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Swift after repo on £30k debt of which +£12k is charges +£2k is PPI!!


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I read that as the judge is telling you to put in a fully pleaded counterclaim which should be for all the charges, the ppi, imho, all the legal charges as the possession claims all appear vexatious in nature given none have been successful to date.

There is a lot of eork to do here Sofi, but done properly i am sure we can see these vile vultures off once and for all.

 

Well done today.

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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I read that as the judge is telling you to put in a fully pleaded counterclaim which should be for all the charges, the ppi, imho, all the legal charges as the possession claims all appear vexatious in nature given none have been successful to date.

There is a lot of eork to do here Sofi, but done properly i am sure we can see these vile vultures off once and for all.

 

Well done today.

 

i hope so Martin

 

am going to wait for SAR to come back and then try and get a barrister or solicitor and then start getting my defence ready

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I dont think you need either a barrister or a solicitor, neither will understand the complexities of this type of case.

You will counterclaim with a fully diarised WS

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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I dont think you need either a barrister or a solicitor, neither will understand the complexities of this type of case.

You will counterclaim with a fully diarised WS

 

i do sort of agree because all solicitors that i have spoken to have said the case is too complex for them but no harm in still looking

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Sofi, take a well earned break from all of this, there is plenty of time now to fully prepare your counterclaim.

 

When you are ready to tackle it, let us know, we'll be here and dont waste money on solicitors or barristers, everything you will need is right here

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Sofi, take a well earned break from all of this, there is plenty of time now to fully prepare your counterclaim.

 

When you are ready to tackle it, let us know, we'll be here and dont waste money on solicitors or barristers, everything you will need is right here

 

thank you Martin

will take a break until the SAR comes back

then i will be back

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Sensible, then we can get to work on that counterclaim

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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  • 2 months later...
UPDATE ON COURT HEARING

 

THE JUDGE HAS ORDERED

 

1. By no later than 4pm on 27 January 2017 i the defendant must if they intend to defend claim further file/serve a defence and if appropriate counterclaim setting out clearly the charges which they dispute together with reasons and clarification of the legal basis for the dispute

 

2. No later than 4pm on 10th February 2017 the claimant shall if so adviced file/serve a response to counterclaim

 

3. Possession hearing date adjourned to 20 February 2017 ( if the issues between both parties cannot be determined then the hearing may be used to give directions

 

Sofi

Anything to update with this case? All eyes are watching.

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There was a hearing scheduled for 20/2 but there have been no updates and no other comms from sofi so we can only assume that the order was adhered to within required timeframes.

Im sure sofi will update as and when necessary.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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There was a hearing scheduled for 20/2 but there have been no updates and no other comms from sofi so we can only assume that the order was adhered to within required timeframes.

Im sure sofi will update as and when necessary.

 

Hi

 

sorry 4 the late reply.

 

update on the hearing dated 22 feb was that it was cancelled. Swift Advances have offered a settlement but we are going to counteroffer. Also Swift decided that by going to the hearing we are wasting court time and money so the case has gone straight to trial.

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Thanks for the update Sofi, Try to keep us up to date as much as possible with your case as many people are watching for the outcome and wish you the best of luck.

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Also Swift decided that by going to the hearing we are wasting court time and money so the case has gone straight to trial.

 

I doubt Swift are in a position to decide that...only the Court ?

 

Andy

We could do with some help from you.

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  • 3 months later...
  • 10 months later...

OP's not been here since 5-3-17..

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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