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    • Theres the Bloomberg report, Standard and Poors analysis, The bank of Englands Report .. not one of which estimates the cost at less than the 180-250M a week it roughly costs depending on whats included. The higher realistic end is just short of 900M a week from the bank of England. The 250m a week estimates come from the ERG's estimates before they shut up when those estimates were trounced.   That Bloomberg amount is pretty middle of the road, and is roughly what I've been seeing as only disputable by zealots - it could be FAR more.     So putting that in perspective, if there is no further damage to the economy, and no further loss/reduction in business/growth, and adding in a small amount of interest on that loss (money has to come from somewhere and we are already further in debt than we have ever been) - it will be in the order of 50 odd years before we even break even .....   Of course, Rees-Moggs entirely unsupported middle finger in the air estimates of about 2050 when we will see some benefits would effectively require a MASSIVE boost to the UK;s 'profitability' - although no-one seems to be able to define any sources for that profitability other than perhaps connecting the climate destroying hot air coming out of Rees-Moggs gob directly to a wind and steam power station.      
    • Do you have any images of the WMF items? If you do then you could post them on this site.
    • yes I did that, not much auction only stuff but I will check from time to time
    • By the way, do you realise that you can put in an eBay search and localise it within X miles of a certain postcode. This should cut down the problem of having to search hundreds of advertisements every day. At the moment, a search for WMF cutlery within 50 miles of the postcode only produces six hits. Very manageable
    • In order for us to help you we require the following information:- [if there are more than one defendant listed -    Name of claimant: JC International Acquisition    Date of issue – 17 January 2020     Particulars of Claim   What is the claim for – the reason they have issued the claim? the claimants claim is for the sum of 125.00 been monies due from the defendant to the claimant under a non regulated telecommunications agreement originally between the defendant and Talk Talk telecom limited under account reference xxxxx. The rights benefits and title the agreement have been assigned to the claimant on 03/04/2014. Notice of the above mentioned assignment has been given to the defendant    What is the total value of the claim? 268.39   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Not too sure   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? no   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No (broadband)   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? NO   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to debt purchaser   Were you aware the account had been assigned – did you receive a Notice of Assignment? can't remember   Did you receive a Default Notice from the original creditor? Can't remember    Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? unsure   Why did you cease payments? unsure   What was the date of your last payment? unsure   Was there a dispute with the original creditor that remains unresolved? Not that I'm aware of   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No  
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A few weeks ago I had a moment of madness and thought I could get away with shoplifting a £6 nail polish from Boots. I didn't even make it out of the store before a man in casual clothing calmly told me to follow him to the back room. From there I returned the product (in a sellable condition) and gave him my name and address. No picture, bank details, phone number etc was taken. Police were not involved either. I was told that I was banned from that particular store for a year and that I should be expecting a letter from RLP soon. I left the store and that was that.

 

I received my first letter a week ago and from reading around this particular topic, I know not to be stupid enough to give RLP any money. However, I am curious to know when RLP eventually give up and stop sending letters. As I'm currently at uni (I'm 19) the letters are being sent to my mum's house and I won't be travelling back home soon for a few months anyway.

 

Any help is appreicated!

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There is no strict limit to the number of letters that RLP will send - reading the other threads on here will give you an idea of what to expect. They will though become increasingly desperate in nature and will make many threats about taking Court action, adding costs to the amount owing as a result and then it will be passed to whichever debt collector is for hire this month to write a further two or three letters. The last of these will recommend that their client (RLP) prepares the case for court action. Don't get involved in any response to the letters though - or your mum if she happens to open any of them, and the matter will finally be passed back to Boots to instigate a court claim. Only Boots can issue a claim however and they most certainly won't do that - in fact they will have forgotten the matter altogether as soon as you left the store at the time of the incident.

 

That isn't a green light to shoplift in future though, as you may find that the Police get involved next time and things will get a whole lot more uncomfortable. Just learn from this event and move on

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Thank you so much for your response, it has put my mind at ease. Just another quick question - because I did not have my picture taken by the security guard, will they use a still CCTV footage of my face to log that I am banned? When I was in the back room with the man, he showed me a book full of banned peoples' faces (very briefly) that looked to have been taken on a professional camera, not from CCTV.

 

I have most definitely learnt from my mistake and will not shoplift again.

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Hi and welcome to CAG. Sidewinder has started you off on the long and winding rogue that is RLP.

 

A more apt answer to your question is 'How long is a piece of string?'

 

I have seen a thread or two where RLP and their pet debt collector have gone silent for a year or more only to be contacted yet again.

 

Now that Boots have passed this matter on to RLP, their entire interest in the matter has finished. They don't actually care what RLP get up to and while two wrongs never make a right, Boots shouldn't be encouraging RLP to chase people with these dubious charges.

 

While shoplifting is wrong, we on CAG believe that the correct way to deal with this is for the Police to get involved in all cases however, the police abdicate their duty on manpower grounds but when they do get involved, this usually concludes with a warning or a fixed penalty. That is usually enough for the first timers.

 

RLP on the other hand will say that they are pursuing a civil matter and that what they are doing is legal. This is true. Civil action is a remedy used by a store to put them back in the same position had the shoplifter not stolen something so in your case all they could ever claim is the £6 plus a small admin fee, nothing like what they do which is wht no court action has taken place since 2012 when a retailer and RLP got a severe spanking.

 

Sorry for the rant.


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Thank you for putting my mind at ease.

 

I have scrolled through a few other threads and have seen some users recommending that you should send RLP a letter stating that you deny any liability to RLP or any company they represent. Should I do this?

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No

 

Doing this will only start them off with a game of letter tennis. They tegularly read these boards anyway and match up cases and then write to tell you not to listen to our bad advice. Why encourage them further?

 

Simple thing to remember - how many people on the threads that have gone before have returned to say that they received a court claim? Not one unless you go far enough back to see a thread started by a member of RLP staff who was planting seeds of fear and pretending to be a victim of RLP who was being taken to court. Laughable and speaks volumes for the type of organisation you are dealing with!


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Thank you for putting my mind at ease.

 

I have scrolled through a few other threads and have seen some users recommending that you should send RLP a letter stating that you deny any liability to RLP or any company they represent. Should I do this?

 

This is something I advised people to do in certain circumstances such as when they lived at home and didn't want their parents to know or when they had other good reason to write. The majority of the cases were to ignore them. Neither way stopped the letters.


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when we say ignore, that is what we mean. If this advice was wrong everyone one who came for help would have been sued by now but no-one has and the reason is that Jackie doesnt have a cause for action and she knows it. telling people that she knows they are getting advice on advice forums an they are doomed if they take that advice is just another attempt at twisting the guilt trip knife a bit harder. Essentailly that is the only weapon she has, your conscience. Use that conscience properly and be a good citizen.

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