Car hit from behind

[landlor]

Hello Friends,

 

A car hit my car from behind and has run away but I have the cars number. Can I bring him to books or can he deny that it was not his car.

 

Thanks

[Bazooka Boo]

Hello Friends,

 

A car hit my car from behind and has run away but I have the cars number. Can I bring him to books or can he deny that it was not his car.

 

Thanks

 

Eh?? Report it to the police.

[unclebulgaria67]

Eh?? Report it to the police.

 

Yep ! Criminal act in leaving scene of an accident. The Police might not take forward any prosecution, but they might find out whether car was Insured etc and make a report on the situation.

 

You can get the Insurance details with the car reg on Askmid and submit a claim directly against the Insurers, if you needed to.

 

Don't submit a claim to your Insurers yet, until you know the best way forward. You will have to notify them at some point, even if the claim does get paid by the third parties Insurance.

 

If you claim on your own policy, you have the excess to pay and could lose NCD until your Insurers have recovered their outlay from the third parties insurers. If the third parties insurers paid your claim directly, then no excess to pay and no temporary loss of NCD whilst your Insurers chased up money,

[landlor]

It happened at crossing as I was waiting to emerge into main road. After the accident, I emerged into the road and took left to stop. The car behind followed me in the same direction and after emerging, sped away. Can he deny that it was his car which had hit. Should I have stopped at the spot itself?

[Bazooka Boo]

Is this real?

 

Are you a new/young driver?

 

If he has caused damage to your vehicle, then you need to report it to the police, give them the details of his car and let them carry out their part of the investigation.

 

You need to cover your backside here, he may have reported you to the police for reversing into him and driving off........there's nowt as queer as folk!

 

If there's no damage to your car, then all you need tell the police is that this vehicle tapped yours, and failed to stop, you're not interested in making any claims, however, they might like to run this other cars details through the PNC.

 

Could be a banned driver, no Insurance, or no documents at all?

[landlor]

Is this real?

 

Are you a new/young driver?

 

If he has caused damage to your vehicle, then you need to report it to the police, give them the details of his car and let them carry out their part of the investigation.

 

You need to cover your backside here, he may have reported you to the police for reversing into him and driving off........there's nowt as queer as folk!

 

If there's no damage to your car, then all you need tell the police is that this vehicle tapped yours, and failed to stop, you're not interested in making any claims, however, they might like to run this other cars details through the PNC.

 

Could be a banned driver, no Insurance, or no documents at all?

 

My problem is that I did not stop at the site of hit and instead moved on and stopped away from accident site. That guy can say that he was never the car behind me. The car which it took right and went off and that he was only the one after.

 

Also if there is no damage, is it still a crime to have run away after just hitting my car slightly though.

[Consumer dude]

You did stop at the nearest safest place which was round the corner, he did not stop at all. Report the accident now..

[king12345]

My advise is to leave it if there's no damage.

Otherwise you'll be just making your insurance premium higher.

[landlor]

You did stop at the nearest safest place which was round the corner, he did not stop at all. Report the accident now..

 

But how to prove that it was he who hit and sped away. He can simply say that it was not him and that there was car which turned right before him and he must have hit the car, if at all.

 

What is the general advise on what to do when accident happens? Must one stop at the scene of accident? Because he can also say that I reversed and after hitting , tried to get away from the scene.

[honeybee13]

Do you have any witnesses, newlyn? Or any paint from his car left on your car for example?

 

HB

[landlor]

no witness. no paint, the hit was not so hard. Lets say if he were to complaint to police or claim from insurance, how soon will I come to know?

[unclebulgaria67]

no witness. no paint, the hit was not so hard. Lets say if he were to complaint to police or claim from insurance, how soon will I come to know?

 

You might never hear anything. Why would a driver who may have hit another from behind and then not bothered to stop, make any report to Police or Insurers ? The first thing any Insurers is going to say, is why did you not stop if you had an accident. Second is why you were driving too close to another vehicle you could not stop.

 

If your Insurers received any claim, they would contact you to find out your side of the story first. If you did not respond, they might proceed with third party claim, so you need to respond to any contact. If you decided to report to your Insurers now, then you might have an open claim on your policy for 3 years, waiting to see if third party made a claim. Of course your policy says to notify insurers of all accidents, but then you are paying a higher premium for years, which you might not get back.

 

If you have no damage worth claiming for, then you might decide that either there was no accident or it was so minor that it is not worth reporting. Bumpers are made to be able to cope with very low speed contact.

[Bazooka Boo]

no witness. no paint, the hit was not so hard. Lets say if he were to complaint to police or claim from insurance, how soon will I come to know?

 

You'll know soon enough when they break your door down, hog tie you, throw you in the back of the mariah then leave you in a cell for a few hours with no heating or light.

 

If there was no damage to your car then this is a waste of time. Report it, don't report it, do what you want???????

[Old Cogger]

dahhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

[Bazooka Boo]

dahhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

 

Fell asleep on the keyboard OC??

[ukguy2k]

anyone that claims off insurance for little tiny damage is a idot because if you no witness or camera you end up losing your no claims and higher insurance where you might not be able afford a car anymore

[Oddfellow]

Whether you decide to report it or not, if you tell your insurer about it, they will almost certainly steer you towards a claims management company as it was a "non-fault" claim.

 

 

My very strong advice is AVOID, AVOID, AVOID taking them up on this option. They are a money-making machine of the first order, which puts all our premiums up.