Yes, it is.
Have a look at the last version she came up with.
Adapt it according to your own situation and then post up here what you propose to send, we will be happy to do any tweaking.
No need for Word, PDF or scanning, you can send the defence through MCOL.
Appears to me that you are not able to represent yourselves in dealing with this matter due to current circumstances and may need help from organisations such as Macmillan Nurses, Shelter Housing charity.
It is much more complicated than trying to set aside the possession on grounds of not receiving the Mortgage companies letters. If this matter is put in front of a Judge, they are going to want to know what your payment proposals are, which include paying towards arrears.
Presumably you and your partner are in receipt of relevant benefits. With a terminal illness diagnosis, this may qualify for additional benefit help. If neither yourself or partner have had employment earnings in the last 9 months, you might qualify for Government Support for Mortgage interest loan help. Macmillan Nurses can help you with looking into your benefits and any help you can receive.
Thank you everyone for your input!
I hadn't considered that the boiler may still be using gas even when not being used. The Ideal boiler was installed about 5-6 years ago. I have never looked at my usage data so maybe I should.
Is that what you are talking about?
1) I believe that, in August 2018, the claimant did not have the necessary contract with the landowner (The West London Property Corporation Ltd.) authorising them to charge on their own behalf, for any overstay in the Berkeley Precinct carpark.
2) I also believe that, at the time, the parking company did not have planning permission from the Sheffield Planning Department under the Town and Country Planning Act 2007, for their signage at the Berkeley Precinct, and it was therefore not possible for VCS to enter into a contract regarding terms and conditions for parking.
3) I was not the driver on the date in question and the claimant failed to meet the conditions required under the Protection of Freedoms Act 2012 for keeper liability. The claimant states that the Defendant was either the registered keeper and/or the driver, but has neither named the driver(s) nor provided any evidence as to who the driver(s) was/were. Since keeper liability does not apply, I submit that I am not therefore liable to any charge.
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/