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    • My main concern at the moment is to how to express claims well in a legal language, because £250 they offered feels just patronizing given that there has been everything clearly written in black and white, yet I have had to go though this damaging and humiliating experience. 
    • Hey, thank you very much again for your replies!   - We go to the branches and ask for business accounts, but as I give them my personal name they register them as sole trader accounts in their systems, regardless of my company name being on the agreement.  - They suspend our services for high volume messaging -- that is not explicitly covered in terms and conditions - They send us letters referencing wrong terms and conditions that we did not sign - They terminate the contract and come with a random balance number. - We argue unsuccessfully, but they dont follow up with the requested deadlock letter. - They pass our account to Lowell in 2017 - I pick the account back up when I notice it is affecting my credit file in 2020 - I work on the case for about three weeks and file a complaint with CISAS - I give Lowell my contract and they see it is my company's name on it so they pass it back to Vodafone - Vodafone wants to settle my account quoting they should not charge me anything on the first place and they offer £250 as a compensation for distress. - I mistakenly accept the offer because of confusing wording and thinking that the third party adjudicator was already involved in the case, although they would basically get involved on the later stage.  - I make a complaint as per CISAS and try to reverse the settlement in the system and have third party adjudicator having a proper look into my case and hopefully reward me a much fairer compensation for all the damages.    I have made a SAR request with both Vodafone and Lowell so far, but still waiting for the Vodafone to send it.    I am now waiting for CISAS to respond, but because I am still upset how much damage this has caused me I am considering taking them to small claims court. For that I am researching what are the acts I would have to reference in that case. Obviously Consumer Rights Act 2015 and then Data Protection Act 2018 and perhaps some acts regarding entering into contractual agreements -- can you help with that maybe?     
    • Cooling off periods do not apply to faulty items. The cooling off period relates to a distance purchase of an item which is of satisfactory quality. Where an item is faulty then it become subject to the rules under the Consumer Rights Act
    • I understand the cooling off period for online purchases, but this is a little different due to the item being collected/paid in person.    A used item was recently sold by auction on eBay. The seller inspected, paid with cash and collected the item in person.    The buyer is now claiming the item to be faulty.    If this transaction was completely remote and the item posted, I would absolutely expect the buyer to be entitled to a refund.    But as the transaction happened in person would the point of the money changing hands be when the contract is made? Therefore not giving the buyer any cooling off period?   I think this is the key information; Used item Paid in person Working when collected Private sale   Thanks!
    • This article has some useful information on how things are working during the Covid crisis.   https://www.theguardian.com/money/2020/jun/06/a-guide-to-probate-everything-you-need-to-know   HB
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Don't know anything about it and not chasing stuff based on a link to a 'questionable' site that has side links to natural aphrodisiacs, massage forums in France ... and natural butt toning sneakers ....

(expect my personal review next week)

 

Care to post a scan of a Tesco or Morrisons or farm foods label buckthorn?

 

It might say 'bred in our own river farms in Scotland'

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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ah save you the trouble - I did look it up

 

Youngs (the 200 year old Grimsby fish company) say

"Basa is now farmed in large quantities."

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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So it might well be the crap you state in the US of trump, but it aint here

Well at least until Johnson signs away the EU and UK quality standards and imposes US sub-standards here ....

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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I have looked at your link, and just as I said in my post I knew what it was going to say:-

It restated exactly what I had posted that chloride does not eliminate Salmonella or Listeria

it is used as a cleaning agent, the rest of it i.e. 98% was as usual just a load of gobble de gook,

which nobody ever reads. (except possible you?????)

I stated in my post, which I don’t think you bothered to read that Salmonella and Listeria, are

killed off by the cooking process, and that the majority of food poisoning out breaks are caused

by poor hygiene and cross contamination, but to that you failed to answer.

You then went on to ridicule my qualifications. One of my jobs was to inspect catering premises, and write a report on hygiene etc;   

Like every discussion on this forum were you don’t like the other persons point of view, to which you

have no real answer to their post, you go out of your way to ridicule them, and make them out to be thick,

I am sorry for you as I think you are very shallow, try being a bit more civil and less abusive. If you are capable,

(I am afraid it does not wash with me, it just goes right over my head.)

 

So far King 123 has decided, that there is no point in continuing to post on this site.

I have also decided that this will be my last post.

if you continue with this  sour attitude of yours towards posters the way you talk to labrat he may

do the same, and then you could converse with yourself, best of luck.

 

 

 

 

 

 

Edited by buckthorn

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29 minutes ago, buckthorn said:

I have looked at your link, and just as I said in my post I knew what it was going to say:-

It restated exactly what I had posted that chloride does not eliminate Salmonella or Listeria

it is used as a cleaning agent,

 

 

Now thats actually what the study I referenced said, and how strange you claim that with both what you say and one of the main takeaways from your link:

"From a food safety perspective, chlorine has been used safely and effectively for many years to quickly kill microorganisms on food surfaces and prevent cross-contamination."

 

 

 

 

30 minutes ago, buckthorn said:

I have looked at your link, and just as I said in my post I knew what it was going to say:-

It restated exactly what I had posted that chloride does not eliminate Salmonella or Listeria

it is used as a cleaning agent, the rest of it i.e. 98% was as usual just a load of gobble de gook,

which nobody ever reads. (except possible you?????)

 

 

Perhaps if you had actually read my link to a detailed scientific study,

or even actually read the link you used rather than just just apparently plonking a link that looked about right from a google search list,

 

 

I read all your recent links, (as demonstrated by understanding what they were, quoting from them) actually giving you the benefit of the doubt despite your repeatedly posting crap from dubious sources ( I've not tried the butt toning sneakers yet - have you)

 

yet you call a quality study from an independent  UK university gobble de gook and state you don't read it

... So who is abusing who ?

 

 

Enjoy your bleached chicken.

 

 

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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On 02/02/2020 at 21:30, buckthorn said:

Why would I want to click after all I would suspect that I know more about this subject

than you ever will.You obviously now nothing

 

 

as you do

 

and yes i do look up expert opinion and tests on which to base my opinion and check others opinions

... because I don't claim to already know it all

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Javid has resigned as chancellor rather than let Demonic Cummings choose his spads [special advisers]. I've also read that No 10 [Cummings] has made a power grab for the Treasury.


Illegitimi non carborundum

 

 

 

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That does seem to be the case HB and lets not forget cummings had Javids senior advisor frogmarched out the door.

 

The real reason?

Javid, despite being possibly the worst No11 denizen ever, would undoubtedly argue VERY strongly and visibly about the reckless and unsupportable spending spree Johnson will embark on in the budget

,, undoubtedly the replacement won't.

 

Perhaps just as telling is the firing of the very well thought of, capable and committed Julian Smith

,, doesn't bode well for any of Ireland in Johnsons UK

Although its likely Johnson has already written the whole of Ireland off now he doesn't need the DUP, and knowing what he knows he's going to do ...

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Cummings is a danger, he has too much influence.


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I agree with you, it's depressing if we end up with a cabinet of puppets.

 

Some journos also think that No 10 want to run more than just the Treasury. We could end up with the country being run by a group of spads in Downing Street.

 

You can see the attraction to Bozo of this crazy plan, he can leave the new unit to do all the work and swan off to do something else. Wasn't he pretty hands off when he was mayor?

1 minute ago, brassnecked said:

Cummings is a danger, he has too much influence.

 

Way too much. And he's unelected.


Illegitimi non carborundum

 

 

 

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What was it Nicola Sturgeon said about Johnson and bridge building (when asked about the bridge to Ireland over the megaton trench)?

 

Something like 'well he's started a few, but he's never completed any has he

 

 

 

So expect a raft of expensive projects, none of which will be cost effective, legitimately justifiable, beneficial to more than a few, or ever completed.

 

prediction:

The Torys will never be able to accuse labour of loose purse strings ever again without getting a massive comeback.

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Good points.

 

Has anyone added up how much Bozo has spent on infrastructure projects without actually starting building them?

  • Like 1

Illegitimi non carborundum

 

 

 

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A couple popped straight up

Four London infrastructure projects that unravelled in 2019

 

https://www.cityam.com/2019-was-a-bumper-year-for-londons-failing-infrastructure-projects/

 

 

of course, HS2 is already there ...


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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and how could we forget the water cannon

 

 

Three Johnson projects ended in failure at a cost of more than £57.5m:

the Garden Bridge;

the purchase of water cannon;

and the Thames estuary airport.

 

 

Five others:

the new Routemaster bus;

hire bikes;

the Emirates Air Line cable car;

the conversion of the Olympic stadium

and the ArcelorMittal Orbit helter-skelter,

 

all did go ahead at a combined cost of more than £900m. They have run into problems after turning out to be far more expensive than promised.

 

The former Labour minister Margaret Hodge, whose review of the Garden Bridge project led to its abandonment, said she was shocked at how “irresponsible” Johnson was with public money.

 

But during her review she was also struck by the lack of scrutiny of his profligate spending decisions when mayor. (Javid must have missed that warning)

“I kept thinking how the hell was he allowed to get away with this,” Hodge told the Guardian.

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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16 minutes ago, honeybee13 said:

You can see the attraction to Bozo of this crazy plan, he can leave the new unit to do all the work and swan off to do something else. Wasn't he pretty hands off when he was mayor?

 

Way too much. And he's unelected.

 

He'll probably spend his time accepting £15000 free holidays from Tory donors as he did over Christmas.  How anyone can be happy with these fools is beyond me.  I'd get fired if I openly took a £15000 free gift.  But then again, we have left the EU, and the bribery laws must be ones brexiteers want to get rid of 😆

  • Haha 1

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Heres one of the water cannon he bought back from the scrap yard for a bargain £2M yesterday, being used to chase off the sacked cabinet members and their staff

Thats Dominic driving, Boris got caught up in the crowd ...

 

 

 

water cannon.jpg

 

 

 

Thats Dominic driving, Boris 'accidentally got caught up in the crowd ..

 

 

 

 

v2-boris-johnson.jpg

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Some analysts are thinking that Javid going means Demonic will get more money for projects to try and please voters who need to be 'levelled up'.

 

And when they have to call in the IMF because they've borrowed too much...


Illegitimi non carborundum

 

 

 

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8 minutes ago, honeybee13 said:

Some analysts are thinking that Javid going means Demonic will get more money for projects to try and please voters who need to be 'levelled up'.

 

 

Thats a possible interpretation, but I think its getting crap in the 'budget' that looks good and  can be spun up as 'whatever' without any proper  costing.

Headlines today, expensive waste bin or even more expensive continuation tomorrow - just like all his projects

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Let me offer some assessment and speculation

 

HS2 was possibly justifiable as an extension of the EU transport backbone with development of the Birmingham region as a major hub.

That aint going to happen now, if it ever was.

Other than that it was really only ever a convenience for London as a major financial hub and for a bit faster transit of luxury goods and rich people to a rich international capital and financial hub, at the whole nations expense.

The addition of 'Northern Powerhouse' extensions and links was always smoke and mirrors.

 

With the EU not giving the UK passporting rights given the stated policies of Johnson, London will become a much reduced Singapore on Thames with tax haven ports etc and concentrating a far smaller amount of money into a FAR smaller number of people,

Take a look at the collapsing house prices in London and the booms elsewhere as people leave.

 

Without a solid manufacturing base (as Germany maintained) the UK will struggle to fund let alone properly use anything like the projected HS2 and stupid vanity projects will make a few rich, and bankrupt the nation.

 

These are NOT the sort of projects that justify loans, let alone generate money to pay off those loans, even at historic low lending costs

Unlike the tidal lagoon which does and would.

 

Projects like HS2 just pump generations of Tax payers money into a failing economy and make it look good for a short while - then they become financial disasters.

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Suella Braverman mentions 'unelected and unaccountable' judges.

 

Does that make you think of anyone else?

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Illegitimi non carborundum

 

 

 

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and deporting people who have lived and worked their whole lives here ...


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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So much for HS2 being a boon to British industry

 

https://www.theguardian.com/uk-news/2020/feb/14/uk-holds-preliminary-discussions-with-china-over-building-hs2

 

Don't forget who's taking over 'british Steel


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Yeah I saw that and first thoughts were like yours.  Second was that at least it will annoy Trump if we allow even more Chinese involvement in our wonderfully independent and sovereign nation.

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