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    • So this is alleged fraud, rather than a normal debt situation.   Why have UK authorities not been involved, if the person has lived in the UK ?   Perhaps they have tried and got nowhere, so use these interpol red notices to have them detained in a third party country.    I have read online articles that say these interpol notices are being abused by Banks based in UAE.          
    • So nothing to do with deprivation of capital, but bad choices of how they spend benefit monies.   Sounds like they are on a downward spiral to living on the streets and getting into an even worse situation.
    • 4 th time we've merged your threads  for complete history of your story please keeps to one thread
    • @dx100uk @ anyone else interested in Fighting HSBC UK  Staff/department non compliance and incompetence/interference in between HSBC UK and customers.   I wanted to know what you guys had to say about the reply i got from HSBC UK today.    Recap. I originally turned to HSBC UK to be reunited with Money i saved in accounts that where frozen and made dormant during the year 1995.   HSBC UK Teams tell me that HSBC UK only allows them to have access to account records dated back 6 years. there for they do not have the records, can not locate the records i requested for in my SAR. there for HSBC UK teams Ignored my SAR application for records of accounts made frozen and dormant during the year 1995. HSBC then claim if the accounts where closed they will no longer hold records of these accounts and tell that to the ICO. I again explained to HSBC UK and the ICO the records of accounts where left frozen and dormant.   HSBC UK teams continue to tell me over the phone that The records i requested for in my SAR, will not be located or do not exist because HSBC only allows them to have access to records of accounts dated back 6 years.    I returned to HSBC highlighting there is no such provision in the Data Protection Act.   HSBC UK teams today totally ignored my complaint again and confirmed with me they are classing my complaint as wanting to locate accounts that where closed.   Let me know what you think about the  HSBC UK teams response to my last complaint. Is there any other letters i can send them to confirm thay are not correct about what they have done.    The HSBC UK letter starts of by:You've been unable to recover funds you held in HSBC UK Accounts that were closed in 1994 to 1995, and to obtain the account details for the accounts concerned. You've been advised that we only retain records for up to 6 years, but you've been unable to locate any provision for this within the Data Protection Act (DPA). You require a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned. You feel your Subject Access Request (SAR) has been ignored by HSBC UK.   HSBC UK Teams now go on to explain: In respect of you being advised we only retain records for up to 6 years, but having been unable to locate any  provision for this within the Data Protection Act (DPA), I can confirm that under the DPA, we are obliged to only keep records for as long as we deem necessary, in order to effectively manage our data. So, for most cases, this will be for no more than 6 years.   In regards to your request for a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned, I regret that this isn't something that we can provide, as we don't keep records of when individual customer data was destroyed. I'd also like to clarify that if the accounts concerned were closed after becoming dormant, that we would have sent you closing statements at the time.   Lastly, I'm sorry you feel we've ignored your SAR. I want to assure you that we'll always look to accommodate a request for a SAR as best as we can. However, if we're unable to locate the account details and information required, this will mean we're unable to fulfil the request, which has unfortunately been the case on this occasion.   How else do you think i can highlight to HSBC that the teams dealing with My complaint, and request to be reunited with my money is not going to departments that can deal with my demand for services.?  
    • Hi   I have to agree if you have paid off the debt owed to them via this meter and are up to date on your bills  I would look at changing supplier and as said asking new supplier to install a standard meter and look for the best deals for you.
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toptec

unknown Cabot CCJ for Catalogue debt - now Bailiffs threatening Warrant of Control

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had a letter from cabot it says they will send a bailiff . i have never had cabot so ignored letters. after searching google i see they collect debt . but can i stop this and how . i am bipolar so as you can imagine this has tipped me over the edge

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cant do anything of the sort

if you read the letter properly

it actually doesn't say WILL anywhere

 

 

what the debt they are trying to spoof you on please


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it does. it says if not paid before 6/10/16 the bailiff will call and may remove goods

 

i think it a old catalouge it dont say .

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Have you had a ccj issued in favour of cabot for a debt they now own?


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then its not a letter from cabot

its a letter from a bailiff company

 

so who has sent this letter?

the court bailiff system?

 

as martin says

they must have gotten a CCJ against you

 

should tell you a claim number on it does it?


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its cabot that got them to send this letter

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I am guessing here that as you have ignored all the cabot letters they have obtained an uncontested and rubberstamped ccj.

 

Go to http://www.noddle.co.uk, sign up to the service and check if there is a ccj against you.

 

If not, can you scan the letter and upload it to the thread please, obviously removing any identifying info first.


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its cabot that got them to send this letter

 

 

yes we know that

we understand how the system works

but we need information.

 

 

dx


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its asking for card details ? should i ? i dont like giving them

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How can we possibly give sound advice when you arent giving us proper details of what its about?


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no don't do that card or any payment yet please

 

so you found the CCJ and you have its number?

 

will be a letters/numbers combination


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Toptec i removed the post as you had posted identifying info with the ccj number.

We dont need the actual ccj reference, it was more your clarification that it WAS a ccj.

Did you notice the date the ccj was granted?


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once we have the date of the CCJ we'll advise further


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oh yes we crossed.

 

 

ok great so we know the number

and we know it was a couple of months back.

 

can I have a guess at something...

 

you 've moved in recent years?


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Ok thanks toptec, i kind of guessed it would have been over 30 days since judgement but needed clarification.

 

So few more questions.

 

1. How much is the ccj for?

2. Did you owe the alleged debt?

3. Is the balance of the alleged debt made up in whole or in oart due to late payment charges etc

4. Did you have any ppi on the account?

 

Your only option now in challenging this is to apply to have the ccj set aside but you will need good grounds for this and there is a fee involved of £255 i think which you may not get back, even if successful in setting aside. Do you have a defence as to why you do not owe this?

 

Tell us as much about the account as you can.


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This notice will normally give you at least seven days’ notice.

 

When the warrant of control is issued, the bailiffs have a right to try to take control of your goods. This applies even if you move the goods or give them to someone else at any time, even if this is within the seven clear days' notice period.

 

The bailiffs should not force their way into your home unless:

 

you have let them in on a previous visit

they took control of your goods and you have broken the agreement you made with the bailiffs; and

they have given you two clear days’ notice.

If you have not let the bailiffs in before, keep your doors locked. It is also a good idea to keep windows closed. A bailiff is allowed to come into your property through an unlocked door, even if you are not in at the time.

 

If you have a Vehicle

 

A bailiff can take control of goods outside your home, so if you have a vehicle, keep it in a locked garage. If you park the vehicle on your drive, the bailiffs could clamp or remove it.

You could park the vehicle away from your property, but if you park it on a public road and the bailiff finds it, they could force entry to your car and possibly clamp or remove it.

 

 

You can make a combined application to the courts to have the warrant of execution suspended and change the payment to an affordable amount, using an N245 form.

 

If you don’t apply for the notice to be suspended, bailiffs will be able to attend your home on the date stated and remove goods to sell on. You can prevent this by paying the amount in full.


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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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hi . no i have lived here for 9 years now

 

the debt is £758 and yes im sure it is from jd williams a cataloge . i am sure it had ppi but its been a while

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Ppi can be reclaimed if it was missold and you can also reclaim any late payment fees or overlimit fees etc but you will need statements to work this out correctly.

 

For now, you either need to apply to set aside the ccj or apply yo suspend the warrant as Andy advised.

 

If you are on certain benefits or a low income, the fee may be waived by the courts.

 

If you dont have the statements then a SAR to jdwilliams will get them.

 

I understand your bipolar disorder, i have a relative with the same but you need to act, you cant carry on ignoring this or baillifs will come to your door.


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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thanks yes i am on a low income . i think the best option is to set aside as andy said .

thanks

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thanks yes i am on a low income . i think the best option is to set aside as andy said .

thanks

 

Suspend or set a side or both ...you need to decide if you wish to challenge the CCJ or make arrangement to pay it by instalments if your happy to accept the judgment.


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