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robinson way DCA HPH2 ltd (ex Lioyds overseas)

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hi

I have uploaded 2 letters that I have received from robinson way.

 

the first asking me if I lived at an address in Cyprus. which I did from 2006 until 2010.

 

the 2nd telling me that I had a debt owed to HPH2 (ex Lolyds overseas) for £3037.00.

 

I did have a loan in 2004 but due to loss of job while in Cyprus could not keep up the payments last payment was early 2007.

since then had on contact with anyone regarding this debt until 2 weeks ago 1st letter.

 

then the 2nd letter today.

note on the 1st letter theres no mention of them being a DCA

 

can you advise me on how to deal with this please

 

Thanks

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They dont mention they are DCAs on their first letter, because this would put people off contacting them !

 

 

Have you made contact with them at all ?

 

 

Was this a UK loan ? If the last payment you made was in 2007, then I would say it is statute barred.


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If you have paid nothing towards this debt since 2007, then just write back stating that the matter is subject to statute of limitations law and you will not be entering into communications. That under the FCA Debt collection rules that apply, that unless they can provide proof that the debt is not subject to limitations, that they must stop chasing it.


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no not since 2007 had a phone call from Lloyds debt dept and after they ranted and raved a bit nothing else they had my address and phone number as well.

 

it was a uk loan

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presume it has sometime since been sold on to hph2, and they have instructed robbers. or are they one and the same?

hopefully its barred


IMO

:-):rant:

 

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Thanks for the advice guys I've read the info on statue barred and will send them a letter using the template.

 

Thanks again

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imo, wld ignore them for abit longer. they havent said 'will' do anything...


IMO

:-):rant:

 

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its HPH2 and an overseas debt buying company they've just bought for peanut.

its not a debt in this country

bugger all they can do ignore them.

simply hoping to find mugs that will pay them easy money.

 

 

dx


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don't like that threat of contacting work numbers

that borders on illegal harassment?


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