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    • Great thanks! I have refined it -    ‘Dear Prosecutions Manager,   I would first of all like to start my response by saying how deeply sorry I am. I realise my actions were wrong and it is in no way representative of how much respect I have for Southeastern and their staff.  I am remorseful about the poor decision I have made. I’d like to try and explain my circumstances at the time I evaded my fare. I have recently returned to work but I have been on reduced pay for a while due to COVID-19 which led to me committing the incident mentioned. Additionally, I have been under stress as both my parents have been diagnosed with long term illnesses during the pandemic and I have been concerned about travelling and exposing them to COVID-19. Although I don’t live with them, they have been reliant on me during the pandemic to collect shopping, medication and support them throughout hospital and doctor’s appointments. The extra pressure has taken a toll on my mental health and I have consequently made a careless choice. I was so ashamed of myself when I was stopped by the Revenue Protection Officer and since then, I have ensured I have paid full fare for every journey I have made. The consequences of my actions have weighed heavily on my mind since. I am concerned that a possible prosecution would ruin any future employment opportunities and I would really like to settle this out of court with a contribution towards the administration costs as compensation for my actions. I am regretful of the extra pressure and inconvenience caused to all involved and would like to make amends.. I’d like to end this letter by saying that I understand the gravity of my actions and will never travel without a valid ticket in future. I thank you for taking the time to read my response and I appreciate any leniency you can show in this matter.’
    • Hopefully this has done it, thank you for your help 2021_05_14 20_18 Office Lens-merged.pdf
    • In 2016 my business was subject to a fraud regarding a Rolex watch which we had taken in as part exchange from a local and well known customer. We took his steel Rolex and he paid a few thousand £s extra and bought a pre owned gold one from us.  Having bought his watch, part of the deal was we would not sell it until he returned from over wintering  in Australia after a few months. Upon his return he was planning to either part exchange the pre owned gold one back and buy a brand new version of it,  or he might like to simply  buy his original one back.  The watch therefore sat in my safe for nearly a year. At which point we attempted to contact the customer only to find his obituary. He was ill before he travelled so we suspect he knew he might not return.   It was a few weeks before Christmas so we put his (which was now ours) watch in the window (as it was) to sell and sold it within a few days. Had it not sold before Christmas we  would have sent it to Rolex for service and refurbishment, and subsequently offer it for a higher price in the spring (Rolex would also have identified it as fake). Two years later the customer that bought the watch returned it quite upset after he had sent it to a national watch buyer to sell, but was told it was a high end counterfeit (ie not your $20 Chinese throwaway, but one purposely manufactured to deceive).   After some checking ourselves, we refunded the customer and spoke with our insurers.   Our business insurance provided all risks cover with a few exclusions (terrorism etc) and was a very well known policy that many/most UK retail jewellers take up. Indeed we had held the policy for many years.  Fraud is an insured risk.   It is my view that a customer selling us a fake watch is a fraud. The broker enquired with underwriters and they have said it is not covered. I am not satisfied and have asked the broker to send me the wording of the policy so I can read the exclusions. I am told they have searched their archive but cannot find the policy so cannot send it to me. They have asked me if I have my copy? I haven't found my policy document either and fear I threw it away upon renewal. But wonder, if I do keep looking, whether it would be a good tactic to let them have my copy. We have been renovating the house for a year and the attic is absolutely chock a block with stuff, a thorough search through the old books would take a week or more.  I have suggested if they cannot find the wording sold with my policy they should settle the claim. Clearly they cannot reject the claim without the wording? It sounds odd to me that they even need to retrieve the policy to find the wording.    I am quite certain a claim for fraud is an insured risk. I guess somebody has to judge whether the transaction was fraudulent first though. I am quite happy to issue a summons if the insurers reject my claim by trying to suggest the risk was not covered (unless it obviously isn't), which is why we need the wording.   Comments and a strategy would be very useful to understand whether or how to proceed. The claim is for £3500.
    • So let’s say you won’t get more than 1 hour for lunch, so 48Hr/wk is your paid hours. That gives you 2496Hrs/yr at £20k yours hourly rate is £8.01/Hr.    if you are 21 or 22 you should be on £8.36 23 or over takes you to £8.91   so unless you are younger than 21 you are below minimum wage and they are breaking the law if those are the hours you are contracted for. 
    • you read UPLOAD use jpg to redact then convert and merge to PDF.
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    • Mediator point - Hermes lost my parcel and it is offering just a partial refund of the total amount requested. What's next?. https://www.consumeractiongroup.co.uk/topic/434633-mediator-point-hermes-lost-my-parcel-and-it-is-offering-just-a-partial-refund-of-the-total-amount-requested-whats-next/&do=findComment&comment=5109422
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    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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...and the Greensill scandal, BN.

 

I think there's more to come out on this, but the Guardian has published a list of people who've moved from government to working for the company. It's longer than I expected.

 

https://www.theguardian.com/business/2021/apr/15/david-cameron-to-lord-hogan-howe-the-figures-hired-by-greensill

Illegitimi non carborundum

 

 

 

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Also interesting that Trumpettes are saying quick trade deals with the US can be quickly done 'piece by piece'   aka Anything the USA wants can be done quickly ... especially if it

The Lords have published a series of reports on joint committees to try to smooth the path of Brexit that haven't even been set up, problems with policing and family law and other topics.  

Err not quite. Here's the actual (unedited) quote by Lord James of Blackheath as recorded in Hansard:     https://hansard.parliament.uk/lords/2019-09-06/debates/0C259B8B-7232-4228-BB0

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Greensill is worrying for sure don't think Cameron and other's  currently in UK Gov they even care though.  They have their snouts in other lucrative troughs

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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+ any 'investigations' will be whitewashed with 'no wrongdoing' found

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I see Amsterdam has confirmed its taken over from London as the major european share market

 

brexiters say: Who cares about European shares when we have UK companies like Nissan, EDF and the like (sic)?

 

Why should Brexiters care? - well, because a lot of the fall in London trading, and rise in EU market trading is because since January, US Financiers need to trade EU shares through EU markets rather than the lighter regulated (allow more shysterism) London

 

- Strange as some of the largest US financial money barons funded Brexit campaigns.

Only benefit to the US barons is damage to what WAS one of their largest  most powerful competitors outweighs the benefits they had of protection from EU regs in using London to trade?

 

Analysts expect Frankfurt to be the final winner, with Dublin and Paris also expected to gain massively from London losses, further reducing Londons importance.

 

"The total of 440 relocations is higher than anticipated and well above the 269 in New Financial’s 2019 survey. New Financial believes the real number is well over 500."

"Some 7,400 jobs have moved from Britain or been created at new hubs in the EU, the study said. Bankers have told Reuters that some staff moves have been delayed due to COVID-19 travel restrictions."

 

https://www.lbc.co.uk/news/amsterdam-has-overtaken-london-as-europes-biggest-trading-centre/

See also MUCH earlier in this and preceding thread.

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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clarification

Only benefit I can see to the US barons is damage to what WAS one of their largest  most powerful competitors outweighs the benefits they had of protection from EU regs in using London to trade?

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I see that although Starmer is happy to work 'constructively' with Johnson the treacherous two faced liar and the populist self serving chumocracy party,BUT he won't work with anyone else to call out Johnsons lying:

 

https://www.theguardian.com/politics/2021/apr/19/parties-inquiry-boris-johnson-failurehonest

Parties call for inquiry into Boris Johnson’s ‘failure to be honest’

"The Labour leader, Sir Keir Starmer, was invited to sign the letter, but declined."

"A party source said Labour did not normally sign up to initiatives launched by other parties."

- despite whipping the party to support Johnsons disastrous Brexit 'deal.

 

Starmers as bad as Corbyn for 'enabling' the populist crap to fly unimpeded

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Johnsons £2.6 million Populist spin Palace is confirmed as just another of the looooooong line of Taxpayer money wasting Johnson vanity projects:

 

https://www.independent.co.uk/news/uk/politics/boris-johnson-studio-allegra-stratton-b1834700.html

 

and the farce errr face of no10 - Aliargre Strattons move from the was to be spin central to 'act' as unrepentant and inveterate liar Johnsons  voice of COP26 seems to confirm that all the UK's COP26 will do is blow polluting hot air into the atmosphere ... rather than the opposite.

Mind you, shes being paid very well from taxpayer money to do it.

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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Johnson is a total imbecile, there TJ I've said it

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Waste of money, it looks terrible anyway. Maybe they 'only' spent £600k on the media suite and the other £2m went on the Downing Street flat?

Illegitimi non carborundum

 

 

 

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That HB could have more than a grain of truth in it, they are oh so creative with expenses and refurbs when the Taxpayer is ultimately picking up the tab.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Apparently/allegedly/rumoured to be that the popilist Tory blue background chosen was already being used by pranksters as a very effective blue/green screen background, with one having Palpatine (Darth Sideous) in the background overlooking his padawan Johnson on the podium ..

 

Smacked Johnson straight in the ego and had to be canned

 

excuse me while I change my wet undies ...

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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of course some think its the other way around, and that palpatine is looking at his master Darth Plagueis

 

(I didnt even know there was a darth plageuis until this - but some claim there no such thing as coincidences eh? and that name is a lulu LOL)

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I see Truss is Trashing even more opportunities for trade deals

 

https://www.independent.co.uk/news/uk/politics/liz-truss-australia-trade-talks-b1835072.html

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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I think Johnson, Handcock, Truss, Jenrick, gove et al believe the Nolan Principles are 'I'm in the mood for dancing'

.. or possibly 'Tommy and Maureen'

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"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Johnson is an imbecilic muppet there I've said it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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On 04/04/2017 at 16:01, tobyjugg2 said:

Up to 100,000 UK jobs at risk as Merkel and Juncker ally warns on euro clearing

 

https://www.theguardian.com/politics/2017/apr/04/uk-jobs-merkel-juncker-euro-clearing-eu-manfred-weber-brexit

 

"Clearing houses are independent parties that sit between the two parties in a trade and are tasked with managing the risk if one side defaults on payment. London clears around three-quarters of all euro-denominated trades."

 

Manfred Weber, the leader of the centre-right European people’s party, the largest political group in the European parliament, said during a press conference in Strasbourg on Tuesday:

“EU citizens decide on their own money, When the UK is leaving the European Union it is not thinkable that the whole euro business is managed in London. This is an external place, this is not an EU place any more. The euro business should be managed on EU soil.”

 

When you think about it, with the UK already denying its financial commitments even before talks start with the EU, how could the UK be trusted to guarantee financial transactions? .....

..

 

* The financial businesses that are about 30% of the UK GDP off to the EU (well except the really crooked ones who daren't - they might stay)

* Independent Scotland banning Nuclear subs from its waters so it can get at the offshore oil and Gas in ITS waters

 

 

 

 

Well, we're seeing the euro shares/clearing move now that Brexit has happened

... and somebodies staring to click about the other items raised back in 2017 too

 

https://www.theguardian.com/uk-news/2021/apr/26/trident-overseas-or-halted-scotland-independence

 

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Boris' City of London

https://www.theguardian.com/world/2021/apr/27/uk-to-come-under-scrutiny-in-italys-largest-mafia-trial-in-decades

"Investigators say the secret of its (’Ndrangheta Mafia) success lies in its ability to connect the underworld with the upper world, where often the “upper world” stands for London. In the last decade, hundreds of investigations have asserted how the ’Ndrangheta has laundered billions of euros in the City."

 

Camerons £200M Pension Pot at the expense of the NHS:

https://www.theguardian.com/business/2021/apr/18/nhs-england-chair-lord-prior-of-brampton-faces-demands-to-explain-greensills-lobbying-of-nhs-bosses

https://www.theguardian.com/business/2021/apr/23/greensill-expected-22bn-flotation-that-could-have-meant-cameron-windfall

Largely a 'usury' Payday loan company, targetting the NHS payroll, apparently made of wind and piss 'with potential' to be valued at £20Bn, Giving Cameron £200M, provided it got £20Bn in taxpayer money lobbied for by Cameron and was helped by Dido Harding and David Prior to get embedded in the NHS payroll mechanism so it was 'too important to fail'

 

Johnsons' Sewage filled waterways and profit mongering water companies:

https://www.theguardian.com/environment/2021/apr/19/sewage-island-how-britain-spews-untreated-waste-rivers-sea

"raw sewage had been pumped into English rivers via storm overflows more than 200,000 times in 2019. In November, Surfers Against Sewage (SAS) published data showing that untreated wastewater was discharged on to English and Welsh beaches on 2,900 occasions in a year."

"a 37% year-on-year increase"

 

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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Share on other sites

and another £3.5 Billion a year of export losses mainly to small UK businesses (ex Tory voters now one would think) to be added to the Brexit Bill

 

https://www.independent.co.uk/news/uk/home-news/brexit-milk-cream-export-eu-b1838200.html

 

"Milk and cream sales to the EU have slumped 96 per cent as a result of Brexit-related trade barriers, according to figures released this week.

The Food and Drink Federation said the new trading arrangement with Europe had cost exporters more than £1.1bn since January, when Britain left the customs union and single market.

Milk and cream exports collapsed by 96.4 per cent while cheese sales to the EU fell by 64.6 per cent in the year to February."

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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A little heads up on the issues of whats coming up in Camerons Ponzi Pay-day loan Pension Pot Greensill saga

 

If you read through the following, and note the material cross referenced, you will see that this is all again the Gnomes (or should that be Knights) of Credit Suisse yet again packaging piles of foul wind and yellow water and selling it, with Cameron set to make £200M and run after dumping the turds on the NHS and Taxpayer

 

https://www.nytimes.com/2021/04/12/world/europe/david-cameron-greensill-inquiry.html?searchResultPosition=3

https://www.theguardian.com/business/2021/apr/26/greensill-made-scramble-for-cash-months-before-collapse-us-court-filings-claim

https://www.nytimes.com/2021/04/06/business/credit-suisse-losses-archegos.html?searchResultPosition=4

https://www.reuters.com/article/us-britain-greensill-idUSKBN2B01WB

https://www.nytimes.com/2021/04/22/business/credit-suisse-reports-a-loss-as-regulators-open-an-investigation.html?searchResultPosition=2

 

Effectively Greensill seems a Ponzi scheme created from hot air, looking to rise to the dizzy heights of being a payday loan scheme foisted on the NHS in stages to milk money from the NHS and UK taxpayers to keep its pyramid afloat.

Edited by tobyjugg2

"In every respect, he has acted responsibly, legally and with integrity"

Boris Johnson on Dominic Cummings' Covid field trips

 

£288 million pounds a week - The ADDITIONAL cost of Brexit customs bureaucracy alone - stuff that on the side of a bus.

 

Its official: Boris "unrepentant and inveterate liar" Johnsons' word

isn't worth the paper written on

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