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    • Hi Sneezer and thanks for your Site Donation which is much needed and much appreciated.   The info from the "Solicitor" makes sense if you were complaining about how CRS came to have your contact details. However, this is not relevant to your case. You didn't cancel properly and carried on paying for a gym you didn't use.   For the future, see the Guide here about how to cancel a contract properly and avoid trouble - https://www.consumeractiongroup.co.uk/topic/383678-cancelling-your-gym-agreement-get-it-right/     Come back anytime to update us but don't worry about CRS or anyone else who makes demands. Let us know if you need more for advice and reassurance.    
    • They were communicating with lawyers associated to me too   They can’t serve a SD on your lawyers, only you.   As I said earlier - the lawyer stopped communicating  around the date on the SD they incorrectly served.  And the bank told me the receiver was now handling things and not to deal with them anymore.   The receiver never asked me where I was.  But he did email and I did reply or he did get auto reply.   Since I did have email communication with them - I don't think they could say they did everything possible to find me,  All they had to do was ask!  And then we could have discussed the situation.    It almost is the reverse - they did nothing to try find me.  And if a PI is employed to do surveillance then he must have realised only one person - the wrong one - lived at the  wrong address.   Does anyone have any info re post #26 and #28 above?   The property is being marketed for sale and the receiver is negotiating offers, so there was no reason for me to expect bank/ lawyers to be trying to locate me to serve any papers.      Surely any loss to them has to be proven upon an agreed sale.  It hasn't sold yet,   They may still get a high enough offer to prevent any large debt?  There could then be a different discussion re terms of repayment?   So I was not expecting anyone to be trying to find me!   But this is a bit of a digression from what  should I be doing NOW? Should I send them an SAR?  If they do intend to serve me correctly this would be useful, yes?   I am sure they have added all sorts of unnecessary costs to the debt that could be challenged?   Also there is a question over if they even had a valid notice of assignment?  They would have to produce that in the SAR wouldn't they?   This was a real query for me ages ago but it never got pursued legally.
    • Expect them to bring up every communication and claim that you’ve been dodging them / not providing them with an address to serve to.......
    • They have email and phone - and they could have asked/ emailed me?  The research I have done shows creditor's can use email to serve.   They never asked me where I moved to. The knew they made me homeless but they were regularly communicating other things by email - so they could have asked. They didnt.  No idea how they found the elderly relative. tbh - I don't have a fixed abode.  
    • Do they have an address for you?   if not, how are you expecting them to bring it to your attention? And / or serve it in person??
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You're the one making the claim that it is garbage, I quoted what was said in the House of Lords.

 


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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On successful election as PM OR NOT and after illegally leaving the EU, The Tories will poison 99%  the population so they can frack to their hearts content without interference

They will keep the other 1% as slaves.

 

By your own rules, Prove its not true

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Stop trying to change the subject, you have been caught out and don't like it


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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Just now, Maharg1 said:

Stop trying to change the subject

I'm not

The subject is post utter bollocks isn't it

 

and you are still winning


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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 The whole thread is utter bollox with all your claims that the Tories will do this and Johnson will do that.

You are a typical undemocratic Lefty remoaner  who is throwing his toys out of the pram because you can't get your own way.

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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https://fullfact.org/europe/hunt-eu-army/

 

" The EU doesn’t have the legal power to act in this area unless member governments actively give their permission. "

 

" “common defence” will only come about “when the European Council, acting unanimously, so decides”. Unlike in other areas of EU decision-making, the European Commission can’t propose laws about security and defence, and any decisions in these areas must be made unanimously. "

 

" UK law also states that no such common EU defence powers can be handed from the UK to the EU without the approval of parliament and a referendum on the decision. So the government would need the support of both the public and MPs before they could make such a decision. "

 

 

Now your turn to prove what I said was false

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Prove it ?

 

As for a referendum, in your eyes they don't count for anything.

Edited by Maharg1

Life is so much better and happier as an Optimist than a boring depressed Pessimist

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Follow the links

The proof is that EU and UK Law prevents it.

 

 

Now you prove what I said is wrong

Johnsone has proven he will break the law

He proven he's morally bankrupt

Fracking is an abomination pressed against local communities wishes

 

 

Now you prove what I said isn't true

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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R


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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READ THE LINK AGAIN, it is what was said in the House of Lords so it you don't believe it then ask him to prove it.

 


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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“There is non so blind as those who do not wish to see!”

Maherg1 it does not matter what you say on this forum

they laugh at you as being stupid and not knowing what

you are talking about, as they say the chickens will one

day come home to roost, and then they will be laughing

on the other side of their faces. He who laughs last

laughs longest, but their wont be anything to laugh at, if

we continue to be subservient to this undemocratic club.

 

A little poem to sum it up:- A Brexit Rhyme  

 Won’t you join our Common

Market? said the Spider to

the Fly,
It really is a winner and the cost is not too high,

I know De Gaulle said “Non”, but he hadn’t got a clue,
We want you in, my friends and I, for we have plans for you.

You’ll have to pay a little more than we do, just for now,
As Herr Kohl said, and I agree, we need a new milch cow.

It’s just a continental term believe me, mon ami,
Like “Vive la France” or “Mad Anglais” or even “E.E.C.”

As to the rules, don’t worry friend, there’s really but a few,
You’ll find that we ignore them – but they all apply to you!

Give and share between us, that’s what it’s all about
You do all the giving, and we all share it out.

It’s very British, is it not, to help a friend in need?
You’ve done it twice in two World Wars, a fact we must concede,

So climb aboard the Market Train, don’t sit there on the side,

Your continental cousins want to

take you for a ride.

 

  

  

  

 

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4 minutes ago, Maharg1 said:

READ THE LINK AGAIN, it is what was said in the House of Lords

 

so it you don't believe it then ask him to prove it.

 

 

Oh, if some nutter who happens to be in the house of Lords says it - so its true,

despite the laws of the EU and UK refuting it

 

err Nope

 

Johnson is PM - I don't believe a word he says,

... because he is REPEATEDLY demonstrated to be a liar.

 

I don't believe what that nutter you quote says - because its complete hogwash - as I have demonstrated

 

 

 

Your turn to prove what I said is wrong

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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There are nutters on here claiming their posts are true and non more so than a certain tobyjug.  

 

Why won't you ever answer a question and just debate, why do you always have to be so rude because someone speaks out against you ?

 


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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2 minutes ago, Maharg1 said:

There are nutters on here claiming their posts are true and non more so than a certain tobyjug.  

 

Why won't you ever answer a question and just debate, why do you always have to be so rude because someone speaks out against you ?

 

 

Supported evidenced posts

and not just supported by some outrageous complete and utter bollocks rant from bollocks central

err brexit central whatever you call it

 

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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7 minutes ago, buckthorn said:

“There is non so blind as those who do not wish to see!”

 

 

A little poem to sum it up:- A Brexit Rhyme  

 

 Won’t you join our Common

 

Market? said the Spider to

 

the Fly,
It really is a winner and the cost is not too high,

 

I know De Gaulle said “Non”, but he hadn’t got a clue,
We want you in, my friends and I, for we have plans for you.

 

You’ll have to pay a little more than we do, just for now,
As Herr Kohl said, and I agree, we need a new milch cow.

 

It’s just a continental term believe me, mon ami,
Like “Vive la France” or “Mad Anglais” or even “E.E.C.”

 

As to the rules, don’t worry friend, there’s really but a few,
You’ll find that we ignore them – but they all apply to you!

 

Give and share between us, that’s what it’s all about
You do all the giving, and we all share it out.

 

It’s very British, is it not, to help a friend in need?
You’ve done it twice in two World Wars, a fact we must concede,

 

So climb aboard the Market Train, don’t sit there on the side,

 

Your continental cousins want to

 

take you for a ride.

 

 

 

  

 

  

 

  

 

 

 

That poem sums up the EU perfectly


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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So - going to try and prove what I said wrong (both cases)

or are you admitting defeat.

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Waiting for something other than hysterical 'kipper rants .... in response to the reams of tidy, easy to read and understand evidence posted

 

 

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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I may not always agree with everything Tobyjugg says but they do make valid arguments and not just bad cut n paste unsupported rubbish that has no basis in fact. 
 

I have to say, an EU army maybe a good thing if NATO fails as it might just. It’s not about waging war it’s about preventing. The European project, favoured by Churchill has kept peace in Europe. It is the rise of Nationalism and little Englanders who could end that 

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Any opinion I give is from personal experience .

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We have for centuries run joint military operations with other nations and groups of nations.

Operations with the EU are no different,

and are in fact far more desirable and necessary given the undermining of NATO by Trump,

but we still work with NATO, the UN, the USA as well as the EU and many many others - including to our shame Saudi Arabia.

 

 

That rant by the kippers was  utterly ridiculous.

Still - they've got their big letters up in the thread. Best win they could get without real facts.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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1. Did the nation vote to leave the EU or not ?

2. Are Labour opposing that ?

3. Is Labour calling for another referendum ?

4. Is labour going to negotiate a new Brexit deal, (even though they don't know what the present one is), and put it to the people in a referendum

and then campaign against the deal they have just negotiated ?

 


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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7 minutes ago, Maharg1 said:

 

 

* Were the voters lied to in the Leave campaigns?

 

* Is Leave delivering on ANY of its statements - especially those that were supposed to have occurred before leaving?

 

* Is Brexit stated by the bank of England to have cost 880 million pounds a week

 

* Is Hard Brexit is estimated to cost one billion pounds a week in lost trade just through Dover

 

* How much  industry and finance and Investment is leaving the UK because of brexit?

 

* Should there be a confirmatory referendum on the real situation before leaving - as sold by the Leave campaign?

 

* Is Boris Johnson a lying Piers Morgan?

 

* Has Rees Mogg moved his finance company to the RoI

 

* Has John Redwood advised his investors to move out of the UK before Brexit

 

 

Edited by tobyjugg2

I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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See, you have done it again, just like the anti-Semitic Labour party, you have refused to answer a single question.

 

Just typical of you.


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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Just now, Maharg1 said:

See, you have done it again, just like the anti-Semitic Labour party, you have refused to answer a single question.

 

 

I'm still quite a few answers up on you.

No more credit until you've paid off some of that debt.

 


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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So what do you think about Rees Mogg moving his business to the RoI

.. hardly showing confidence in his own Brexiteering is he?


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

 

Please don't assume what you see here is what I wrote - At least some of my posts HAVE been edited without my knowledge or agreement - or anything showing people they have been amended

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Just like Marxist Corbyn, excuse after excuse after excuse.

You just don't want to admit someone else is right.  That is the action of a coward.


Life is so much better and happier as an Optimist than a boring depressed Pessimist

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