Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Don't think you have to inform Universal Credit of the Small Business Grant Scheme.  Reason is that it is supporting the business via local authorities, which is why it has been paid into a Business account.  It is not the same as the sell employment grant being paid out from June 2020, which is going to be treated as earnings for Universal Credit purposes.   DWP are updating the following linked page with any Coronavirus information related to Universal Credit.   As you will see the Small Business Grant Scheme is not noted.   https://www.understandinguniversalcredit.gov.uk/coronavirus/   You mention the Business is hers and why should you be affected.  Under Universal Credit, as a couple living together, your claims have been linked together as a benefit unit ( you don't have any choice, couples who live together have to have linked couple claims).  When UC issues the statement, it will be both of you as a benefit unit.  Therefore all of your joint information will affect how much UC you receive.  For example your state pension will appear as another benefit deduction, so will affect how much you receive as couple claimants.   Have a read of the Understanding Universal Credit website if you need more information on the benefit.
    • Hi  I do apologise as I don't know where to put this question.   My wife is self employed and her business is closed to to Covid 19. She has lost all future bookings  and has no earnings. I am retired with a State Pension. We have applied for Universal Credits which has been granted - payment middle of April , so that's great. We applied for the Small Business Rates Grant - £10,000 to help with business expenses - she intends to open trading again  ASAP, and there are obviously supplier contracts and services that need to be paid for, plus we modernised premises this year ( as we had lots of bookings) and our personal Credit Card debt is approx £9500.   To my surprise they have granted this and are paying money into her business account.   I know we would have to notify Universal Credit about the Grant, but would she still be entitled to U.C payments? The business is hers , so I presume I am still eligible for U.C   Many Thanks thedrunkenmonkey
    • Neighbour who has garden at end of mine (fence to right as they look down their garden but crosses various gardens as I look down from my house) is requesting that I repair a damaged fence as her dog keeps coming into my garden.   Am I responsible to repair it (my part of fence)?    I have looked at various websites but not very clear.   Neighbour said they erected and put up a fence to their left as they look down their garden but stressed that I was accountable for part of fence to the right.   Thank-you for looking at would appreciate any guidance for confirmation.    
    • Are you or do you wish to use the vehicle until we succeed with arguing and you succeed in VT?
    • Hi I hope all are ok in these trying times. I assume most of us will be in the same situation with employment etc.   I am obviously still intending to follow through my complaint against MB. However I do have to make decisions as I have found myself as will most people at this time left with a reduced minimal income, with all I can forsee is an impending up hill struggle for the forceable future.   So not sure what, if any options I still have, I am presuming VT was only an option earlier on and a court CO excludes that option,    I cant continue to honour the finance payments and cant even begin to estimate any timescales I would be again financially stable.   im trapped but want, no I need to get rid of MB all together, they can have the car and I learned the expensive way!   MB recently emailed a letter (which is copied below) in it they refer to a recent termination, this is the part that is very confusing as its my understanding they terminated the agreement in March 17.   They also inform they have placed the collections on hold, but then heres the cheeky bit, they do however want me to store the vehicle, tax and insure it, as per the agreement (the agreement that they already state was terminated) until they continue with their collection process;   Due to the Coronavirus (COVID-19) pandemic currently affecting the UK and wider world, we’re emailing to update you on what will now happen regarding the collection of your vehicle, following the termination of your Moneybarn vehicle finance agreement.   We won’t be collecting the vehicle at this time Normally, following termination of your agreement, we would arrange for an inspection and collection of the vehicle. However because of the current Government imposed lockdown, we are not currently able to collect vehicles until further notice.   What will happen next? Nothing for the moment. We’ll contact you as soon as there are any developments in the Government’s stance and we know that we’re able to resume our normal vehicle collection activity.   What do you need to do? We would appreciate if you can please keep the vehicle taxed and insured for the time being, as per the terms and conditions of your finance agreement. We hope this information is helpful and clear. Please stay safe and well, and if you need to contact us with any questions, please check out the latest information on the best way to reach us at   So they state termination, then expect to lay down instructions for me to comply with as per my finance agreement T&Cs. To look after the vehicle that they do intend to continue collection of.   If everythings terminated and in other words I have no right to the vehicle, Im not prepared to comply with instructions in line with a non existent agreement (I dont have to) and have a good mind to charge them storage.   However l would much rather just leave the car, send off V5 to change ownership and be done with it and concentrate on getting justice for their mistreatment.   
  • Our picks

Jordibird

Tiger sheds - Substandard Shed Purchased Online Advice Needed Please

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1296 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi,

My Mam purchased a shed online in July this year as a gift for me.

It arrived with no problems with delivery or times on the requested date in August.

 

 

The shed was stored for 2 weeks in my garage and spray treated 3 times as advised with wood preservative.

Only when the shed was actually erected (by a professional firm) did the numerous faults and defects come to light.

 

The wood used is way below standard and has multiple knots generating cracks and splits, these are also present in the supporting framework.

 

 

There are numerous holes in the tongue and groove cladding whereby nails from manufacturing have split the wood.

None of the panels supplied are free from defects,

there has been numerous attempts to patch up the splits with glue which has now started running out and causing more problems.

 

 

All in all it is an absolute disgrace.

It is nowhere near any of the descriptions on the firms website and I am very annoyed and upset that they had the audacity to send a product unfit for even pallets.

 

I have sent an email detailing the defects together with photographic evidence to the firm yesterday.

I have not received an acknowledgement as yet although it is early days.

 

 

However today I have noticed even more cracks and leaking glue all photographed.

I am really furious now as it seems that even with my costly intervention this so called superior products will not survive the winter. Plus it was money paid by a pensioner who can ill afford it.

 

I would just like to know what rights I have to get a refund either full or partial for my Mam, as it is totally impractical to repair or replace the shed now that it is in situe.

 

Thanks in advance

Share this post


Link to post
Share on other sites

if it is faulty you have 30 days to totally reject it and get a full refund.

 

 

how was it paid for and who was the retailer

 

 

CRA refers.

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Thanks for that DX, it was paid online via my Mam's debit card and the supplier/manufacturer is Tiger Sheds. I think I might be outside the 30 day period however.

Cheers

Share this post


Link to post
Share on other sites

OK well ball is in their court

They can choose repair/refund/replace


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Funny how things happen

 

 

I just received an email from them this afternoon.

 

 

I had to read it 3 times as I honestly thought they were taking the proverbial.

 

 

they deny that the shed is substandard and then waffled on about the natural changes wood goes through and how they although they try to purchase wood without knots, splits or cracks unfortunately the odd one does get through (I must have all the odd ones for the past 10 years making up my shed).

 

 

The reply is honestly beyond belief and then they had the audacity to tell me to fill in the defects with wood filler which they would supply if I got in touch. The wood filler needed would have to come in a cement mixer for the amount that would be used - pardon the pun.

 

I am livid I really am.

I have additional photos now that show severe cracks in the frame and cladding it's a disgrace.

I will try to post the reply minus personal data on here and a few of the photos.

 

What would be my best course of action now I am fully prepared to take it to court if need be

Share this post


Link to post
Share on other sites

fwd them all your evidence

state clearly that its not just a case of filling/gluing

its simply too much for one shed , more than an odd piece of wood.

 

 

give them 14 days

stating that if they fail that time line

a letter before action ill be issued forthwith.

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Keep in mind that you could do a chargeback but if they are of that mind, then maybe a shake up in the courts would be the better way to go. Don't forget to include the erection costs.

Share this post


Link to post
Share on other sites

Thank you DX and Conniff I will get my reply sorted out and will send it to them tomorrow. I will also include the additional photos to back up my claim and the 14 day deadline. I will not forget to include the cost of erecting the shed if it goes to court, which I have a feeling it will, but I will see this through to the bitter end. I will keep you all posted throughout.

Thanks for the support

Share this post


Link to post
Share on other sites

I think that the defending company will question the fact that the wood was treated before erection and no faults were spotted.

To be honest, split wood and large number of knots would be quite evident when treating the timber.

You'll need to find a good explanation for this, otherwise the judge might think that the shed was damaged while being erected or simply that the wood and so the product was not inspected prior to treatment.

Share this post


Link to post
Share on other sites

Thanks King for flagging that up. There is a reason why I did not notice the cracks etc when treating the shed, it might not be a solid one but it's the only one I have got. I treat the shed with spirit / oil based preserver via a spray system and was kitted up in the necessary gear coveralls, face mask goggles etc. I didn't get close up for obvious reasons and with the preserver soaking in I honestly couldn't see properly, I noticed the excessive use of glue in gaps and splits the day the shed was delivered but I have no experience of the woodworking industry so apart from hoping they would be sealed ok never inspected the panels close up. As I said earlier I do appreciate you bringing that up and I will definitely bare it in mind.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...