Unfortunately I have received a letter of pre claim from Howard & Cohen / Hoist for a Barclaycard debt.
I defaulted on this card earlier this year due to my then lack of work and no income. It is not statute barred as it was taken out in 2019 online.
Hoist claim the debt was legally assigned to them on 170720.
Value of their intended claim is £979
Their letter is dated 26/11/20, envelope post mark is 03/12/20 and arrived 04/12/20.
It gives 30 days to comply with their forms or pay the debt.
Could someone give me a little advice re this please?
6 hrs ago:
FINAL REMINDER - NOTICE OF INTENDED LEGAL ACTION
Our Client: Photo Studio Group
We haven't received a satisfactory response to the Letter Before Claim issued by us or other correspondence.
Urgent contact is required to stop legal action.
This email is to notify you that your account will now be subject to review by our Legal Recoveries Team. If your account is deemed suitable, we will issue our Client's Claim via the Courts. Please note - associated fees and costs will be added to the balance of the account.
There's still time to contact us:
- Email - reply to this message
- Online using our secure customer portal - www.payajjb.co.uk
- Telephone - 01422746202
Please do not ignore this email.