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Threat of oral examination - advice please


michelle456
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Hi,

 

 

I wonder if anyone could offer me some advice. I am not sure if my question fits into this sub-forum and I am sure it will be moved if I am wrong.

 

 

Anyway, I had a judgement made against me for a store card a few years ago for around £1,100. I agreed a monthly payment of £15 a month which I only managed to keep up for 6 months and never hearly from them until today threatening an oral examination unless the balance is paid in full or a payment plan can be agreed.

 

 

I had hoped to be receiving a pension but I only have nine qualifying years, and there is a delay in getting some qualifying years transferred from many years working in Ireland, but doubt I will have that sorted before Christmas. So my earnings are £0.

 

 

My husband has offered to try and help, but we are struggling to keep on top of everything.

 

 

Any suggestions on how I should approach this?

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How long ago was it? Who was the OC, who is threatening you?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Okay so... CCJ was issued, and the judge said it would be £15 based upon an I&E?

Do you have the letter? Remove any personal details... Can you then add it to the forum?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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