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    • Served on 16 Feb.   On reviewing the MCOL website today for an updated, I noticed that 1) Hermes has aknowledged the claim, but not yet filed a defence, and 2) that I there was a glitch / error on the form. Essentially, it looks like I had accidentally left the "I will send detailed particulars of claim" box ticke (I thought I had unticked it), with the result that the claim section has been truncated, and some extra text has automatcially been added - in red below):   "...Claimant seeks £XXX, plus I will provide the defendant with separate detailed particulars within 14 days after service of the claim form. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of..."   This is obviously not ideal. Is it better to try to amend the claim somehow, or to just submit a brief POC that a) clarifies that I am seeking £XXX plus costs (which was automatically truncated), and b) sets out my calculation of the £XXX?  
    • Hi   It amazes me how they pass the buck as they don't want to deal with a private homeowner but if the shoe was on the other foot they would be hammering down on you for breach of tenancy.   As this is council housing you need to make a Formal Complaint in writing to the Council Housing about this (as a social housing landlord they have a complaints process they have to follow). you need to exhaust their complaints process. Make sure and title your letter Formal Complaint.   From what you have posted this tree is not just a nuisance but also a Health & Safety risk:   1. The tree being overgrown is now a danger to the occupants/Guest/Visitors to your property   2. The tree has overgrown into the Council Housings Boundaries your property causing damage/endangerment to the occupants/guest/visitors.   3. As the roots of the tree are also overgrown into your property you have concerns that these may be causing/damaging to any underground pipework that may be within the boundray of the property.   4. So far the Councils actions have been to treat their Council Housing tenant as a third class citizen with a private homeowner aloud to cause endangerment/possible damage due to these overgrown trees which are encroaching on your council house property/bounderies.   You also require clarification why you were sent the Healthy Neighbourhood Information which states I have to pay £375 to make a complaint. (make sure and attach a copy of the response that states this cost)   You also require copies of the following:   1. Complaints Policy (not the leaflet) 2. Customer Service Standard (not the leaflet) 3. Health & Safety Policy (not the leaflet) 4. Public Liability Insurance Policy. (not the leaflet) 5. Clarification from you if their is any underground pipeworks running through the bounderies within the garden area (you should have full knowledge of this it being your property/plans) 6. Compensation Policy (not the leaaflet) 7. Equality & Diversity Policy (not the leaflet)   When you get the above policies sit with a pen/pencil/highlighter and take you time reading them and just think to yourself 'DID THEY DO THAT' if not mark it then leave it for a while then do the same again this way you can basically throw/write back stating the haven't followed x policy with which part of that policy and your reason. (you are building evidence to use against them using their own policies. I would also like to refer you to The Local Government (Miscellaneous Provision) Act 1976: http://www.legislation.gov.uk/ukpga/1976/57/part/I/crossheading/dangerous-trees-and-excavations     You need to remember yes it is the Council but the Council Housing is a separate entity and is a Registered Social Landlord (RSL)   Is the Council Housing classed as a registered Charity? (what is their registration number whether charity or RSL?)   Also have a wee look at this CAG link:     
    • @rocky_sharma   Fame at last!!   Dunno how much help it would be in your case, but I could try digging out the txt of my defence if you think it might be relevant to your defence. We might hafta do this via PM, then e-mail though if ya wanna go down that route.   Good luck with yours anyway mate.
    • The car finance firm, owned by Provident Financial, voluntarily handed the money to all 5,933 customers potentially affected by the breaches, which occurred between April 1, 2014 and October 4, 2017. It was also fined £2.77m by the Financial Conduct Authority for the way it behaved. The FCA said Moneybarn's actions meant more than 1,400 customers, many of whom were vulnerable, defaulted on their loans after entering into 'unsustainable short-term repayment plans'. This meant that they were punished with extra fees and charges, which many could not afford. https://www.dailymail.co.uk/money/markets/article-8013573/Moneybarn-pays-30m-customers-failing-treat-fairly.html   dx  
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9 minutes ago, cjcregg said:

 As a nation we're going to first have to decided whether that is acceptable or not and that alone will be difficult enough to resolve. And that's just one product.

 

Not anymore now that the right have manipulated voters into voting for a conservative dictatorship.

 

All of what you've said is just another worrying aspect of what the future holds 

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2 hours ago, Maharg1 said:

If an Aspirin cost a penny from the US and two pennies from the EU only a fool would buy the EU tablet.

 

and if and Aspirin cost a penny from the EU and two pennies from the US ...

 

 

So @Maharg1

 

tell us one single actual defined benefit from brexit to you personally ?

A real defined, costed one, not some ideological wishful fantasy ...

 

If you would rather insist its 'taking back control' - justify that in relation to WTO rules, USA rules, etc etc and and specifically define the trade deals of course

But still define some real world benefit in your pocket benefit ..

 

 

Its been costed by the bank of England that Brexit has cost 880M a week to the economy so far for starters, far more than the total 'cost' of EU membership over the period, let alone actual cost of market access.

 

 

Perhaps also tell us ANY great deals you Brexiters have which are better than or even equivalent to the great world wide EU deals we have while you are at it.

We know about the sub standard bananas which could be labelled as 'premium' after exit, and some fish (err importing fish - what happened to UK fishermen?)

What else - something significant ...

 

 

Go for it .......

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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"tell us one single actual defined benefit from brexit to you personally ?

A real defined, costed one, not some ideological wishful fantasy"

 

It annoys people like you who can't see further than the end of their nose.

 

 


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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4 hours ago, Maharg1 said:

Which is what I said.  If the EU plonks 50% tarif on the Uk, we do the same to them so they have more to lose than we do.

But surely it’s relative. There are far more people in the EU so trade per head is different


Any opinion I give is from personal experience .

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2 minutes ago, Maharg1 said:

"tell us one single actual defined benefit from brexit to you personally ?

A real defined, costed one, not some ideological wishful fantasy"

 

It annoys people like you who can't see further than the end of their nose.

 

 

 

But can you answer the question, Marharg?


Illegitimi non carborundum

 

 

 

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"But can you answer the question, Marharg?"

 

No just as nobody can.  as it says in  tobyjugg2 signature

Quote OPINIONS unquote

 

Every single so called prediction is just guesswork and like the rest of us you will have to wait and see.

 

 

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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I am so looking forward to the riches of freedom. :)


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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2 minutes ago, Maharg1 said:

I am so looking forward to the riches of freedom. :)

 

So name some then

 

as already asked

 

 

don't like the bank of Englands figures ...

https://www.scmp.com/news/world/europe/article/2152153/money-uk-has-lost-brexit-vote-exceeds-eu-budget-payments-study

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Maharg, perhaps you could help us to understand which type of Brexit Boris Johnson is going for please?


Illegitimi non carborundum

 

 

 

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What a silly question - he hasn't announced anything to the press or his party so how the hell am I supposed to know.


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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So are you saying that you voted Tory [assuming you did] without knowing what kind of Brexit there would be?


Illegitimi non carborundum

 

 

 

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There is only one kind of Brexit and that is out.

 

I knew all I needed, that we would be free to make our own laws and not have some foreigner overriding what

our courts say.

I knew that we would be free to make all the trading contracts we wanted and not be told who we could trade

with by Germany.

 

 

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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31 minutes ago, Maharg1 said:

we would be free to make our own laws and not have some foreigner overriding whatour courts say.

 

But isn't that what American born Alexander Boris de Pfeffel Johnson is planning to do - override the courts and make his executive above the law?

 

 

33 minutes ago, Maharg1 said:

 

I knew that we would be free to make all the trading contracts we wanted

 

 

So hows that going then?

Name some...


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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So he should, An Elected Government runs this country not some biased judge

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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So you believe that a temporary PM should be above and beyond the laws of the land?

Have you any knowledge of henry 8th - you know - the dictatorial laws they want to impose?

 

and Still waiting for you to define some of these deals you mention as a driving force..


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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No, an ELECTED pm, elected by the country.

 

I didn't know Henry the 8th, I'm not that old

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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but if that PM is not bound by laws, they just change them at will

 

Look up Henry 8th

 

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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and Still waiting for you to define some of these deals you mention as a driving force..


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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I don't answer to you, your posts show that you already know everything, or think you do.

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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So if anything I say is false,  challenge it with simple facts

as i do yours

 

.. if you have any that is ...

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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I don't want to challenge what you say, i don't care what you say.

All I will say is Brexit here we come now all you remoaners can get on with your life.

 

No, they are a secret between me and Boris

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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@Maharg1

So you think Johnson (or Corbyn if he had been elected) should do what they want without any interference with the courts and UK law - effectively absolute dictators.

 

Have no real definition of why you support Brexit other than some long proven false right wing soundbites,

 

and think brexit is great for international trade deals despite not knowing of or about any (another dis-proven right wing soundbite)

 

?

 

So nothing but wind and 'second hand' water really?

 

 

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Yea, whatever.  Throwing insults won't get you anywhere,


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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3 hours ago, Maharg1 said:

I am so looking forward to the riches of freedom. :)

 

so name some real ones then

 

A real easy start should be those trade deals you recently mentioned as being a driver

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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