for advice about your Scotish debts to see what can be done about these. I think you need to do that first, with the house in France being a remote possibility, because it is unlikely a court would force a sale. If you what advice about debt in Scotland please ask and the site team will direct you. Or in Scotland there is a network of advice centres, where you can seek advice and they might know of Solicitors who can answer questions on EU wide laws that might help you.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Hello, Gigi

 

 

I suppose it comes down to where you were married, if married in Scotland, it's Scottish law, or married in France, French law. I don't know French law or Scottish law, but I do know that English law permits you certain property rights. In England/ Wales, for instance, you can force a sale if the property was jointly owned or force a sale in your own right if the family home were intended for the family. If it's France law, they should have a post divorce law that permits the French courts control the assets. There will be way to do something about this. Hope you find the solution you need.

Share this post


Link to post
Share on other sites

why havent you used divorce proceedings and the family court to force hubby to pay up or get out? Generally when there are children the courts dont close off any financial ties until they reach the age of majority so I would have a chat with a divorce lawyer about what you can do via your case. You may be able to enforce a lump sum settlemt of overdue maintenance payments as well.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...