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cancookwill

Amex /Allied

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Amex this week have just passed my wife's account to Allied

 

the account is a gold card we ran into a little trouble and we haven't been able to pay in full I had hopped to be able to deal directly with Amex on this smatter as it is only a few months overdue unfortunately Amex have pulled the trigger rather quickly

 

Allied haven't written to us yet they have just started with phone calls and an email

 

I just wanted to get plan of action started pre harassment from Allied

 

And to see if there is any way I can just deal with Amex

 

Many thanks in advance

 

cancookwill

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Have you requested a copy of the agreement (section 78) from Amex ?

 

If you could flesh the bones a little with regards to this agreement age...have you been issued a default notice etc......

 

Andy


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Hi Andy

 

I haven't requested a copy of agreement yet They did send statement of the account and a Final demand letter and notice of termination sent on the 26th of August it states that after period of 28 days from the date of the letter steps may be taken to register a default at the moment there isn't a default only a 1AA and 2AA late states on credit file we are only three months late

The last letter we had from them was the Notice of referral to external collections agency Allied credit international that was only three days after the final demand letter

Allied haven't introduced themselves through a letter yet only phone calls which started on Monday

 

We have had the amex since Dec 2013 with out any problems until June this year a i had company disappear on me owing monies that I was intending to use on the Amex

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