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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Scandal as war heroes’ charity millions vanish


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Scandal as war heroes’ charity millions vanish

 

Millions of pounds of public money meant to help war veterans has disappeared into unknown charities that have delivered little or nothing, promoted unproven “voodoo” therapies or vanished.

 

READ MORE HERE: http://www.thetimes.co.uk/article/scandal-of-war-vets-vanished-charity-funds-mjxnd79pw

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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£5m of war heroes' charity money was spent on unproven therapies or 'vanished'

 

Public money meant to help war veterans has been spent on charities that have promoted unproven therapies, failed to deliver services or simply vanished.

 

The millions were drawn from the £35m ($45.5m) fund, established in 2012 by then chancellor George Osborne from fines given to bankers involved in the Libor scandal, to provide support for veterans.

 

The donations ranged in size from £414,000, given to a charity called Veterans Outreach Support, to the largest single amount of £2.56m, which went to Veterans First Point (VIP).

 

The Warrior Programme also received £933,000 from the fund which gave veterans "timeline therapy" and neurolinguistic programming, and claimed it could completely remove" post-traumatic stress disorder (PTSD) "in less than three days".

 

READ MORE HERE: http://www.ibtimes.co.uk/5m-war-heroes-charity-money-was-spent-unproven-therapies-vanished-1581938

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You have to ask who was overseeing these payments??

 

I believe it was the Tory Veterans minister Anna Soubry who also claimed the cost of delivering Remembrance Day poppy wreaths on expenses to constituents to honour the war dead on her behalf.

 

The whole thing stinks

 

http://www.mirror.co.uk/news/uk-news/tory-minister-anna-soubry-claimed-5878478

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Not all of the money has been unwisely spent. There are many very good projects out there, and I can tell you from experience that there are checks in place now to ensure that what was promised is being delivered.

 

I cannot, though, understand why anyone would give money to anything involving NLP, and anyone who claims to be able to resolve PTSD completely is a snake-oil salesman. The government are not alone in being taken in by such claims, however. There are many, many small charities, a lot of them started by veterans, that latch on to some sort of unproven therapy, make claims about it and become very defensive if asked for clinical evidence. There are a number of military charities that provide a nice living for their founder and his family, but little else. All of these organisations may appear plausible, and they get money from various sources.

 

But it would be a mistake to think that LIBOR money (now called Covenant funding) is easy to get; it requires very well written bids backed up by data, and there are now checks to ensure that the money is being spent as intended.

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As a service user of Veterans Outreach Support (VOS) in Portsmouth, I can categorically say that this charity provides a superb 'one drop shop' the first Wednesday of every month.

 

I have been going there for over five years now, and it has 'most' of the charities who're able to assist veterans in their fight against LA's and Govt bureaucracy.

 

Yes they trialled CST for a while, and most guys who had that therapy couldn't praise it enough!

 

As with everything, what works for one person doesn't work for the other, I had EFT, (emotional freedom technique) or 'tapping' and that worked for me incredibly well.

 

The whole point of VOS is to enable veterans and their families to tap into a wealth of knowledge all housed under one roof, occasionally you'll get the usual rif raf from the council turn up just to get there ugly in the press, the council 'leader' and the local MP, but you'll never see them each month answering veterans questions about why they treat us with contempt.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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