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Family loan repayment dispute


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Guest roaringmouse

You are also correct in that you CAN deal with it yourself and there is no legal requirement to employ a solicitor. BUT because of the amounts involved and the potential for someone suitably skilled in contract law to defend, I would suggest the cost of a solicitor to defend versus the potential to inadvertently admit to a loan that may not in law be a loan is worth the small cost.

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Do you have legal cover included in your house insurance ? most policies have this nowadays. If you do have it they will be ale to source a solicitor for you.

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I have asked my insurance company who should be coming back to me any time.

 

Having talked to a solicitor this afternoon, who suggested the same and that I ask for an extension, worst case is that if the claimant won't agree to an extension, then I can put a defense in and change that defense if I need to in the next 28 days

 

Once again thanks for everyone's help

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There is no requirement to ask anyone for an extension...you have 19 days from and including the date on the claim to acknowledge service and state your plea.You then have a further 14 days to submit any defence (33 days in total)

You cant amend a defence without the Courts /Claimants permission ..this requires an N244 application with hearing and a fee of £255...add costs of the claimants also for changing your defence.

 

Andy

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