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CCJ for old catalogue debt not in my name


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Hello

for the first time ever i recently checked my credit file.

All seems pretty good except that four 1/2 years ago someone obtained a CCJ for a catalogue debt (that is not in my name) at the address i lived six years ago

 

I was not living at the address at the time so was unable to submit a defence.

 

They would not have had a signed credit agreement

 

I am concerned as recently i have received phone calls from Capquest asking me to contact them urgently.

 

if their inquiry is in relation to the above how should i proceed?

 

Thank you.

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do you know who got the CCJ? [claimant?]

 

might be linked

 

if its that old then you've only 18mts before it drops off your file anyway.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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When [email protected] ring again, laugh and hang up.

 

Whatever they wish to convey can be committed in writing, keep a diary of calls too.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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:lol: Thanks for the replies.

 

I believe its for a Grattan Catalogue debt 2009 - CCJ 2012

That's the only debt on my file.

i have blocked their calls and text messages. so i'm expecting to receive letters soon.

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So who got the ccj?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no name on credit file?

tried clearscore and noddle?

 

 

you could try www.trustonline.org.uk

and search at the address for the CCJ [if not your current at that time?]

 

 

will cost £4 mind

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no name on credit file?

tried clearscore and noddle?

 

 

you could try www.trustonline.org.uk

and search at the address for the CCJ [if not your current at that time?]

 

 

will cost £4 mind

 

 

dx

 

Thanks for reply

I am with noddle, but i can't see any info on the claimant. Might check out trustonline then.

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