Jump to content


  • Tweets

  • Posts

    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 997 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

The point is a well liked MP was killed because of Brexit.

 

A Prime Minister should behave in a way that ensures any debate is as calm as it can be.  To use words such as surrender, traitors etc is not going to lead to a debate about issues which affect most people in the country.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I don't know much about this Twitter feed, no10leaks. It has this.

Just been told by a spad, Cummings & BJ are planning to #prorogue again from the 19th October to 1st November. It was decided in a private meeting between BJ & DC today. The palace will not be happy.
 
 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Johnson and Parliament are now the problem, they are too concerned with biff-bam point scoring whilst the nation goes down the tubes. Only sane BREXIT is/was EEA/EFTA, and it would take years, they all both Leave and Remain see it as an Event rather than a long Process.  A pox on all their houses.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

1 hour ago, honeybee13 said:

I don't know much about this Twitter feed, no10leaks. It has this.

Just been told by a spad, Cummings & BJ are planning to #prorogue again from the 19th October to 1st November. It was decided in a private meeting between BJ & DC today. The palace will not be happy.
 
 

 

Sounds like complete BS to me.

Link to post
Share on other sites

20 hours ago, BazzaS said:

 

 

I

21 hours ago, honeybee13 said:

 

 

Probs BS, but things are so crazy , you never know

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

4 hours ago, labrat said:

I was reading down Facebook and saw how many comments against the judges were on there... 

 

I still think mums response to my aunt stands out - aunt railing on about how the judges had no right to stand in the way of brexit

 

Mums response "why complain - you wanted British laws by British people" 

Half the comments on FB, are paid Trolls

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Some it does, some it doesn't.

 

IMO, nobody is changing their view. They are just becoming more entrenched.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I've now come to the inescapable conclusion that Johnson needs to be gone as soon as the extension is confirmed - which needs to be done in the next week.

 

... Even if Corbyn ends up as caretaker for the time limited period for a general election.

 

I've resisted that conclusion as long as i could - but it now clearly seems the lesser evil when compared to Johnson

.. and thats on ALL grounds, not just Brexit.

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

I can see why with what johnson is demonstrating he is prepared to do.

 

johnson is unfit to be called a human being, let alone a politician

That he is an unelected PM is literally an abomination and shame on the UK's political system.

 

 

Hopefully the latest criminal investigations will get rid of Johnson and trump.

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

It's just too much, Johnson is too much of a liability, election winner or not (highly debatable). A huge number of his own MP's are keeping their own counsel to see what he does at the summit in October, if it's no deal, they will throw him over the edge. Either the 1922 committee , a chunk of his own MP's or the opposition. 

 

I also think that if he allows a no deal that the opposition won't give him his election until 2022, and make him sweat it out.

 

Oh and just watch Javid, Gove, Barclay, Mogg et all stab him in the back multiple times like true Tories.  There is no way that any of these can't be thinking they want to be PM right now.

 

You cannot piss off 70% of the country and get away with it for long.

 

 

 

Edited by London1971

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

We have to wait and see how boris deals with the BENN law, which had a deadline of the 19th.. legally he cant currently leave us on no deal, and there has today been talk of boris declaring a state of emergency to force through no deal.

 

Also, I read the other day that 8 billion has been bet on the outcome of no deal by various hedge funds that have also coincidentally funded directly or indirectly his leadership bid.

 

We are in moving into proper lack of democracy times, yet still the baying brexit mob cant see how this isn't what they were voting for. 

Link to post
Share on other sites

The braying Brexit mob are not the majority of Brexiters.  Johnson can try a lot of things but a state of Emergency needs to be approved by parliament, try getting that through when you've pissed off nearly everyone.

 

If there are any shenanigans on Oct 19th, stick a fork in him he's done. Only question is, is it the Tories or Opposition who push him.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

There are fevered discussions going on about how people think Boris might try to circumvent the Benn Act, prorogations, emergency powers, Henry VIII powers and so on. The SNP are saying a VONC next week is the best way to stop him acting unchecked.

 

Even Phillip Hammond is talking about not recognising the current version of the Tory party and about wealthy hedge fund backers standing to make a fortune from a crash out Brexit.

 

 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

He's boxed into a corner. If he lets no deal happen, aside from breaking the law again. Nobody will give him an election, zero chance. His only hope would have been the SNP  to vote for that. On no planet does that happen if he allows a no deal to happen by default.

 

For the next 3 years he will need to deal with the consequences of Brexit. All the blaming the EU, Remainers and parliament etc will only go so far, until the people turn on him . All with an opposition who will thwart his every move.

 

A lot of Tories are staying silent,for the moment  watch them at the Tory party conference, with fake cheers next week. The very same people who will be stabbing him in the back in a few weeks.  They realise he may win a majority this time but if they stick with Johnson, this is the screaming death throes of their party.

 

 

 

 

Edited by London1971

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Yup, I read that, very true.

 

It's like that scene in the film 'The Queen' when she puts down Tony Blair and tells him ' You won't always be popular' one day the people will turn on you. It won't last for ever.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

In addition to tying up the process in court (lol) until we crash out :

 

The Institute for Government’s Raphael Hogarth posted a good analysis today of five different routes No.10 could take:

1. Send a letter to Brussels asking for an extension. Then send a second letter saying "lol only joking". 

2. Persuade MPs to vote for a deal, but then don’t allow them to vote for the legislation implementing it. 

3. Use an Order of Council to bypass the Queen and suspend the Benn Act. 

4. Use an Order in Council under the Civil Contingencies Act which allows the government to suspend laws to deal with an emergency. 

5. Somewhat ironically, use EU law. "European law usurps British law," a source told City AM. "That means the Article 50 deadline trumps the Benn Act."

But all of these, Hogarth argues, are dead ends. And for what it’s worth, Downing Street said today it did not "recognise" the Order of Council route as floated by Sir John Major last night.

In the Daily Telegraph, Joe Armitage suggests another path. The PM could use the so-called Henry VIII powers included in the EU Withdrawal Act 2018 - which allow ministers to change the law with less parliamentary scrutiny - to amend or abolish the Benn Act.

 

From Paul Waughs' newsletter

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

The problem is what choice is there

1 Labour - Who's going to pay for it all , the countries still paying for the last labout goverment . Since he has apprently got ther SNP on board what has he promised them . And where do they stand on brexit still cannot decide.

2 Lib Dem Well drop the democrat from thier name since they want to ignore a democratic vote 

 

I think most people voted in that it would settle on some wher ein between the two  extremes , however  it seems that was impossible since you have extrmists on both sides of the debate and then you have  parliment that has really covered itself in glory , they cannot decide on any thing . you have a speaker that is not impartial .

 

Then on to the EU all they want is to protect the single market and all thier rules , also to punish a country to god forbide want to leave the EU.

 

So noone comes out of this smelling of roses

 

Link to post
Share on other sites

9 minutes ago, postmn said:
Quote

 

The problem is what choice is there

1 Labour - Who's going to pay for it all , the countries still paying for the last labout goverment . Since he has apprently got ther SNP on board what has he promised them . And where do they stand on brexit still cannot decide.

 

 

Why do you think the country is paying for the last Labour Government. If you are referring to the global crash - it was just that Global. If you are referring to the Labour Party trying to ramp up public spending to avoid the worst of the recession - well it worked- our recession was much weaker than other countries (Greece, Portugal, Spain to name just three). 

9 minutes ago, postmn said:
Quote

2 Lib Dem Well drop the democrat from thier name since they want to ignore a democratic vote 

 

No they are not ignoring it they are saying that since that vote (and by the way many people were disenfranchised so could not vote) things have changed. More detail has come out, the shape of our future relationship with the EU has become clearer. They are also saying a core policy if they won a majority would be to revoke article 50 - that is absolutely democratic - vote for me and we will do x  

Quote

I think most people voted in that it would settle on some wher ein between the two  extremes , however  it seems that was impossible since you have extrmists on both sides of the debate and then you have  parliment that has really covered itself in glory , they cannot decide on any thing . you have a speaker that is not impartial .

Parliament are doing what they were elected to do which is holding the executive to account - they do not like the deal TM came back with for mixed reasons. Incidentally if it was ok for TM to keep putting her deal to Parliament for a vote wouldn't it therefore be OK to rerun the referendum?

Quote

Then on to the EU all they want is to protect the single market and all thier rules , also to punish a country to god forbide want to leave the EU.

Of course they do - and so would you. 

So noone comes out of this smelling of roses

 

 

Any opinion I give is from personal experience .

Link to post
Share on other sites

2 hours ago, postmn said:

The problem is what choice is there

1 Labour - Who's going to pay for it all , the countries still paying for the last labout goverment .

 

What utter rubbish.

Whos paying for who's excesses?

 

"The ONS said borrowing in the first five months of the financial year was up 28% on the same period a year ago, at more than £31bn."

 

"UK to struggle to keep deficit below 2% of GDP next year * Deficit for 2018/19 revised up to 1.9% from 1.1% "

 

"the size of the deficit in the last full financial year, 2018-19, has almost doubled. A deficit of £23.6bn has been revised up to £41.3bn."

 

"The government’s fiscal rules stipulate that borrowing in 2020-21 should be below 2% of national output after taking into account the state of the economy. Achieving that would require either spending cuts or tax increases amounting to 0.5% of gross domestic product – about £10bn."

 

 

"Andrew Wishart, the UK economist at Capital Economics, said the existing fiscal target was “dead in the water"

 

 

So Johnson is blowing away even the limited sayings from years of austerity inflicted on the poorest, whilst the rich got richer... and then some

 

and with UK industries collapsing or leaving the UK,

especially arch-Brexiters like Dyson, Rees-Mogg and Redwood

... all that debt is going to be dropped on the future UK generations .. and the poorest of course.

 

 

 

  • Thanks 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

 Money at the level of Nations is difficult to comprehend.  For the majority of people the only basis of comparison is the ongoing and outgoing of their own bank account.  They equate personal debt with national debt.  I think Boris Johnson is an individual who encourages that thinking.  If you're explaining, you're losing. 

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 997 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...