Should have change text to same colour, my defence is listed below
The Defendant contends that the particulars of claim vague and are generic in nature. The Defendant accordingly sets out its case below
1 The Claimant's claim was issued on 2nd December 2019.
2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.
If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.
3 The Claimant's claim to be entitled to payment of £521.50 or any other sum, or relief of any kind is denied.
Stranger if they know the loan was taken out on 1/10/2013 the should know it`s now SB, i have already sent CCA and CPR 31:14, filing in the defence on Sunday night
Fingers crossed but think they will still keep pushing for payment, think its a matter of filing and waiting
Drydens have recently responded to my defence.
It says: “Having now had the opportunity of discussing the Defence with our client, we enclose the following documentation addressing the issues you raise in the Defence and in support of the our client’s Claim against you:
The relevant limitation period in respect of this type of debt is 6 years pursuant to section 5 of the Limitation Act 1980 (“the act”). By section 29 of the act, there is fresh accrual of the relevant limitation period upon each part payment. We can confirm that the last payment was 18 April 2017 in the sum of £25.00. The limitation defence which you have filled is therefore, without merit”.
Then it goes onto say, “we are in a position to progress our client’s Claim against you and would therefore, invite you to now settle this matter without the need for further legal action."
Then it says I have 14 days to make the payment or contact their offices.
I’m concerned that it is “14 days” from when the letter was dated, however the letter only arrived this Tuesday (3rd December) although it’s dated 19th November. There isn’t a date stamped on the envelope.
I really don’t want to make contact with this organisation. What can I do? Thanks