Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
  • Our picks

Recommended Posts

Did someone already post up the quote that Brexit has already cost more than we paid the EU in the last 47 years? I'm not sure who it came from.


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Just a page back HB

 

 

 

As Bloomberg Economics reports

Brexit cost for UK will soar to $260 billion this year: study

"The UK's December election brought new certainty around Brexit's completion, but the event will grow most expensive in 2020, according to new research from Bloomberg Economics.

The study by UK economist Dan Hanson found Brexit has already cost the nation roughly 130 billion pounds ($170 billion), and estimates Prime Minister Boris Johnson's expedited exit from the EU will add another 70 billion pounds ($91 billion) by the end of 2020."

 

https://markets.businessinsider.com/news/stocks/brexit-cost-reach-billions-highest-boris-johnson-uk-economic-study-2020-1-1028809389

 

 

Boris' new Bus:

 

 

1310358786_brexitcost.jpg.e803a80e89ebf40ed7fc1655195586db.jpg

 

 

 

 

 

 

 

 

Edited by tobyjugg2
  • Like 1

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

Problem is that Bloomberg Economics are experts. To a hard core, rabid brexiteer any thing that they say must be wrong.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

They would rather believe the ludicrous dodgy research of the ERGs Shanker Singham, commonly referrerd to as 'Ol Snake Oil, rather than Bloomberg.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

It’s so polarised right now people just believe what they want to believe.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

Common sense and a proper look at what's what in reality has gone down the pan.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

Theres the Bloomberg report, Standard and Poors analysis, The bank of Englands Report

.. not one of which estimates the cost at less than the 180-250M a week it roughly costs depending on whats included.

The higher realistic end is just short of 900M a week from the bank of England.

The 250m a week estimates come from the ERG's estimates before they shut up when those estimates were trounced. as demonstrably  ridiculously low

 

That Bloomberg amount is pretty middle of the road, and is roughly what I've been seeing as only disputable by extreme zealots - it could be FAR more.

 

 

So putting that in perspective, if there is no further damage to the economy, and no further loss/reduction in business/growth, and adding in a small amount of interest on that loss (money has to come from somewhere and we are already further in debt than we have ever been)

- it will be in the order of 50 odd years before we even break even .....

 

Of course, Rees-Moggs entirely unsupported middle finger in the air estimates of about 2050 when we will see some benefits would effectively require a MASSIVE boost to the UK;s 'profitability'

- although no-one seems to be able to define any sources for that profitability other than perhaps connecting the climate destroying hot air coming out of Rees-Moggs gob directly to a wind and steam power station.

 

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

Shankar Singham is providing the info for the Beadle's hot air


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

I thought it was just a hot air pump to turbo the wind and stream ...

Not seen any actual info,

think I did see some empty sound bites like '20% growth from worldwide trade bigger than the EU and all the benefits of the EU (thats not going to happen)

 

.. and hows those trade deals going?

 

We aren't even rolling over the ones we've got

:-/

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

The big issue with trade deals is that the other parties are more interested in how trading with the UK will impact their far more important trade with the EU

... and they wont risk the EU trade.

 

... and thats NOT that the EU are playing that, its simply that EU regs require standards and it seems certain that the UK will not meet those standards and other parties want to see what extra checks/costs will be involved before they agree/what they agree with the far smaller UK.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

clarification

want to see what extra checks/costs for their EU trade will be involved before they agree/what they agree with the far smaller UK.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

I read earlier, don't ask me where, that the EU is preparing to give us a worse deal than Japan or Canada because we're on their doorstep.

 

And if we allow the US to dictate our food standards, that trade with the EU is really going to suffer.


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites
25 minutes ago, honeybee13 said:

I read earlier, don't ask me where, that the EU is preparing to give us a worse deal than Japan or Canada because we're on their doorstep.

 

And if we allow the US to dictate our food standards, that trade with the EU is really going to suffer.

 

I think that second point is the real issue HB

 

The US trade deal priorities from the US side include not identifying where food comes from to avoid any 'discrimination' against US goods, ... not only based on growth hormone, anti-biotic and bleach content

... of course the EU requires origin and details

 

We could easily end up with a worse deal than Turkey - worse wto terms too, as Turkey already has add-on deals to their WTO trading

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

Lets give an example

 

The US wants no labelling to prevent discrimination - key negotiation goal (its in the leaked papers)

 

Three potential ways:

Just nothing on US goods

Nothing on any goods

Only goods destined to certain parties (EU, Canada for example) labelled

 

 

Smart chap decides to grow organic bananas in an under developed region.

 

Discovered he can get paid for moving human faeces from a shanty town, especially given the cholera and aids outbreaks, and that his banana trees thrive on it - they love all the moisture too ... although they are a little on the small and bent side

 

Signs a deal with a US import/export company based in Panama to ship the bananas simply labelled as 'organic grown bananas', who routes the ship through a US port

- note the stripping down of US FDA powers and funding under trump - not that they would be bothered - they aren't entering the US.

 

They are then shipped to the UK from the US with no origin, sold by the US arm of the import/export business

 

 

 

 

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

You're making me feel queasy, TJ. 🤢


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Its what origin and eu bar codes and quality are all about. Knowing what you are buying.

 

No method is foolproof (the horsemeat scandal)

but no labelling/labelling not worth the paper its written on - means you have no idea what you are getting.

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

and try getting detail from a US company

... make getting a dangerous driver who killed someone seem easy ...

 

There would be no tracing it like was successfully done in the EU

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

Some might say thats an extreme example?

Well

As the goods would not actually be entering the US, the US FDA would not be interested even if their reducing remit allowed it,

... but EVEN if they did

Totally Disgusting Things the FDA Allows In Your Food

Insect Eggs and Maggots

Canned mushrooms are a good place to find maggots.
If there are "over 20 or more maggots of any size per 100 grams of drained mushrooms" or "five or more maggots two millimeters or longer per 100 grams," the FDA will pay attention. Otherwise, eat up.

 

Mold and Rot

What says wholesome goodness like apple pie, apple sauce and apple butter?
But apples get moldy, and the FDA will have something to say to the producer if the "average of mold count is 12 percent or more."
 

Rodent Hair

Is there mouse fur in your peanut butter? Insect parts? Could be.

The FDA says peanut butter can have no more than an average of one rodent hair per 100 grams.

 

Cigarette Butts

The FDA says food products can contain a certain amount of "foreign matter," a term that includes cigarette butts for that special smoky flavor.

 

Animal Faeces

What could smell more heavenly than cinnamon bark, bay leaves and cocoa beans?
The fact that the FDA allows a smidge of "mammalian excreta" to end up in the mix doesn't seem to affect the aroma at all. Does it?
Don't worry - the bananas were at the other end of the tree

 

Fruit Flies and Their Maggots

Fruit flies love tomato sauce so much they lay their eggs in it. But the FDA has its limits, allowing no more than 15 or more fruit fly eggs and one or more maggots per 100 grams of sauce.

 

Thrips

Thrips are slender, winged insects, also known as thunderflies and thunderblights. Among their favorite foods are asparagus and the hops used to make beer. If too many thrips show up on asparagus - 40 or more per 100 grams - the FDA may take action. Otherwise, enjoy.
 

Parasites

The FDA says it's okay for fish to contain parasitic cysts like this one. In the case of fresh water herring, the limit is 60 parasitic cysts per 100 fish.
 

Insect Faeces

Bugs love spices. They feed on spices, poop in spices - and even leave their body parts behind after they die. The FDA allows up to 325 insect fragments per 10 grams of ground thyme, Including cockroach faeces

.

 

https://www.cbsnews.com/news/11-totally-disgusting-things-the-fda-allows-in-your-food/

 

 

but of course, if it aint entering the US of A, its not their problem to hold them to those high standards ....

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

How the hell do they even regulate against those sort of numbers, or am I just being naive... It's not like anyone will sit there counting the food in and confirming the number of allowed deformities 😕

 

Or are these FDA regulations there so that they can spend absolutely nothing on any meaningful standards and regulations ...

Share this post


Link to post
Share on other sites

yes ....


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

and back to HS2

(40 or so) Tory MPs urge PM to deliver 'long overdue' HS2 in joint letter

despite costs apparently spiralling to £106bn, arguing it will be a “key engine for growth that we must not waver from”.

 

What growth would that be?

 

 

“Abandoning the project would leave the north reliant on aged Victorian infrastructure,” the MPs warn in the letter

 

Seems to me that apart from SOME of the bits hs2 will run through, everywhere else will not only be left on the 'aged Victorian infrastructure', HS2 will have stolen the money and more that would be far better spent of the infrastructure of the region, rather than small select bits of it.

 

 

How about spending far less than the seven billion plus pounds already spent on it putting network infrastructure backbone between the points enabling fast reliable  green clean efficient cost effective electronic communication between those points,

and even just the rest of the original 56 billion on upgrading/renovating/repairing the transport infrastructure for local movement of people and goods?

 

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

The Guardian had an article about that the other day, that all or nearly all the infrastructure projects lead to London or the south east. I've never understood the point of HS2.

  • Like 1

Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Now this is what you call an infrastructure project

- But of course its not directly benefiting loondon is it?

 

>530GWh

Reliable net power output every year, for 120 years

 

Swansea Bay Tidal Lagoon will be the world’s first tidal lagoon power plant.

A tidal lagoon is a ‘U’ shaped breakwater, built out from the coast which has a bank of hydro turbines in it. Water fills up and empties the man-made lagoon as the tides rise and fall. We generate electricity on both the incoming and outgoing tides, four times a day, every day.

 

Due to the incredible tides on the West Coast of Britain, by keeping the turbine gates shut for just three hours, there is already a 4m height difference in water between the inside and the outside of the lagoon. Power is then generated as the water rushes through 60m long draft tubes, rotating the 7.2m diameter hydro turbines.

 

The project was awarded a Development Consent Order in 2015 and is primed for construction. It will comprise 16 hydro turbines, a 9.5km breakwater wall, generating electricity for 155,000 homes for the next 120 years. Its major delivery partners include Atkins, General Electric, Andritz Hydro, Laing O’Rourke and Alun Griffiths Ltd.

 

 

http://www.tidallagoonpower.com/projects/swansea-bay/key-statistics/

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

and if you have to dig holes in the ground

 

https://www.edengeothermal.com/about/project-programme/

 

1450200144_Screenshot-2020-1-22TheprojectEdenGeothermal.thumb.png.43eada52f2364eb119389b7b8613f82e.png

 

 

 

Fabulous place. Been there a few times.

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

Share this post


Link to post
Share on other sites

HS2 was part of an EU designed link going back to the days of Jaques Delors  An article from 2012 in the Torygraph by the late Christopher Booker is worth a read.

 

https://www.telegraph.co.uk/comment/columnists/christopherbooker/9015342/The-continent-is-the-final-destination-for-HS2.html

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...