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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Meanwhile Brexit takes a back seat, and Coronavirus rules, it seems parliament might be suspended.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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If it's that serious the matches should be cancelled.  Bet Coronavirus won't stop the Gilet Jaunes though.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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UK Civil Aviation Authority (@UK_CAA)

Flybe has entered administration.

All Flybe flights are cancelled. Please do not go to the airport as your Flybe flight will not be operating.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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  • 2 months later...

The main problem with Covid-19 is that it stopped many people discussing their favourite topic Brexit 🤨

 

The UK is facing a huge challenge this year,  with the economics being ridiculously complex and frightening.

 

If most of the world that the UK trades with is in recession trying to recover from the economic hit caused by Covid-19, will that make it easier or harder to obtain favourable trade deals ?

 

BBC article about Nissan in Sunderland, saying that they need a tariff free trade deal with the EU or there is a risk to them still be able to continue manufacturing in the UK.

 

https://www.bbc.co.uk/news/business-52900528

 

Up and down the country businesses will be struggling anyway with the problems caused by Covid-19.  Changes caused by Brexit may just be too much for many of them to cope with ?

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Time will tell, UB, but I think it's going to be tricky. Businesses have said that they want an extension of the transition period but some people think the government is using Covid as an excuse not to take the negotiations too serioiusly and to distract us from the fact that they're driving towards the cliff edge.

Illegitimi non carborundum

 

 

 

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Brexit: Northern Ireland assembly passes motion calling for transition period extension

 

https://www.independent.co.uk/news/uk/politics/brexit-northern-ireland-assembly-extension-leave-eu-uk-transition-period-a9545606.html

 

 

I have no doubts whatsoever that Johnson wants no-deal (err we've agreed no deal - thats a great deal)    and that a full blown 'Tory (the real ones) rebellion is needed

 

 

I think its utterly shocking the rampant lies and abuses that are going on - beggars belief really.

Politics has always been a dirty game, but the current situation is astounding

 

PM unlawfully prorogues parliament and gets away with it

 

Jenrick unlawfully steps in and gives his mate and Tory doner an unlawful go-ahead to save him 10's of millions - and is getting away with it

 

Cummings and Jenrick ignore lockdown rules and its not just accepted, they are praised for it (by Johnson and handcock)

 

Stats on the Coronavirus are known to be total crap breaching all required standards - and nothing done about it

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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I suspect this Dominic Cummings moment and the handling of the pandemic are going to be like Blair’s Sticking up 2 fingers at the British public and blindly following the US into Iraq. 
 

Not saying they will lose the next election because of it, but expect a long slow decline and Johnson gone as PM by then.

 

In the scheme of things a clearly self inflicted no deal Brexit might accelerate The process.

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18 hours ago, London1971 said:

I suspect this Dominic Cummings moment and the handling of the pandemic are going to be like Blair’s Sticking up 2 fingers at the British public and blindly following the US into Iraq. 
 

Not saying they will lose the next election because of it, but expect a long slow decline and Johnson gone as PM by then.

 

In the scheme of things a clearly self inflicted no deal Brexit might accelerate The process.

 

 

What makes you think they wont simply rewrite history, claim they did everything right, and blame labour despite the Tory majority?

Mind you, that majority is undoubtedly Carbuncle labours fault

 

 

Its happening constantly, why would you think it will be different?

eg:

https://www.theguardian.com/world/2020/jun/03/britain-could-change-immigration-rules-for-hong-kong-citizens

 

Johnson spins a headline lie and swears its true despite his ministers going ... errr

and the reality clearly going to be something different that Johnsons trumpesque headline

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Bank of England tells banks to be ready for no-deal Brexit

https://uk.reuters.com/article/uk-britain-eu-boe-banks/bank-of-england-warns-banks-about-no-deal-brexit-risk-sky-idUKKBN23A18L

 

 

They are

Bank by bank, here's where you can expect to work after Brexit

 

.. and it aint Britain.

 

https://news.efinancialcareers.com/uk-en/3000398/brexit-banks-moving-out-of-london

 


https://www.theguardian.com/business/2018/dec/06/rbs-braces-for-no-deal-brexit-by-shifting-13bn-to-netherlands

 

 

 

https://inews.co.uk/news/politics/brexit/brexit-latest-bank-of-england-governor-andrew-bailey-preparations-no-deal-2874022

 

"Nissan, which is the UK’s largest carmaker, warned on Wednesday that its business in Britain “will not be sustainable” if the current tariff agreement with the EU is abandoned."

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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Yesterday I saw an article suggesting Boris is ready to "take back control" at this point suggesting someone else is to blame for this mess.  I agree with Toby.  They'll just rewrite history and convince people that they were held back or something by the left.  Even if we have a no deal brexit it'll just be masked by the pandemic, and any hardships will just be a fallout of having to spend all this money.

 

Any backlash on the Tory party is just wishful thinking.  We just need Kier Starmer to not let it go

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1 hour ago, tobyjugg2 said:

 

 

What makes you think they wont simply rewrite history, claim they did everything right, and blame labour despite the Tory majority?

Mind you, that majority is undoubtedly Carbuncle labours fault

 

 

Its happening constantly, why would you think it will be different?

eg:

https://www.theguardian.com/world/2020/jun/03/britain-could-change-immigration-rules-for-hong-kong-citizens

 

Johnson spins a headline lie and swears its true despite his ministers going ... errr

and the reality clearly going to be something different that Johnsons trumpesque headline

 

Maggie Thatcher, the Poll Tax

John Major , Tory sleaze

Tony Blair, Iraq

Nick Clegg, student loans

 

Boris Johnson, Pandemic / Cummings ?
 

Only history will tell but all of the above can spin, lie, make stuff up but their names will always be stuck to something that was their downfall. Like dried dog poo on a wall.

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18 minutes ago, Jase1982 said:

 

Any backlash on the Tory party is just wishful thinking.  We just need Kier Starmer to not let it go

 

 

Yes, after a flying start he seems to be rather stalled.

Legal arguments against a Government that writes its own rules is 'somewhat unlikely to be effective' or 'a crock' in more common parlance.

 

If he can't make hay in the current shambles,

* with over 50,000 reported dead,

* common folk locked down and fined for trying to get child care while Ministers and spads do whatever they like and go wherever they like with childcare as an excuse

* and businesses fleeing or fled,

then when can he?

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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15 minutes ago, London1971 said:

Maggie Thatcher, the Poll Tax

John Major , Tory sleaze

Tony Blair, Iraq

Nick Clegg, student loans

 

Boris Johnson, Pandemic / Cummings ? Only history will tell bit all of the above can spin, lie, make stuff up but their names will always be stuck to something that was their downfall. Like dried dog poo on a wall.

 

 

 

and the uproar changed the form of Thatchers poll tax did it not?

Real Tories do.

 

 

I would say that Cleggs student loan issue (not excusing it) was another  perfect example of a Labour issue (no option and unelectable) causing the issue which Torys made sure fell on who they wanted it too

Clegg was left with little option there - but still should have fought harder for an election pledge.

 

 

I would argue that Blair and Iraq is more an issue for minority leftie bit of labour than anyone else. They are the ones who continue to harp on about it.

The action was right, the excuse and the end game was wrong.

Belgrano?

 

 

What was it about Major and Sleeze?

Can't remember.

Christine Keeler?

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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1 minute ago, tobyjugg2 said:

I would say that Cleggs student loan issue (not excusing it) was another  perfect example of a Labour issue (no option and unelectable) causing the issue which Torys made sure fell on who they wanted it too

Clegg was left with little option there - but still should have fought harder fro an election pledge.

 

Looking back I think Clegg probably banked everything so that he could have his referendum on changing the electoral system assuming the wave of feeling the Lib Dems were getting at the time would sweep them towards a change that would see them win more seats in the future.  He lost big time.

 

I'm not seeing any huge backlash against boris on social media.  I think it was Piers Morgan of all people who said that politics is getting very tribal.  He's right.  At the minute you have the red team and the blue team.  If you support the blue team you're with them through anything, and equally if you support the red team.  People that support the blue team have dug in that it doesn't matter what boris does.  They even lap up that nonsense about dominic cummings driving 260 miles with covid 19 for the sake of his autistic child and then jumping out at a natural beauty spot 60 miles away to test his eyesight 😄

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The details don’t matter. My point is that all of these events were the beginning of the end for said politician. Note , not the end of their party being in power necessarily. 
 

When I say beginning of the end , I mean several years eg 4 years for Blair of a slow decline. The Tories will almost certainly win the next election but I doubt it will be with Boris.

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10 minutes ago, London1971 said:

When I say beginning of the end , I mean several years eg 4 years for Blair of a slow decline. The Tories will almost certainly win the next election but I doubt it will be with Boris.

 

I don't think either of those is anything like a given.

I think the messes are really going to hit the fans and the pivot point/fulcrum is just afew ergs away

What does Johnson or the Tories have to pull out of a hat as an excuse/headliner  - I can't see anything. Even a mediocre Starmer performance.

 

 

Yippe we've finally escaped from EU colditz, the banks and businesses have all left, and you need to get out in the fields for your benefits, and taxes are rising and services are falling,  WTO is meaningless as our pal Trump has trashed it, and the NHS now has to buy at higher cost from US sources,

BUT our MP salary is increasing and we can still do whatever we like whatever we instruct you to do ... Yippee everyone

 

 

 

 

 

'4 years for Blair of a slow decline' - I think you are stretching there London

 

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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As you say none of this is a given, but it’s a strong possibility. Sometimes mud sticks, sometimes it doesn’t. To me this has the feel of something that will, and it’s because of the backdrop of the highly unusual times we are in.

 

 

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Just consider that if the cretinous Johnson goes, we might get Gove or The Beadle. Beadle = Rees-Mogg wannabe Beadle of Workhouse UK

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Big issue is that its some time until the run up to the next election where Tories will be worried for their seats

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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On 02/03/2020 at 15:28, honeybee13 said:

I can't believe what I'm reading today. We don't need farming or fishing?

 

https://www.theguardian.com/politics/2020/mar/01/treasury-adviser-farming-and-fisheries-are-not-important

 

And a US trade deal won't go anywhere near replacing what we look like losing from the EU. Even Liz Truss thinks so now.

 

https://www.theguardian.com/politics/2020/mar/02/uk-says-it-will-not-lower-standards-to-strike-trade-deal-with-trump

 

 

Singapore on Thames was always the plan HB

Low taxes and regulations for the rich and powerful

Low services, rights and wages for the workers

 

 

 

Just look at how the COVID rules apply differently.

 

Plebs - you must stay at home with NO excuses

Privileged - you are honoured and honourable whatever you do

 

 

Thats why EU is so hot on EU rules if you want preferential EU trade and they wont let that go

and why the banks are moving their EU related assets, although they will maintain a Singaporian presence here of course

 

"follow the example of Singapore, which is “rich without having its own agricultural sector”."

Which has china with loads of breadline 'farmers and workers next door..

 

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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2 hours ago, Jase1982 said:

 

I'm not seeing any huge backlash against boris on social media.

 

They even lap up that nonsense about dominic cummings driving 260 miles with covid 19 for the sake of his autistic child and then jumping out at a natural beauty spot 60 miles away to test his eyesight

 

 

and that is what is truly astonishing to me.

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

Link to post
Share on other sites

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