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monkquito

Chased for Statute Barred Debt

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Hi,

 

Can anyone help me out..

 

a month ago 1st Credit sent me a CCA (finally) for a debt which is now statue barred about two years ago.

 

Now they are starting to chase me again for the debt.

 

Any advice on how I should proceed?

 

Many thanks in advance,

 

M

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Write to them recorded delivery and inform them that the debt statute barred and they are therefore prevented by CONC from taking any further action in relation to it. Tell them that unless they have some evidence to show that it is not statute barred, then if they continue to take action that you will complain to the ombudsman and eventually to the FCA


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monkquito. are you 100% sure it is barred, no payments/acknowledgments. just double checking. :)

do you have a thread on it, what type of debt is it.


IMO

:-):rant:

 

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Personally, IMO, I'd ignore them, and if they ever felt they had a solid case and took court action, then you have the ultimate defence, and have wasted them time and their precious money!


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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