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2012 MKDP Decree now owned by Link for MBNA card debt with no CCA


isamar
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hi All,

i hope you can help,

i have just found that i have a Decree against my name from sept 2012 in favour of MKDP llp,

i have no recollection of any paperwork,

i was made reduntant nov 2011 and suffered severe depression, the amount is £11k credit card.

 

on my credit report the debt is now managed by Link Financial,

i made a request undeR 77/78 CCA, and they have sent back my £1 stating neither they nor MBNA(original creditor) can produce the agreement, this being the case is it possible for me to set aside the decree?

 

thanks in advance

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sadly no

the decree nulls any need for any enforceable paperwork now.

 

 

when did you last pay MBNA anything...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

and?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

would be nice if you took the trouble to update cag upon your thread...we helped you ...now help us...

 

many members helped you get help

 

cag relies upon resolution to threads so others like you can find and read about how to solve their like issues...

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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