Jump to content


  • Tweets

  • Posts

    • If it's a no powers Debt Collector then ignore it completely, they have no authority at all and contacting them in any way is a mistake as they'll think they have a new mug to hassle and fleece. Scan up a redacted version of the letter.
    • I suggest that you follow the suggestions I have made here in red and also the earlier suggestions I made in respect of compiling a detailed account of expenses to which you have been put, losses they have suffered and any benefits that you might have received from your parents. Also, if they happen to start a legal action against you then clearly you should defend. Their chances of succeeding are extremely remote, in my view, but I think that you would need a solicitor. I would instruct a solicitor to ask the court in the directions questionnaire to make an order that your parents provide security for costs because you could find that they will end up spending a lot of their money and your money on a fruitless exercise and you will have difficulty recovering any of your costs in the most likely event that you finally win the case. This is not my area of experience at all, but I'm extremely surprised that they have found a solicitor who has been prepared to advise them that they stand some chance of success and therefore it is reasonable for them to incur fees by getting that solicitor to write you these letters.
    • Were you a customer of the pub at the time?  Anyways, go to the pub owner and ask if they are the land owners of the area mentioned in the ticket. If they are, say you don't remember who parked there but surely they must have forgotten to sign in with them. Tell them in a nice jolly conversation some complement and how you'd not want this incident to prevent you from visiting them in the future. See if they could kindly ask them to cancel it if they aren't authorised to bring this claim to the court in the pub owner's name. Kind chat goes a long way.   Reason why I am suggesting this is because these parking management contract often have a clause allowing the land owner to cancel this upon request - this is in interest of for example retail sites like supermarket car parks where customer service is of essence. After all they don't want a 1* review on Google. (but don't tell them that!)   If verbal request is not sufficient, you can do one in writing so there is a paper trail. Come back if you need to write that.   Most important DO NOT SAY WHO THE DRIVER IS.  
    • Oh god! How silly!   I had so many different tabs and word documents open , cutting and pasting different bits I think I’ve copied in the wrong one.   Just had to nip out. I’ll post the correct version ASAP! X
    • Thank you for your response. I've read through some of the threads, however I haven't found any in a similar situation to mine where the overall outcome of the investigation has been posted (whether it was an out of court settlement or a conviction that resulted in a criminal record).    I'm aware that what typically happens is that you're taken to court where they give you a £1000 fine and a criminal record of 12 months (or 11 years if its an enhanced DBS check). This is the information I received following contacting a the TFL legal advice team.   
  • Our picks

toptec

unknown Cabot CCJ for Catalogue debt - now Bailiffs threatening Warrant of Control

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1144 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

had a letter from cabot it says they will send a bailiff . i have never had cabot so ignored letters. after searching google i see they collect debt . but can i stop this and how . i am bipolar so as you can imagine this has tipped me over the edge

Share this post


Link to post
Share on other sites

cant do anything of the sort

if you read the letter properly

it actually doesn't say WILL anywhere

 

 

what the debt they are trying to spoof you on please


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

it does. it says if not paid before 6/10/16 the bailiff will call and may remove goods

 

i think it a old catalouge it dont say .

Share this post


Link to post
Share on other sites

Have you had a ccj issued in favour of cabot for a debt they now own?


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Share this post


Link to post
Share on other sites

then its not a letter from cabot

its a letter from a bailiff company

 

so who has sent this letter?

the court bailiff system?

 

as martin says

they must have gotten a CCJ against you

 

should tell you a claim number on it does it?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

its cabot that got them to send this letter

Share this post


Link to post
Share on other sites

I am guessing here that as you have ignored all the cabot letters they have obtained an uncontested and rubberstamped ccj.

 

Go to http://www.noddle.co.uk, sign up to the service and check if there is a ccj against you.

 

If not, can you scan the letter and upload it to the thread please, obviously removing any identifying info first.


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Share this post


Link to post
Share on other sites
its cabot that got them to send this letter

 

 

yes we know that

we understand how the system works

but we need information.

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

its asking for card details ? should i ? i dont like giving them

Share this post


Link to post
Share on other sites

How can we possibly give sound advice when you arent giving us proper details of what its about?


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Share this post


Link to post
Share on other sites

no don't do that card or any payment yet please

 

so you found the CCJ and you have its number?

 

will be a letters/numbers combination


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Toptec i removed the post as you had posted identifying info with the ccj number.

We dont need the actual ccj reference, it was more your clarification that it WAS a ccj.

Did you notice the date the ccj was granted?


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Share this post


Link to post
Share on other sites

once we have the date of the CCJ we'll advise further


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

oh yes we crossed.

 

 

ok great so we know the number

and we know it was a couple of months back.

 

can I have a guess at something...

 

you 've moved in recent years?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok thanks toptec, i kind of guessed it would have been over 30 days since judgement but needed clarification.

 

So few more questions.

 

1. How much is the ccj for?

2. Did you owe the alleged debt?

3. Is the balance of the alleged debt made up in whole or in oart due to late payment charges etc

4. Did you have any ppi on the account?

 

Your only option now in challenging this is to apply to have the ccj set aside but you will need good grounds for this and there is a fee involved of £255 i think which you may not get back, even if successful in setting aside. Do you have a defence as to why you do not owe this?

 

Tell us as much about the account as you can.


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Share this post


Link to post
Share on other sites

This notice will normally give you at least seven days’ notice.

 

When the warrant of control is issued, the bailiffs have a right to try to take control of your goods. This applies even if you move the goods or give them to someone else at any time, even if this is within the seven clear days' notice period.

 

The bailiffs should not force their way into your home unless:

 

you have let them in on a previous visit

they took control of your goods and you have broken the agreement you made with the bailiffs; and

they have given you two clear days’ notice.

If you have not let the bailiffs in before, keep your doors locked. It is also a good idea to keep windows closed. A bailiff is allowed to come into your property through an unlocked door, even if you are not in at the time.

 

If you have a Vehicle

 

A bailiff can take control of goods outside your home, so if you have a vehicle, keep it in a locked garage. If you park the vehicle on your drive, the bailiffs could clamp or remove it.

You could park the vehicle away from your property, but if you park it on a public road and the bailiff finds it, they could force entry to your car and possibly clamp or remove it.

 

 

You can make a combined application to the courts to have the warrant of execution suspended and change the payment to an affordable amount, using an N245 form.

 

If you don’t apply for the notice to be suspended, bailiffs will be able to attend your home on the date stated and remove goods to sell on. You can prevent this by paying the amount in full.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

hi . no i have lived here for 9 years now

 

the debt is £758 and yes im sure it is from jd williams a cataloge . i am sure it had ppi but its been a while

Share this post


Link to post
Share on other sites

Ppi can be reclaimed if it was missold and you can also reclaim any late payment fees or overlimit fees etc but you will need statements to work this out correctly.

 

For now, you either need to apply to set aside the ccj or apply yo suspend the warrant as Andy advised.

 

If you are on certain benefits or a low income, the fee may be waived by the courts.

 

If you dont have the statements then a SAR to jdwilliams will get them.

 

I understand your bipolar disorder, i have a relative with the same but you need to act, you cant carry on ignoring this or baillifs will come to your door.


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

Share this post


Link to post
Share on other sites

thanks yes i am on a low income . i think the best option is to set aside as andy said .

thanks

Share this post


Link to post
Share on other sites
thanks yes i am on a low income . i think the best option is to set aside as andy said .

thanks

 

Suspend or set a side or both ...you need to decide if you wish to challenge the CCJ or make arrangement to pay it by instalments if your happy to accept the judgment.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...