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    • I am about to file an N244 and was looking for some advice.    Lowell filed a back door CCJ on me at my previous address whilst chasing me at my correct address for a different debt. They are also claiming for two unrelated agreements with two separate companies on the same CCJ.  They obtained a judgement by default in November 2020 which came to my attention on 26/07/21 when I checked my credit record.    Particulars of claim: 1)THE CLAIM COMPRISES THE FOLLOWING AGREEMENTS THE DEFENDANT ENTERED INTO: A. BT PLC WITH REFERENCE ********* AND CURRENT BALANCE OF £299.51 B. VODAFONE FINANCE UK LIMITED WITH REFERENCE ******** AND CURRENT BALANCE OF £135.92 THE AGREEMENTS WERE TERMINATED AS PAYMENTS WERE NOT MAINTAINED AND SUBSEQUENTLY ASSIGNED TO THE CLAIMANT. AND THE CLAIMANT CLAIMS: A) THE TOTAL OF THE SAID SUMS BEING £435.43 B) INTEREST PURSUANT TO S69 COUNTY COURTS ACT1984 AT THE RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT TO THE DATE OF ISSUE, BUT LIMITED TO ONE YEAR, BEING £34.83 C) COSTS   So I need to break down this into a usable witness statement:   I did have letters from Lowell at my current address prior to the CCJ but no longer have them. I have emails from January 2021 and subsequent emails in April 2021 and June 2021 where Lowell include my current and correct address.    Realising that I no longer had the letters from pre the date of the judgement, but they had written to me, I called Lowell on a recorded line in relation to a 3rd debt not mentioned in the judgement:   Lowell confirmed that they previously had my current address on file, but it had since reverted to my previous address as there was no contact at my current address. I pointed out that I had emails from as recent as June this year where they included my current and correct address. The agent confirmed that they had reverted to using my previous address as of 26/07/2021. The same day I found out about the judgement and spoke to their representatives Overdales.    I believe this is grounds for a mandatory set aside as the claimant had my correct address and acted negligibly by sending it to my previous address.   In any event, we had a long history of communicating about the disputed debts over email, I had specifically requested that they contact me regarding these debts only by email.     I wrote to the claimant to request consent for the set aside on these grounds, they refused and declined to give any reason for their decisions when asked.    In case the judge doesn't see the evidence the same way I do, I want to also submit a draft defence.    If you could help me to word the below better I would be grateful:   I admit that I have had an account with BT but do not recognise the account they are claiming for. I settled an account in full with Lowell for a debt with BT in 2018 and deny that I owe them any further money.   I do not recognise any debt to Vodafone.    The two agreements mentioned in the particulars of claim are from two unrelated agreements that relate to two separate companies for unrelated products or services. In order to defend each case on its own merits there should two separate claims issued by the claimant, each with their own supporting evidence.     What do you think my chances of succeeding are?  
    • Thanks for your time and advice dx its very much appreciated. sometimes I get a panic on and think everything is going to happen all at once. In just need to take a step back and soak everything in 🤔   Thanks again dx   G
    • These were hand delivered with a stamp from a gentleman from the company mentioned. I wait to see if the court will give an order of substituted service 
    • if they were serious then once pers service fails they can 1st class post them. obv just done to scare you then.    
    • Hi DX. Small update. IDR using a private investigator company ABI to attempt to deliver a SD. I didn’t entertain this nor did I set it aside. Waited a few weeks and the same investigator attempting to deliver a Bankruptcy Petition. Again will not entertain.    im actually shocked and in disbelief that Mr Coyle and his firms would go to great lengths when they know they are not following the correct laws.    it will be interesting to see the future 
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Rumour is that Rabb is approaching Kim Jong Haircut for advice on international relations in an attempt to up their game

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

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Summary of the trade deal with Australia. The benefits to consumers seem to be limited and there are concerns about animal welfare, use of antibiotics and so on. Some commentators think it's a much better deal for Australia than for the UK.

 

https://www.theguardian.com/politics/2021/jun/15/uk-australia-trade-deal-what-does-it-mean-brexit?CMP=Share_iOSApp_Other

 

Illegitimi non carborundum

 

 

 

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WWW.TURBULENTTIMES.CO.UK

We are informed by the Telegraph (amongst others), that Britain is to accept a "flood of Australian beef" in landmark trade deal. Predictably, the prime...

A take on the DINO sitiuation in UK Democracy In Name Only.   In Wales Drakeford wants to in effectend Farming and Re-Wild the countryside, and create a big national park there on the back of Carbon Zero.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Posted (edited)
2 hours ago, honeybee13 said:

Summary of the trade deal with Australia. The benefits to consumers seem to be limited and there are concerns about animal welfare, use of antibiotics and so on. Some commentators think it's a much better deal for Australia than for the UK.

 

https://www.theguardian.com/politics/2021/jun/15/uk-australia-trade-deal-what-does-it-mean-brexit?CMP=Share_iOSApp_Other

 

 

Yep

* 3x the benefit even without the extrapolated benefits to Australia from the resultant collapse of UK farming.

* No damage whatsoever to main Australian industries - quite the opposite

 

All for (from the UKs own position paper on the negotiations):

A UK’s gross domestic product (GDP) rise between 0.01 per cent and 0.02 per cent, and Australia‘s by between 0.01 per cent and 0.06 per cent over 15 years?

 

Anyone looked at the cost to the UK economy of entire swathes of the UK farming industry 'going under' (sic)?

So how many multiples of that best case scenario 0.02% rise in UK GDP over 15 years - is the damage to the UK's farming industry going to cost?

50x? 100x? 500x?

 

Whats the 'biggies in UK exports to Australia?

A reduction in tariffs on cars transported 10,000 miles from the UK to Australia rather than 22 miles to the EU

.. if there is any UK car industry left that is?

... Dont forget Japan already exports to Australia

 

and maybe  a small tad easier for UK professionals to take their skills to Australia

 

Looks to me to be National economic suicide - just to give Johnson some tiny crappy 'deal' to claim.

 

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

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Share on other sites

Posted (edited)

Oh - seems tariffs on Australian beef and lamb is ended  immediately

as johnson calls for end to "burdensome and restrictive (UK) regulation"

 

https://www.independent.co.uk/news/uk/politics/brexit-news-latest-boris-johnson-b1866802.html

 

The only thing Johnson is boosting is trade deficits and unemployment (or Tory heaven zero hours intermittent contract work)

.. Private profit over national tax income

 

1920's American model appears to be Johnson goal

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

Link to post
Share on other sites

It will be interesting to see how shoppers feel about the animal welfare aspect of the Oz deal because a lot of people didn't want the products of US farming last time I saw a survey. It's taken a long time for the UK to achieve the standards it has now and it would be a pity to see that reversed.

Illegitimi non carborundum

 

 

 

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Meanwhile the fruit growers are very worried.

 

WWW.CITYAM.COM

Some farmers across the UK are in panic mode as the busiest season of the year is about to start but they are faced with a shortage of hundreds of...

 

Illegitimi non carborundum

 

 

 

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Dont worry, theres lots of people on benefits and unemployed who can be transported to local 'camps to do the work and get some 'fresh air and exercise' - no doubt that right wing ****** policy will real its ugly head again

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

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Share on other sites

The version I saw was that rather than trying to get Eastern Europeans, firms should invest in training for the British workforce. Quite a few tried agricultural work under lockdown last year, didn't they? I don't think many stayed on for very long.

 

I don't know if raising wages and giving better accommodation than tents would help, but then prices will go up.

Illegitimi non carborundum

 

 

 

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Posted (edited)

Breaking:

Tariffs axed immediately on Australian beef and lamb, triggering fears that farmers will be sent ‘to the wall’

Small print – revealed by Canberra, but suppressed in London – reveals pledge to protect farmers for 15 years has (already) been dropped

 

https://www.independent.co.uk/news/uk/politics/australia-trade-deal-uk-brexit-b1866247.html

Edited by tobyjugg2
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If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

Link to post
Share on other sites

Posted (edited)

First the population - all the Brexit lies to get the vote

Then Parliament - unlawfully proroguing it

Then the farmers - no European pickers

Then the exporters - NO great deals with him trashing their place in the single market and NO 'oven ready EU free trade deal with any of the benefits

Then parliament again - repeatedly standing at the box and unapologetically 'misleading Parliament'

Then the financiers (apart from the singapore on Thames ones)

Then the car manufacturers

Then the Fishermen

Now another go at the farmers and the population - food standards WILL fall

 

Is there anyone he hasn't lied to and betrayed - undoubtedly including nut nut despite the lockdowns? Even the ERG?

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

Link to post
Share on other sites

Drakeford hasn't thought that far ahead, probably thinks the Gates depopulation agenda will reduce the food requirement, Stanley Johnson Boris's father is on record as saying the UK needs to reduce population from 60 odd million to below 20 million.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Stanley, is an old style Eugenicist in the mould of George Bernard Shaw, who was punting population reduction in the 1930's he actively supported Hitler, wanted a Usefulness Commission that everyone had to face to justify their continued existence.  If they were found to be of no use to the nation or therefore themselves, he wanted a Humane gas to  put them to sleep. 

 

This is Stanley Johnson make your own mind up  Will post the GBS below

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Posted (edited)

Figures sound about right 😕

The moral issues are something else entirely

 

Heres something unrelated to the above that most will be missing, but the ramifications could be utterly epic from a UK point of view

johnson probably doesn't give much of a monkeys at the moment ... he will

 

"Things are getting very tense indeed in Northern Ireland. There is now a five-day countdown to resolve a dramatic stand-off over Irish language legislation – or power-sharing arrangements could fall apart. Sinn Fein has said it will not agree to a new DUP first minister without movement on the Irish Language Act. “There is simply no basis for power-sharing if we do not have movement,” said the party. Sinn Fein leader Mary Lou McDonald called on the UK government to step in and agree to legislate on the issue at Westminster. But DUP MP Sammy Wilson said the UK government “must not interfere in devolved issues at the behest of Sinn Fein” – accusing Sinn Fein of playing “the politics of ransom”. We have until Monday before the meltdown stage. If either one of the parties fails to agree to the nominations, the UK government assumes responsibility for calling a snap election in the province."

 

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

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Share on other sites

definitely going to be a problem TJ

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Posted (edited)

yep

Sinn fein is already at record high support at both ends of the Island of Ireland

 

DUP is at is lowest ebb with the nutter brigade having dethroned the relatively reasonable option and apparently running a pogrom against anyone who isnt a God fearing, God created the world in 4004BC and the DUP is the unquestionable voice of God Almighty who must be obeyed, and  even more moderate types walking already

 

Either the DUP back down and lose face - boosting sinn fein  - almost impossible for them to consider,

or the UK gov piss all over the rights of the devolved gov further fuelling the republican cause

or the UK gov calls an election for them while sinn fein is riding high and the DUP is busy fighting its members.

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

Link to post
Share on other sites

Posted (edited)

despite all the numptyness, they still have the ability to generate a 'who the F*** do they think they are kidding!!!!

 

Frost still burbling on about the EU should recognise our food standards as equivalent while in the headlines above Frosts rubbish Johnson is headlining with need to get rid of burdensome food standards regulations and is signing up to Aussie food being shipped in and putting those farmers who abide by the higher standards out of business

 

Frost is clearly playing to a stupid home market (brexiter) audience, not the EU or anyone with eyes and a working brain cell.

Edited by tobyjugg2

 

If you are going to train a virus to escape vaccine-induced immunity

you would do exactly what (England) are doing

Jemma Geoghegan - evolutionary virologist, University of Otago

+ the vast majority of the worlds scientific community

 

"unrepentant and inveterate liar" “Moral emptiness and epidemiological stupidity”

Boris Johnson Mendax est

Remember when Johnson or Patel are on stage - Its your choice to BOOO

Link to post
Share on other sites

IDS's taskforce of Brexiters has reported back on cutting red tape.

 

- allow GM foods to increase production

- bring back imperial measures to go with the blue passports

- replace GDPR

- 'reform' the NI Protocol

 

There are about 100 in total.

 

https://www.theneweuropean.co.uk/brexit-news/westminster-news/iain-duncan-smith-brexit-taskforce-8062334

 

Illegitimi non carborundum

 

 

 

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