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Getting RBS to forget me - possible ?


Charmer
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Hi

 

In 2007, RBS defaulted me due to me going onto a DMP with CCCS (Now stepchange)

 

In 2009 i successfully got RBS to confirm in writing that they could not find my credit agreement and thus could not take actions to enforce the debt. I have continued to receive a credit card statement every month for over 7 years. The balance doesn't change. They dont add on any interest. I don't offer them any money and they have never asked for any.

 

Is there something i can send to them basically saying don't send me anymore statements because you aren't getting anymore cash or will i have to just put up with receiving a credit card statement with an outstanding balance for years to come on a balance that is never going to be repaid.

 

Regards

 

Rob

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whats this your mint card?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok

well no I suppose then

they think and are quite within their rights

as your creditor

to keep sending them.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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