Been to court this morning case v Rooftop. they had applied for the claim to be struck out based on my complaint being frivolous especially in light of the decision by the Ombudsman last year that the Arrears Management Fees where lawful and in line with my contract.
Briefly I was claiming back £850 in AMF's, Rooftop had offered to repay £500 which they did back in July but for reason only known to them they wouldn't repay the other £350 ( the total amount was made up of 17 x £50 pm charges).
Hearing was brief J
udge said I had a well presented case but he eventually agreed to strike out, mainly citing the Ombudsman's decision as his reasons., which was a blow. Not sure if they will now reinstate the £500 they repaid, just have to wait and see.
Not sure if this affects further claims, Rooftop did get criticised by the Judge when I asked about their costs for the Solicitor which I am liable for under t&c's which they had applied back in October well before the case came to court and he ordered them to be refunded so its cost them £1200 rather than refund £350 so a minor win I guess although I am already paying £000's in interest anyway.
I will await the full write up and now await the reaction of Rooftop as they will no doubt feel its "happy days" as regards charges.
Next one is JP Morgan for Home Visit Fees.....................
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